Should I invest in HDFC Children Gift Fund-Investment?

We don't give personal investment advice. HDFC Children Gift Fund-Investment is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 10.52%.

HDFC

HDFC Children Gift Fund-Investment

Latest NAV

₹276.7840

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.37%	+0.22%	+0.16	4 / 8	Q2
1W	-1.27%	-1.24%	-0.03	3 / 8	Q2
2W	-0.31%	-0.32%	+0.01	4 / 8	Q2
1M	-1.97%	-1.14%	-0.83	7 / 8	Q4
3M	-3.04%	-1.37%	-1.67	5 / 8	Q3
6M	-7.11%	-4.85%	-2.26	5 / 8	Q3
YTD	-6.99%	-4.52%	-2.47	5 / 8	Q3
1Y	-4.97%	-2.46%	-2.50	5 / 8	Q3
2Y	+0.31%	+2.04%	-1.72	5 / 8	Q3
3Y	+8.96%	+9.48%	-0.53	5 / 8	Q3
4Y	+11.47%	+10.59%	+0.88	3 / 8	Q2
5Y	+10.52%	+9.42%	+1.11	3 / 8	Q2
7Y	+12.28%	+10.70%	+1.59	1 / 8	Q1
10Y	+12.50%	+10.42%	+2.08	1 / 8	Q1
Inception	+12.85%	+8.66%	+4.19	1 / 8	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.99%	-6.18%	-0.81	4 / 7
2025	+2.12%	+2.35%	-0.22	5 / 7
2024	+16.06%	+14.40%	+1.66	3 / 7
2023	+26.49%	+23.33%	+3.16	3 / 7
2022	+6.77%	+0.56%	+6.21	1 / 7
2021	+25.92%	+25.51%	+0.42	4 / 7
2020	+17.25%	+15.52%	+1.73	4 / 7
2019	+6.92%	+7.06%	-0.15	3 / 7
2018	-1.06%	-4.00%	+2.94	2 / 7
2017	+29.78%	+23.30%	+6.48	3 / 8
2016	+7.32%	+7.55%	-0.22	4 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.60%

234 windows

min -42.1% · max 79.8%

87% positive

3-Year rolling

+15.07%

210 windows

min -6.4% · max 34.7%

99% positive

5-Year rolling

+15.12%

185 windows

min 2.1% · max 28.2%

100% positive

7-Year rolling

+14.79%

161 windows

min 10.2% · max 24.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.77%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.41

Downside-only deviation

Max drawdown

-12.60%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
UTI C C BALANCED FUND	UTI	₹39.3877	3 Jun 2026
LICMF Children Fund	LIC	₹31.9723	3 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.8508	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹276.7840
2 Jun 2026	₹277.2520
1 Jun 2026	₹276.2190
29 May 2026	₹278.8000
27 May 2026	₹280.4870
26 May 2026	₹280.8110
25 May 2026	₹281.4660
22 May 2026	₹278.7300
21 May 2026	₹278.1020
20 May 2026	₹278.2160

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Children Gift Fund-Investment is ₹276.7840. It's a Children's Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Children Gift Fund-Investment has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Children Gift Fund-Investment is managed by HDFC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Children Gift Fund-Investment has delivered a absolute return of -4.97% — -2.5 pp behind the Children's Fund category average of -2.46%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Children Gift Fund-Investment has delivered a CAGR of 8.96% — -0.53 pp behind the Children's Fund category average of 9.48%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Children Gift Fund-Investment has delivered a CAGR of 10.52% — +1.11 pp ahead of the Children's Fund category average of 9.42%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Children Gift Fund-Investment exactly 10 years ago would be worth approximately ₹324,749 today — a multiplier of 3.25×, based on the 10-year CAGR of 12.50%. The category average over the same window would have grown ₹1 lakh to ₹269,389.

A ₹10,000 monthly SIP in HDFC Children Gift Fund-Investment over the last 5 years — total invested ₹600,000 — would be worth ₹727,496 today. That's an XIRR (money-weighted annualised return) of 7.63%.

A ₹10,000 monthly SIP for 10 years in HDFC Children Gift Fund-Investment = ₹1,200,000 invested. It would currently be worth ₹2,195,701 (multiplier 1.83×). XIRR: 11.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Children Gift Fund-Investment ranks #3 out of 8 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.42%; this fund delivered 10.52%.

The worst peak-to-trough decline HDFC Children Gift Fund-Investment has experienced over the last 5-year window is 12.60% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Children Gift Fund-Investment averaged 15.12% (best 28.16%, worst 2.11%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, HDFC Children Gift Fund-Investment returned 2.12% — lagging the Children's Fund category average of 2.35% by 0.22 pp. It ranked #5 of 7 in its category that year.

HDFC Children Gift Fund-Investment doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Children Gift Fund-Investment is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 10.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.