Should I invest in DSP BlackRock Balanced Fund?

We don't give personal investment advice. DSP BlackRock Balanced Fund-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.9%. 5-year CAGR: 9.32%.

DSP BlackRock

DSP BlackRock Balanced Fund-Growth

Latest NAV

₹339.8180

As of

11 Jun 2026

4,972 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	-0.20%	+0.11	8 / 34	Q1
1W	+0.32%	-0.58%	+0.90	5 / 34	Q1
2W	-1.20%	-2.05%	+0.86	5 / 34	Q1
1M	-0.02%	-0.35%	+0.33	12 / 34	Q2
3M	-0.29%	-0.48%	+0.19	16 / 34	Q2
6M	-6.54%	-5.78%	-0.75	18 / 33	Q3
YTD	-6.71%	-6.89%	+0.17	12 / 33	Q2
1Y	-5.82%	-5.67%	-0.14	15 / 33	Q2
2Y	+3.71%	-1.20%	+4.90	7 / 33	Q1
3Y	+11.16%	+6.94%	+4.22	10 / 33	Q2
4Y	+13.32%	+8.71%	+4.61	8 / 32	Q1
5Y	+9.32%	+6.88%	+2.43	12 / 30	Q2
7Y	+11.92%	+8.64%	+3.28	9 / 30	Q2
10Y	+11.75%	+7.59%	+4.16	6 / 29	Q1
Inception	+11.95%	+6.31%	+5.64	5 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.71%	-7.43%	+0.72	10 / 31
2025	+6.34%	+2.10%	+4.24	8 / 31
2024	+17.12%	+12.84%	+4.28	7 / 31
2023	+25.53%	+17.18%	+8.36	4 / 31
2022	-2.72%	+1.09%	-3.82	23 / 31
2021	+23.93%	+23.51%	+0.42	12 / 31
2020	+16.97%	+10.62%	+6.36	6 / 31
2019	+13.97%	+3.54%	+10.43	1 / 32
2018	-4.62%	-7.66%	+3.04	11 / 32
2017	+26.92%	+16.43%	+10.49	1 / 32
2016	+7.55%	+2.00%	+5.54	5 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.32%

234 windows

min -38.6% · max 75.2%

79% positive

3-Year rolling

+12.95%

210 windows

min -2.0% · max 25.5%

98% positive

5-Year rolling

+12.60%

186 windows

min 4.4% · max 21.3%

100% positive

7-Year rolling

+12.46%

161 windows

min 8.4% · max 17.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.16%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

1.01

Downside-only deviation

Max drawdown

-11.51%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	11 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹64.0438	11 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹41.6600	11 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.3507	11 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.2940	11 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.2920	11 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹90.1700	12 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹389.9228	11 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.3500	11 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹162.7700	11 Jun 2026

Recent NAVs

Date	NAV
11 Jun 2026	₹339.8180
10 Jun 2026	₹340.1210
9 Jun 2026	₹339.5560
8 Jun 2026	₹337.6920
5 Jun 2026	₹339.4840
4 Jun 2026	₹338.7400
3 Jun 2026	₹338.0710
2 Jun 2026	₹338.3700
1 Jun 2026	₹338.3300
29 May 2026	₹340.8690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 Jun 2026, the NAV of DSP BlackRock Balanced Fund-Growth is ₹339.8180. It's a Aggressive Hybrid Fund from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Balanced Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Balanced Fund-Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Balanced Fund-Growth has delivered a absolute return of -5.82% — -0.14 pp behind the Aggressive Hybrid Fund category average of -5.67%. The fund ranks #15 of 33 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Balanced Fund-Growth has delivered a CAGR of 11.16% — +4.22 pp ahead of the Aggressive Hybrid Fund category average of 6.94%. The fund ranks #10 of 33 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP BlackRock Balanced Fund-Growth has delivered a CAGR of 9.32% — +2.43 pp ahead of the Aggressive Hybrid Fund category average of 6.88%. The fund ranks #12 of 30 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP BlackRock Balanced Fund-Growth exactly 10 years ago would be worth approximately ₹303,765 today — a multiplier of 3.04×, based on the 10-year CAGR of 11.75%. The category average over the same window would have grown ₹1 lakh to ₹207,911.

A ₹10,000 monthly SIP in DSP BlackRock Balanced Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹738,902 today. That's an XIRR (money-weighted annualised return) of 8.26%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Balanced Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹2,126,489 (multiplier 1.77×). XIRR: 11.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Balanced Fund-Growth ranks #12 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.88%; this fund delivered 9.32%.

The worst peak-to-trough decline DSP BlackRock Balanced Fund-Growth has experienced over the last 5-year window is 17.89% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Balanced Fund-Growth averaged 12.60% (best 21.35%, worst 4.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, DSP BlackRock Balanced Fund-Growth returned 6.34% — beating the Aggressive Hybrid Fund category average of 2.10% by 4.24 pp. It ranked #8 of 31 in its category that year.

DSP BlackRock Balanced Fund-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. DSP BlackRock Balanced Fund-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.9%. 5-year CAGR: 9.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.