Should I invest in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular?

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 4.83%.

Aditya Birla Sun Life

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW

Latest NAV

₹16.9400

As of

17 Jul 2026

1,827 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.28%	+0.08	3 / 5	Q3
1W	+0.18%	+0.15%	+0.03	2 / 5	Q2
2W	+0.47%	-2.54%	+3.02	3 / 5	Q3
1M	+2.05%	-1.30%	+3.35	2 / 5	Q2
3M	-2.87%	-1.27%	-1.60	3 / 5	Q3
6M	-5.26%	-3.33%	-1.93	3 / 5	Q3
YTD	-6.72%	-5.01%	-1.71	3 / 5	Q3
1Y	-3.97%	-2.48%	-1.49	3 / 5	Q3
2Y	-7.83%	-3.37%	-4.46	3 / 3	Q4
3Y	+3.91%	+4.80%	-0.89	3 / 3	Q4
4Y	+7.34%	+7.06%	+0.29	1 / 3	Q2
5Y	+4.83%	+5.21%	-0.37	3 / 3	Q4
7Y	+7.93%	+8.68%	-0.75	3 / 3	Q4
10Y	—	—	—	—	—
Inception	+7.34%	+7.74%	-0.40	3 / 5	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.72%	-5.01%	-1.71	3 / 5
2025	-0.06%	+6.17%	-6.23	5 / 5
2024	+6.14%	+11.56%	-5.43	3 / 3
2023	+22.47%	+16.24%	+6.23	1 / 3
2022	+0.00%	-4.88%	+4.88	1 / 3
2021	+11.86%	+21.56%	-9.70	3 / 3
2020	+14.05%	+15.01%	-0.97	3 / 3
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.53%

79 windows

min -20.0% · max 42.9%

65% positive

3-Year rolling

+10.35%

55 windows

min 3.9% · max 17.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.48%

30 windows

min 4.8% · max 16.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.45%

6 windows

min 6.3% · max 8.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.08%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.19

Downside-only deviation

Max drawdown

-23.32%

Aug 2024 → Mar 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹292.6050	17 Jul 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹328.7400	17 Jul 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹19.0800	17 Jul 2026
Baroda BNP Paribas Children's Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹11.0935	17 Jul 2026
UTI C C BALANCED FUND	UTI	₹40.6505	17 Jul 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹27.8079	17 Jul 2026
LICMF Children Fund	LIC	₹33.2941	17 Jul 2026
Tata Young Citizen [After 7 years]	Tata	₹57.2872	17 Jul 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹13.2900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.9400
16 Jul 2026	₹16.8800
15 Jul 2026	₹16.9000
14 Jul 2026	₹16.8500
13 Jul 2026	₹16.9500
10 Jul 2026	₹16.9100
9 Jul 2026	₹16.7100
8 Jul 2026	₹16.5600
7 Jul 2026	₹16.8700
6 Jul 2026	₹16.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is ₹16.9400. It's a Children's Fund from Aditya Birla Sun Life, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has NAV history starting from 12 Feb 2019, a track record of about 7 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a absolute return of -3.97% — -1.49 pp behind the Children's Fund category average of -2.48%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a CAGR of 3.91% — -0.89 pp behind the Children's Fund category average of 4.80%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has delivered a CAGR of 4.83% — -0.37 pp behind the Children's Fund category average of 5.21%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW exactly 5 years ago would be worth approximately ₹126,607 today — a multiplier of 1.27×, based on the 5-year CAGR of 4.83%. The category average over the same window would have grown ₹1 lakh to ₹128,881.

A ₹10,000 monthly SIP in ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹654,698 today. That's an XIRR (money-weighted annualised return) of 3.44%.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,035,110 — XIRR 5.88%.

On a 5-year basis, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW ranks #3 out of 3 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.21%; this fund delivered 4.83%.

The worst peak-to-trough decline ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW has experienced over the last 5-year window is 23.32% — its NAV fell from a high on 23 Aug 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW averaged 10.48% (best 16.23%, worst 4.82%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.05 — negative risk-adjusted performance.

In calendar year 2025, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW returned -0.06% — lagging the Children's Fund category average of 6.17% by 6.23 pp. It ranked #5 of 5 in its category that year.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 4.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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