Should I invest in UTI C C BALANCED FUND?

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.32%.

UTI

UTI C C BALANCED FUND

Latest NAV

₹39.3877

As of

3 Jun 2026

4,960 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.22%	-0.05	5 / 8	Q3
1W	-0.54%	-1.24%	+0.70	2 / 8	Q1
2W	-0.01%	-0.32%	+0.31	3 / 8	Q2
1M	-0.54%	-1.14%	+0.60	3 / 8	Q2
3M	-1.70%	-1.37%	-0.33	4 / 8	Q2
6M	-3.52%	-4.85%	+1.33	4 / 8	Q2
YTD	-3.50%	-4.52%	+1.02	4 / 8	Q2
1Y	-2.27%	-2.46%	+0.19	4 / 8	Q2
2Y	+3.16%	+2.04%	+1.12	3 / 8	Q2
3Y	+7.10%	+9.48%	-2.39	8 / 8	Q4
4Y	+7.63%	+10.59%	-2.96	8 / 8	Q4
5Y	+7.32%	+9.42%	-2.09	8 / 8	Q4
7Y	+8.09%	+10.70%	-2.61	8 / 8	Q4
10Y	+7.79%	+10.42%	-2.62	7 / 8	Q4
Inception	+5.32%	+8.66%	-3.35	6 / 8	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.50%	-6.18%	+2.68	3 / 7
2025	+4.94%	+2.35%	+2.59	2 / 7
2024	+10.62%	+14.40%	-3.78	7 / 7
2023	+13.10%	+23.33%	-10.23	7 / 7
2022	+2.66%	+0.56%	+2.10	2 / 7
2021	+15.39%	+25.51%	-10.12	6 / 7
2020	+11.36%	+15.52%	-4.16	6 / 7
2019	+3.18%	+7.06%	-3.88	7 / 7
2018	-0.57%	-4.00%	+3.43	1 / 7
2017	+14.49%	+23.30%	-8.81	6 / 8
2016	+10.41%	+7.55%	+2.87	2 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.97%

234 windows

min -21.4% · max 33.0%

75% positive

3-Year rolling

+5.93%

210 windows

min -5.2% · max 15.1%

85% positive

5-Year rolling

+6.00%

185 windows

min -2.0% · max 13.3%

89% positive

7-Year rolling

+6.04%

161 windows

min -1.3% · max 9.5%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.29%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.14

Downside-only deviation

Max drawdown

-7.11%

Nov 2025 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹276.7840	3 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
UTI CC-BOND-Growth	UTI	₹78.0400	3 Jun 2026
LICMF Children Fund	LIC	₹31.9723	3 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.8508	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.3877
2 Jun 2026	₹39.4684
1 Jun 2026	₹39.4030
29 May 2026	₹39.5183
27 May 2026	₹39.6956
26 May 2026	₹39.6829
25 May 2026	₹39.7248
22 May 2026	₹39.4862
21 May 2026	₹39.4202
20 May 2026	₹39.4628

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI C C BALANCED FUND is ₹39.3877. It's a Children's Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI C C BALANCED FUND has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI C C BALANCED FUND is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI C C BALANCED FUND has delivered a absolute return of -2.27% — +0.19 pp ahead of the Children's Fund category average of -2.46%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.10% — -2.39 pp behind the Children's Fund category average of 9.48%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.32% — -2.09 pp behind the Children's Fund category average of 9.42%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI C C BALANCED FUND exactly 10 years ago would be worth approximately ₹211,818 today — a multiplier of 2.12×, based on the 10-year CAGR of 7.79%. The category average over the same window would have grown ₹1 lakh to ₹269,389.

A ₹10,000 monthly SIP in UTI C C BALANCED FUND over the last 5 years — total invested ₹600,000 — would be worth ₹693,737 today. That's an XIRR (money-weighted annualised return) of 5.74%.

A ₹10,000 monthly SIP for 10 years in UTI C C BALANCED FUND = ₹1,200,000 invested. It would currently be worth ₹1,751,627 (multiplier 1.46×). XIRR: 7.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI C C BALANCED FUND ranks #8 out of 8 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.42%; this fund delivered 7.32%.

The worst peak-to-trough decline UTI C C BALANCED FUND has experienced over the last 5-year window is 7.37% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI C C BALANCED FUND averaged 6.00% (best 13.32%, worst -1.96%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, UTI C C BALANCED FUND returned 4.94% — beating the Children's Fund category average of 2.35% by 2.59 pp. It ranked #2 of 7 in its category that year.

UTI C C BALANCED FUND doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.