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Thursday, 4 Jun 2026 · IST
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UTI

UTI – Balanced Fund-Growth

Latest NAV
₹393.2851
As of
3 Jun 2026
4,954 NAV records on file
Category
Aggressive Hybrid Fund
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
100684
ISIN (Growth)
INF789F01323
ISIN (Dividend)
—

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period
No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D +0.32% +10.29% -9.97 12 / 37 Q2
1W -1.25% +9.11% -10.36 18 / 37 Q2
2W -0.57% +9.94% -10.52 26 / 37 Q3
1M -1.54% +9.09% -10.63 18 / 37 Q2
3M -2.89% +8.02% -10.91 23 / 37 Q3
6M -5.27% +5.31% -10.59 16 / 36 Q2
YTD -5.98% +4.85% -10.83 17 / 36 Q2
1Y -1.17% +7.28% -8.45 12 / 36 Q2
2Y +3.92% +3.65% +0.27 10 / 36 Q2
3Y +12.71% +9.44% +3.27 12 / 36 Q2
4Y +13.29% +9.24% +4.05 9 / 35 Q2
5Y +12.05% +8.27% +3.78 9 / 33 Q2
7Y +12.79% +8.65% +4.14 6 / 30 Q1
10Y +11.76% +7.76% +4.01 6 / 28 Q1
Inception +10.61% +7.16% +3.45 14 / 37 Q2

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2026 YTD -5.98% -6.67% +0.69 12 / 31
2025 +6.12% +13.04% -6.93 13 / 34
2024 +19.45% +11.71% +7.74 4 / 34
2023 +25.08% +15.66% +9.42 5 / 34
2022 +5.64% +1.00% +4.65 10 / 34
2021 +29.88% +21.44% +8.44 6 / 34
2020 +12.92% +9.68% +3.24 9 / 34
2019 +2.27% +3.54% -1.27 17 / 32
2018 -5.56% -7.66% +2.10 14 / 32
2017 +25.27% +16.43% +8.84 3 / 32
2016 +8.55% +2.00% +6.55 2 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
+12.98%
234 windows
min -43.7% · max 67.4%
81% positive
3-Year rolling
+11.79%
210 windows
min -6.8% · max 26.2%
96% positive
5-Year rolling
+11.50%
185 windows
min -0.8% · max 23.3%
99% positive
7-Year rolling
+11.13%
161 windows
min 5.9% · max 17.4%
100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
₹ —
Today's value
₹ —
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
9.80%
3-year · annualised
Sharpe ratio
0.61
vs risk-free 6.5%
Sortino ratio
0.98
Downside-only deviation
Max drawdown
-12.25%
Sep 2024 → Mar 2025
% positive months
72.2%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme NAV
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option ₹0.0000
SBI Magnum Balanced Fund - Dividend ₹65.1273
ICICI Prudential Balanced Plan-Dividend ₹42.1200
FT India Balanced Fund-Dividend Plan ₹27.5483
Kotak Balance ₹36.6150
DSP BlackRock Balanced Fund-Dividend ₹26.1570
Canara Robeco Balance - Dividend Plan ₹89.4500
UTI – Balanced Fund-Income ₹38.5585
PGIM India Aggressive Hybrid Equity Fund - Dividend Option ₹13.4500
Birla Sun Life 95 Fund-Plan A (Dividend) ₹163.8600

Recent NAVs

Date NAV
3 Jun 2026 ₹393.2851
2 Jun 2026 ₹394.7583
1 Jun 2026 ₹393.5021
29 May 2026 ₹395.2332
27 May 2026 ₹398.7759
26 May 2026 ₹399.7554
25 May 2026 ₹399.9792
22 May 2026 ₹396.7214
21 May 2026 ₹396.7089
20 May 2026 ₹396.7619

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI – Balanced Fund-Growth is ₹393.2851. It's a Aggressive Hybrid Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
UTI – Balanced Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
UTI – Balanced Fund-Growth is managed by UTI. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, UTI – Balanced Fund-Growth has delivered a absolute return of -1.17% — -8.45 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #12 of 36 in its category — the second (Q2) quartile.
Over the trailing 3-year window, UTI – Balanced Fund-Growth has delivered a CAGR of 12.71% — +3.27 pp ahead of the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #12 of 36 in its category — the second (Q2) quartile.
Over the trailing 5-year window, UTI – Balanced Fund-Growth has delivered a CAGR of 12.05% — +3.78 pp ahead of the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #9 of 33 in its category — the second (Q2) quartile.
₹1 lakh invested in UTI – Balanced Fund-Growth exactly 10 years ago would be worth approximately ₹304,116 today — a multiplier of 3.04×, based on the 10-year CAGR of 11.76%. The category average over the same window would have grown ₹1 lakh to ₹211,131.
A ₹10,000 monthly SIP in UTI – Balanced Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹771,008 today. That's an XIRR (money-weighted annualised return) of 9.96%.
A ₹10,000 monthly SIP for 10 years in UTI – Balanced Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹2,242,176 (multiplier 1.87×). XIRR: 12.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, UTI – Balanced Fund-Growth ranks #9 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.27%; this fund delivered 12.05%.
The worst peak-to-trough decline UTI – Balanced Fund-Growth has experienced over the last 5-year window is 12.63% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, UTI – Balanced Fund-Growth averaged 11.50% (best 23.29%, worst -0.80%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.
In calendar year 2025, UTI – Balanced Fund-Growth returned 6.12% — lagging the Aggressive Hybrid Fund category average of 13.04% by 6.93 pp. It ranked #13 of 34 in its category that year.
UTI – Balanced Fund-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.
We don't give personal investment advice. UTI – Balanced Fund-Growth is suitable for an investor whose:
  • horizon is 3-5 years — too short for pure equity, too long for pure debt
  • wants a single fund that automatically rebalances between equity and debt
  • is comfortable trading some upside for lower volatility vs a pure equity fund
Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 12.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

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