Should I invest in Tata Young Citizen [After 7 years]?

We don't give personal investment advice. Tata Young Citizen [After 7 years] is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 8.62%.

Tata

Tata Young Citizen [After 7 years]

Latest NAV

₹54.8508

As of

3 Jun 2026

4,961 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.22%	-0.07	6 / 8	Q3
1W	-2.26%	-1.24%	-1.02	8 / 8	Q4
2W	-0.82%	-0.32%	-0.49	6 / 8	Q3
1M	-1.99%	-1.14%	-0.86	8 / 8	Q4
3M	-3.61%	-1.37%	-2.23	6 / 8	Q3
6M	-10.07%	-4.85%	-5.22	8 / 8	Q4
YTD	-10.29%	-4.52%	-5.77	8 / 8	Q4
1Y	-10.11%	-2.46%	-7.64	8 / 8	Q4
2Y	-1.65%	+2.04%	-3.69	8 / 8	Q4
3Y	+7.28%	+9.48%	-2.20	7 / 8	Q4
4Y	+9.15%	+10.59%	-1.44	7 / 8	Q4
5Y	+8.62%	+9.42%	-0.79	4 / 8	Q2
7Y	+11.56%	+10.70%	+0.87	3 / 8	Q2
10Y	+9.97%	+10.42%	-0.45	6 / 8	Q3
Inception	+4.92%	+8.66%	-3.74	7 / 8	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.29%	-6.18%	-4.11	7 / 7
2025	+0.84%	+2.35%	-1.51	6 / 7
2024	+12.12%	+14.40%	-2.28	6 / 7
2023	+26.75%	+23.33%	+3.42	2 / 7
2022	+0.84%	+0.56%	+0.29	4 / 7
2021	+33.06%	+25.51%	+7.55	1 / 7
2020	+21.14%	+15.52%	+5.63	1 / 7
2019	+5.30%	+7.06%	-1.77	6 / 7
2018	-8.64%	-4.00%	-4.64	7 / 7
2017	+22.51%	+23.30%	-0.80	5 / 8
2016	+4.19%	+7.55%	-3.36	8 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.64%

234 windows

min -51.8% · max 77.3%

68% positive

3-Year rolling

+7.01%

210 windows

min -16.3% · max 27.5%

72% positive

5-Year rolling

+7.16%

185 windows

min -11.8% · max 22.2%

84% positive

7-Year rolling

+7.21%

161 windows

min -5.7% · max 15.1%

88% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.73%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.16

Downside-only deviation

Max drawdown

-22.72%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹276.7840	3 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
UTI C C BALANCED FUND	UTI	₹39.3877	3 Jun 2026
LICMF Children Fund	LIC	₹31.9723	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹54.8508
2 Jun 2026	₹55.0226
1 Jun 2026	₹54.9418
29 May 2026	₹55.3612
27 May 2026	₹56.1488
26 May 2026	₹56.2948
25 May 2026	₹56.4451
22 May 2026	₹55.7512
21 May 2026	₹55.5471
20 May 2026	₹55.5100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Young Citizen [After 7 years] is ₹54.8508. It's a Children's Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Young Citizen [After 7 years] has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Young Citizen [After 7 years] is managed by Tata. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Young Citizen [After 7 years] has delivered a absolute return of -10.11% — -7.64 pp behind the Children's Fund category average of -2.46%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Young Citizen [After 7 years] has delivered a CAGR of 7.28% — -2.2 pp behind the Children's Fund category average of 9.48%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Young Citizen [After 7 years] has delivered a CAGR of 8.62% — -0.79 pp behind the Children's Fund category average of 9.42%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Young Citizen [After 7 years] exactly 10 years ago would be worth approximately ₹258,635 today — a multiplier of 2.59×, based on the 10-year CAGR of 9.97%. The category average over the same window would have grown ₹1 lakh to ₹269,389.

A ₹10,000 monthly SIP in Tata Young Citizen [After 7 years] over the last 5 years — total invested ₹600,000 — would be worth ₹677,807 today. That's an XIRR (money-weighted annualised return) of 4.82%.

A ₹10,000 monthly SIP for 10 years in Tata Young Citizen [After 7 years] = ₹1,200,000 invested. It would currently be worth ₹1,990,793 (multiplier 1.66×). XIRR: 9.77%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Young Citizen [After 7 years] ranks #4 out of 8 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.42%; this fund delivered 8.62%.

The worst peak-to-trough decline Tata Young Citizen [After 7 years] has experienced over the last 5-year window is 22.72% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Young Citizen [After 7 years] averaged 7.16% (best 22.18%, worst -11.79%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, Tata Young Citizen [After 7 years] returned 0.84% — lagging the Children's Fund category average of 2.35% by 1.51 pp. It ranked #6 of 7 in its category that year.

Tata Young Citizen [After 7 years] doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Young Citizen [After 7 years] is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 8.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.