Should I invest in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular?

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 4.46%.

Aditya Birla Sun Life

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW

Latest NAV

₹16.2300

As of

3 Jun 2026

1,796 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.29%	+0.20	1 / 5	Q1
1W	-1.03%	-1.36%	+0.33	3 / 5	Q3
2W	-5.99%	-1.19%	-4.80	5 / 5	Q4
1M	-7.48%	-2.67%	-4.81	5 / 5	Q4
3M	-4.11%	-2.23%	-1.88	5 / 5	Q4
6M	-9.33%	-5.82%	-3.51	5 / 5	Q4
YTD	-10.13%	-6.11%	-4.02	5 / 5	Q4
1Y	-4.11%	-0.98%	-3.14	5 / 5	Q4
2Y	-6.63%	+0.45%	-7.08	3 / 3	Q4
3Y	+4.99%	+7.08%	-2.08	3 / 3	Q4
4Y	+6.49%	+7.29%	-0.80	3 / 3	Q4
5Y	+4.46%	+6.11%	-1.65	3 / 3	Q4
7Y	+6.23%	+8.22%	-1.99	3 / 3	Q4
10Y	—	—	—	—	—
Inception	+6.92%	+6.66%	+0.26	3 / 5	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.13%	-6.11%	-4.02	5 / 5
2025	-0.06%	+6.17%	-6.23	5 / 5
2024	+6.14%	+11.56%	-5.43	3 / 3
2023	+22.47%	+16.24%	+6.23	1 / 3
2022	+0.00%	-4.88%	+4.88	1 / 3
2021	+11.86%	+21.56%	-9.70	3 / 3
2020	+14.05%	+15.01%	-0.97	3 / 3
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.51%

77 windows

min -24.7% · max 58.2%

66% positive

3-Year rolling

+10.17%

53 windows

min 5.0% · max 16.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.53%

29 windows

min 4.5% · max 15.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.76%

4 windows

min 5.9% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.40%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.06

Downside-only deviation

Max drawdown

-23.32%

Aug 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹276.7840	3 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹18.2600	3 Jun 2026
Baroda BNP Paribas Children's Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹10.6762	3 Jun 2026
UTI C C BALANCED FUND	UTI	₹39.3877	3 Jun 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹28.7930	3 Jun 2026
LICMF Children Fund	LIC	₹31.9723	3 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.8508	3 Jun 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.2300
2 Jun 2026	₹16.3200
1 Jun 2026	₹16.2400
29 May 2026	₹16.3600
27 May 2026	₹16.5200
26 May 2026	₹16.4900
25 May 2026	₹16.4900
22 May 2026	₹17.5000
21 May 2026	₹17.4200
20 May 2026	₹17.4000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is ₹16.2300. It's a Children's Fund from Aditya Birla Sun Life, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has NAV history starting from 12 Feb 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a absolute return of -4.11% — -3.14 pp behind the Children's Fund category average of -0.98%. The fund ranks #5 of 5 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a CAGR of 4.99% — -2.08 pp behind the Children's Fund category average of 7.08%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a CAGR of 4.46% — -1.65 pp behind the Children's Fund category average of 6.11%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW exactly 5 years ago would be worth approximately ₹124,390 today — a multiplier of 1.24×, based on the 5-year CAGR of 4.46%. The category average over the same window would have grown ₹1 lakh to ₹134,535.

A ₹10,000 monthly SIP in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹635,418 today. That's an XIRR (money-weighted annualised return) of 2.26%.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,005,501 — XIRR 5.06%.

On a 5-year basis, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW ranks #3 out of 3 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.11%; this fund delivered 4.46%.

The worst peak-to-trough decline ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has experienced over the last 5-year window is 23.32% — its NAV fell from a high on 23 Aug 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW averaged 10.53% (best 15.41%, worst 4.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.07 — negative risk-adjusted performance.

In calendar year 2025, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW returned -0.06% — lagging the Children's Fund category average of 6.17% by 6.23 pp. It ranked #5 of 5 in its category that year.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 4.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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