Should I invest in LICMF Children Fund?

We don't give personal investment advice. LICMF Children Fund is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 7.88%.

LIC

LICMF Children Fund

Latest NAV

₹31.9723

As of

3 Jun 2026

4,910 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.22%	-0.19	7 / 8	Q4
1W	-1.31%	-1.24%	-0.07	4 / 8	Q2
2W	+0.26%	-0.32%	+0.59	2 / 8	Q1
1M	+0.41%	-1.14%	+1.55	1 / 8	Q1
3M	+4.34%	-1.37%	+5.71	1 / 8	Q1
6M	-2.49%	-4.85%	+2.36	3 / 8	Q2
YTD	-2.25%	-4.52%	+2.27	2 / 8	Q1
1Y	+0.22%	-2.46%	+2.68	3 / 8	Q2
2Y	+1.53%	+2.04%	-0.51	4 / 8	Q2
3Y	+8.83%	+9.48%	-0.65	6 / 8	Q3
4Y	+9.27%	+10.59%	-1.33	6 / 8	Q3
5Y	+7.88%	+9.42%	-1.53	7 / 8	Q4
7Y	+8.87%	+10.70%	-1.83	7 / 8	Q4
10Y	+7.78%	+10.42%	-2.64	8 / 8	Q4
Inception	+4.22%	+8.66%	-4.44	8 / 8	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.25%	-6.18%	+3.93	1 / 7
2025	-6.00%	+2.35%	-8.34	7 / 7
2024	+18.40%	+14.40%	+4.00	1 / 7
2023	+21.86%	+23.33%	-1.47	6 / 7
2022	-0.95%	+0.56%	-1.51	5 / 7
2021	+15.26%	+25.51%	-10.25	7 / 7
2020	+12.24%	+15.52%	-3.28	5 / 7
2019	+13.00%	+7.06%	+5.94	1 / 7
2018	-7.94%	-4.00%	-3.94	6 / 7
2017	+13.87%	+23.30%	-9.44	7 / 8
2016	+9.63%	+7.55%	+2.08	3 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.62%

234 windows

min -69.5% · max 65.0%

69% positive

3-Year rolling

+5.41%

209 windows

min -20.6% · max 18.4%

76% positive

5-Year rolling

+5.93%

185 windows

min -15.0% · max 15.2%

83% positive

7-Year rolling

+6.17%

161 windows

min -6.7% · max 12.5%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.87%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-19.69%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹276.7840	3 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
UTI C C BALANCED FUND	UTI	₹39.3877	3 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.8508	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹31.9723
2 Jun 2026	₹31.9630
1 Jun 2026	₹31.9629
29 May 2026	₹32.1553
27 May 2026	₹32.3971
26 May 2026	₹32.3262
25 May 2026	₹32.2908
22 May 2026	₹31.9654
21 May 2026	₹32.0081
20 May 2026	₹31.8879

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LICMF Children Fund is ₹31.9723. It's a Children's Fund from LIC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LICMF Children Fund has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LICMF Children Fund is managed by LIC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LICMF Children Fund has delivered a absolute return of 0.22% — +2.68 pp ahead of the Children's Fund category average of -2.46%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LICMF Children Fund has delivered a CAGR of 8.83% — -0.65 pp behind the Children's Fund category average of 9.48%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, LICMF Children Fund has delivered a CAGR of 7.88% — -1.53 pp behind the Children's Fund category average of 9.42%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in LICMF Children Fund exactly 10 years ago would be worth approximately ₹211,568 today — a multiplier of 2.12×, based on the 10-year CAGR of 7.78%. The category average over the same window would have grown ₹1 lakh to ₹269,389.

A ₹10,000 monthly SIP in LICMF Children Fund over the last 5 years — total invested ₹600,000 — would be worth ₹705,304 today. That's an XIRR (money-weighted annualised return) of 6.40%.

A ₹10,000 monthly SIP for 10 years in LICMF Children Fund = ₹1,200,000 invested. It would currently be worth ₹1,829,546 (multiplier 1.52×). XIRR: 8.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LICMF Children Fund ranks #7 out of 8 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.42%; this fund delivered 7.88%.

The worst peak-to-trough decline LICMF Children Fund has experienced over the last 5-year window is 19.69% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LICMF Children Fund averaged 5.93% (best 15.18%, worst -14.99%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2025, LICMF Children Fund returned -6.00% — lagging the Children's Fund category average of 2.35% by 8.34 pp. It ranked #7 of 7 in its category that year.

LICMF Children Fund doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LICMF Children Fund is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 7.88%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.