Should I invest in DSP Flexi Cap Fund?

We don't give personal investment advice. DSP Flexi Cap Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 2.12%.

DSP

DSP Flexi Cap Fund - Direct Plan - IDCW

Latest NAV

₹80.6080

As of

3 Jun 2026

3,302 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.75%	+0.78	47 / 105	Q2
1W	-1.84%	-1.81%	-0.03	84 / 104	Q4
2W	-0.30%	-1.11%	+0.82	64 / 104	Q3
1M	-0.83%	-1.16%	+0.34	62 / 104	Q3
3M	-11.43%	+1.00%	-12.44	95 / 103	Q4
6M	-13.90%	+1.92%	-15.82	89 / 100	Q4
YTD	-14.23%	-1.23%	-13.00	89 / 98	Q4
1Y	-10.83%	+9.43%	-20.27	80 / 88	Q4
2Y	-4.92%	+5.85%	-10.77	75 / 82	Q4
3Y	+4.71%	+10.05%	-5.34	56 / 71	Q4
4Y	+5.63%	+9.63%	-4.00	31 / 39	Q4
5Y	+2.12%	+8.82%	-6.70	32 / 34	Q4
7Y	+3.97%	+10.71%	-6.73	26 / 27	Q4
10Y	+2.75%	+8.89%	-6.15	17 / 17	Q4
Inception	+3.39%	+8.04%	-4.65	82 / 105	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.23%	-6.20%	-8.02	42 / 46
2025	-2.86%	+1.97%	-4.83	34 / 43
2024	+9.06%	+18.83%	-9.77	39 / 42
2023	+23.02%	+26.32%	-3.30	27 / 36
2022	-13.08%	-2.27%	-10.81	32 / 36
2021	+19.99%	+23.11%	-3.12	35 / 50
2020	+4.93%	+11.58%	-6.65	41 / 56
2019	+4.33%	+5.80%	-1.46	41 / 68
2018	-25.27%	-11.53%	-13.74	31 / 33
2017	+27.52%	+29.49%	-1.97	14 / 30
2016	-7.49%	-0.10%	-7.39	26 / 30

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.55%

152 windows

min -38.0% · max 75.7%

57% positive

3-Year rolling

+3.82%

127 windows

min -15.9% · max 18.2%

72% positive

5-Year rolling

+3.05%

103 windows

min -10.9% · max 13.6%

70% positive

7-Year rolling

+2.58%

79 windows

min -1.8% · max 7.0%

89% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.84%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.03

Downside-only deviation

Max drawdown

-28.47%

Sep 2024 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹80.6080
2 Jun 2026	₹80.8120
1 Jun 2026	₹80.7880
29 May 2026	₹81.5340
27 May 2026	₹82.3260
26 May 2026	₹82.3280
25 May 2026	₹82.5550
22 May 2026	₹81.4470
21 May 2026	₹81.1340
20 May 2026	₹81.0130

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Flexi Cap Fund - Direct Plan - IDCW is ₹80.6080. It's a Flexi Cap Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Flexi Cap Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Flexi Cap Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Flexi Cap Fund - Direct Plan - IDCW has delivered a absolute return of -10.83% — -20.27 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #80 of 88 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Flexi Cap Fund - Direct Plan - IDCW has delivered a CAGR of 4.71% — -5.34 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #56 of 71 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Flexi Cap Fund - Direct Plan - IDCW has delivered a CAGR of 2.12% — -6.7 pp behind the Flexi Cap Fund category average of 8.82%. The fund ranks #32 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Flexi Cap Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹131,103 today — a multiplier of 1.31×, based on the 10-year CAGR of 2.75%. The category average over the same window would have grown ₹1 lakh to ₹234,455.

A ₹10,000 monthly SIP in DSP Flexi Cap Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹598,100 today. That's an XIRR (money-weighted annualised return) of -0.12%.

A ₹10,000 monthly SIP for 10 years in DSP Flexi Cap Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,348,088 (multiplier 1.12×). XIRR: 2.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Flexi Cap Fund - Direct Plan - IDCW ranks #32 out of 34 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.82%; this fund delivered 2.12%.

The worst peak-to-trough decline DSP Flexi Cap Fund - Direct Plan - IDCW has experienced over the last 5-year window is 30.54% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Flexi Cap Fund - Direct Plan - IDCW averaged 3.05% (best 13.56%, worst -10.88%). 70% of rolling windows ended positive. The 5-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2025, DSP Flexi Cap Fund - Direct Plan - IDCW returned -2.86% — lagging the Flexi Cap Fund category average of 1.97% by 4.83 pp. It ranked #34 of 43 in its category that year.

DSP Flexi Cap Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Flexi Cap Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 2.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.