Should I invest in DSP Focused Fund?

We don't give personal investment advice. DSP Focused Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.8%. 5-year CAGR: 3.02%.

DSP

DSP Focused Fund - Direct Plan - IDCW

Latest NAV

₹40.6620

As of

17 Jul 2026

3,333 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.35%	-0.07	18 / 29	Q3
1W	+0.16%	-0.02%	+0.18	9 / 29	Q2
2W	+0.92%	+0.35%	+0.57	6 / 29	Q1
1M	+2.88%	+1.88%	+1.00	9 / 29	Q2
3M	+4.89%	+3.92%	+0.97	10 / 29	Q2
6M	-7.55%	-1.14%	-6.41	27 / 29	Q4
YTD	-8.40%	-2.65%	-5.74	26 / 29	Q4
1Y	-6.32%	-1.46%	-4.86	24 / 29	Q4
2Y	-4.67%	-0.81%	-3.86	22 / 29	Q4
3Y	+6.69%	+9.65%	-2.96	20 / 28	Q3
4Y	+7.76%	+11.29%	-3.53	19 / 26	Q3
5Y	+3.02%	+9.28%	-6.25	22 / 23	Q4
7Y	+7.92%	+11.75%	-3.83	12 / 16	Q3
10Y	+8.05%	+9.22%	-1.17	8 / 13	Q3
Inception	+9.86%	+11.41%	-1.55	20 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.40%	-2.65%	-5.74	26 / 29
2025	-0.32%	+1.64%	-1.96	19 / 29
2024	+10.06%	+16.89%	-6.83	23 / 28
2023	+24.85%	+23.20%	+1.65	11 / 26
2022	-13.36%	-1.34%	-12.03	22 / 24
2021	+23.53%	+29.51%	-5.98	16 / 21
2020	+10.33%	+13.97%	-3.64	13 / 18
2019	+18.82%	+8.17%	+10.65	2 / 13
2018	-4.09%	-10.01%	+5.92	4 / 13
2017	+29.21%	+30.76%	-1.55	7 / 13
2016	+5.52%	+0.70%	+4.82	5 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.55%

153 windows

min -21.4% · max 70.4%

72% positive

3-Year rolling

+11.36%

129 windows

min -3.7% · max 28.9%

98% positive

5-Year rolling

+10.78%

105 windows

min 1.6% · max 22.3%

100% positive

7-Year rolling

+10.45%

80 windows

min 6.1% · max 17.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.81%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.13

Downside-only deviation

Max drawdown

-27.09%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - IDCW Option - Direct Plan	HDFC	₹31.8880	17 Jul 2026
NIPPON INDIA FOCUSED FUND - DIRECT Plan - IDCW Option	Nippon India	₹45.4917	17 Jul 2026
SBI Focused Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹108.5791	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - IDCW	ICICI Prudential	₹64.7800	17 Jul 2026
Invesco India Focused Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1300	17 Jul 2026
Bandhan Focused Fund - Direct Plan - IDCW	Bandhan	₹33.7900	17 Jul 2026
quant Focused Fund - IDCW Option - Direct Plan	Quant	₹61.8201	17 Jul 2026
Aditya Birla Sun Life Focused Fund -Direct - IDCW	Aditya Birla Sun Life	₹59.6604	17 Jul 2026
Motilal Oswal Focused Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹24.0610	17 Jul 2026
Franklin India Focused Equity Fund - Direct - IDCW	Franklin India	₹40.5792	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹40.6620
16 Jul 2026	₹40.5460
15 Jul 2026	₹40.5960
14 Jul 2026	₹40.4790
13 Jul 2026	₹40.7090
10 Jul 2026	₹40.5990
9 Jul 2026	₹40.1250
8 Jul 2026	₹39.7870
7 Jul 2026	₹40.6140
6 Jul 2026	₹40.5880

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Focused Fund - Direct Plan - IDCW is ₹40.6620. It's a Focused Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Focused Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Focused Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Focused Fund - Direct Plan - IDCW has delivered a absolute return of -6.32% — -4.86 pp behind the Focused Fund category average of -1.46%. The fund ranks #24 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Focused Fund - Direct Plan - IDCW has delivered a CAGR of 6.69% — -2.96 pp behind the Focused Fund category average of 9.65%. The fund ranks #20 of 28 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Focused Fund - Direct Plan - IDCW has delivered a CAGR of 3.02% — -6.25 pp behind the Focused Fund category average of 9.28%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Focused Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹216,876 today — a multiplier of 2.17×, based on the 10-year CAGR of 8.05%. The category average over the same window would have grown ₹1 lakh to ₹241,463.

A ₹10,000 monthly SIP in DSP Focused Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹662,997 today. That's an XIRR (money-weighted annualised return) of 3.94%.

A ₹10,000 monthly SIP for 10 years in DSP Focused Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,708,975 (multiplier 1.42×). XIRR: 6.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Focused Fund - Direct Plan - IDCW ranks #22 out of 23 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.28%; this fund delivered 3.02%.

The worst peak-to-trough decline DSP Focused Fund - Direct Plan - IDCW has experienced over the last 5-year window is 28.83% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Focused Fund - Direct Plan - IDCW averaged 10.78% (best 22.35%, worst 1.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.10 — negative risk-adjusted performance.

In calendar year 2025, DSP Focused Fund - Direct Plan - IDCW returned -0.32% — lagging the Focused Fund category average of 1.64% by 1.96 pp. It ranked #19 of 29 in its category that year.

DSP Focused Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Focused Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.8%. 5-year CAGR: 3.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.