Should I invest in UTI C C BALANCED FUND?

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.46%.

UTI

UTI C C BALANCED FUND

Latest NAV

₹40.6505

As of

17 Jul 2026

4,991 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.19%	+0.32%	-0.13	6 / 8	Q3
1W	-0.08%	+0.02%	-0.10	5 / 8	Q3
2W	+0.09%	+0.23%	-0.14	6 / 8	Q3
1M	+1.17%	+1.04%	+0.13	5 / 8	Q3
3M	+1.88%	+1.96%	-0.08	3 / 8	Q2
6M	+0.29%	-0.13%	+0.42	4 / 8	Q2
YTD	-0.61%	-1.40%	+0.79	3 / 8	Q2
1Y	+0.02%	-1.60%	+1.62	3 / 8	Q2
2Y	+2.68%	+0.75%	+1.94	2 / 8	Q1
3Y	+7.28%	+9.13%	-1.85	7 / 8	Q4
4Y	+8.14%	+11.36%	-3.22	8 / 8	Q4
5Y	+7.46%	+9.44%	-1.98	8 / 8	Q4
7Y	+8.79%	+11.81%	-3.02	8 / 8	Q4
10Y	+7.78%	+10.39%	-2.61	8 / 8	Q4
Inception	+5.44%	+8.79%	-3.36	6 / 8	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.61%	-2.61%	+2.00	2 / 7
2025	+4.94%	+2.35%	+2.59	2 / 7
2024	+10.62%	+14.40%	-3.78	7 / 7
2023	+13.10%	+23.33%	-10.23	7 / 7
2022	+2.66%	+0.56%	+2.10	2 / 7
2021	+15.39%	+25.51%	-10.12	6 / 7
2020	+11.36%	+15.52%	-4.16	6 / 7
2019	+3.18%	+7.06%	-3.88	7 / 7
2018	-0.57%	-4.00%	+3.43	1 / 7
2017	+14.49%	+23.30%	-8.81	6 / 8
2016	+10.41%	+7.55%	+2.87	2 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.01%

236 windows

min -22.0% · max 31.9%

75% positive

3-Year rolling

+6.03%

211 windows

min -5.2% · max 15.5%

85% positive

5-Year rolling

+6.02%

187 windows

min -2.0% · max 14.2%

88% positive

7-Year rolling

+6.08%

163 windows

min -1.3% · max 9.7%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.03%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-7.11%

Nov 2025 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹292.6050	17 Jul 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹328.7400	17 Jul 2026
UTI CC-BOND-Growth	UTI	₹81.7069	17 Jul 2026
LICMF Children Fund	LIC	₹33.2941	17 Jul 2026
Tata Young Citizen [After 7 years]	Tata	₹57.2872	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹40.6505
16 Jul 2026	₹40.5735
15 Jul 2026	₹40.5847
14 Jul 2026	₹40.5111
13 Jul 2026	₹40.6855
10 Jul 2026	₹40.6846
9 Jul 2026	₹40.4816
8 Jul 2026	₹40.3745
7 Jul 2026	₹40.7609
6 Jul 2026	₹40.7462

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI C C BALANCED FUND is ₹40.6505. It's a Children's Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI C C BALANCED FUND has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI C C BALANCED FUND is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI C C BALANCED FUND has delivered a absolute return of 0.02% — +1.62 pp ahead of the Children's Fund category average of -1.60%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.28% — -1.85 pp behind the Children's Fund category average of 9.13%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.46% — -1.98 pp behind the Children's Fund category average of 9.44%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI C C BALANCED FUND exactly 10 years ago would be worth approximately ₹211,482 today — a multiplier of 2.11×, based on the 10-year CAGR of 7.78%. The category average over the same window would have grown ₹1 lakh to ₹268,650.

A ₹10,000 monthly SIP in UTI C C BALANCED FUND over the last 5 years — total invested ₹600,000 — would be worth ₹707,865 today. That's an XIRR (money-weighted annualised return) of 6.55%.

A ₹10,000 monthly SIP for 10 years in UTI C C BALANCED FUND = ₹1,200,000 invested. It would currently be worth ₹1,789,283 (multiplier 1.49×). XIRR: 7.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI C C BALANCED FUND ranks #8 out of 8 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.44%; this fund delivered 7.46%.

The worst peak-to-trough decline UTI C C BALANCED FUND has experienced over the last 5-year window is 7.37% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI C C BALANCED FUND averaged 6.02% (best 14.23%, worst -2.01%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.13 — weak risk-adjusted performance.

In calendar year 2025, UTI C C BALANCED FUND returned 4.94% — beating the Children's Fund category average of 2.35% by 2.59 pp. It ranked #2 of 7 in its category that year.

UTI C C BALANCED FUND doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.