Should I invest in SBI Magnum Balanced Fund?

We don't give personal investment advice. SBI Magnum Balanced Fund - Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.1%. 5-year CAGR: 10.96%.

SBI

SBI Magnum Balanced Fund - Dividend

Latest NAV

₹65.1273

As of

3 Jun 2026

4,952 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+10.29%	-9.82	8 / 37	Q1
1W	-0.64%	+9.11%	-9.75	9 / 37	Q1
2W	+1.06%	+9.94%	-8.88	8 / 37	Q1
1M	-0.12%	+9.09%	-9.21	9 / 37	Q1
3M	+2.22%	+8.02%	-5.81	9 / 37	Q1
6M	-0.87%	+5.31%	-6.19	8 / 36	Q1
YTD	-0.90%	+4.85%	-5.75	8 / 36	Q1
1Y	+4.07%	+7.28%	-3.21	7 / 36	Q1
2Y	+7.89%	+3.65%	+4.24	5 / 36	Q1
3Y	+13.36%	+9.44%	+3.92	9 / 36	Q1
4Y	+12.16%	+9.24%	+2.92	11 / 35	Q2
5Y	+10.96%	+8.27%	+2.69	11 / 33	Q2
7Y	+11.57%	+8.65%	+2.92	11 / 30	Q2
10Y	+9.26%	+7.76%	+1.50	14 / 28	Q2
Inception	+5.22%	+7.16%	-1.93	21 / 37	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.90%	-6.67%	+5.78	4 / 31
2025	+12.02%	+13.04%	-1.02	5 / 34
2024	+14.31%	+11.71%	+2.60	14 / 34
2023	+15.98%	+15.66%	+0.32	17 / 34
2022	+2.27%	+1.00%	+1.28	15 / 34
2021	+23.19%	+21.44%	+1.76	16 / 34
2020	+9.41%	+9.68%	-0.26	14 / 34
2019	+12.42%	+3.54%	+8.88	4 / 32
2018	-5.40%	-7.66%	+2.26	13 / 32
2017	+16.16%	+16.43%	-0.27	18 / 32
2016	-6.21%	+2.00%	-8.22	25 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.75%

234 windows

min -46.8% · max 63.2%

68% positive

3-Year rolling

+5.21%

210 windows

min -8.9% · max 19.9%

73% positive

5-Year rolling

+4.87%

185 windows

min -7.1% · max 18.6%

78% positive

7-Year rolling

+4.57%

161 windows

min -3.2% · max 13.6%

87% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.36%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

1.19

Downside-only deviation

Max drawdown

-10.02%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Balanced Fund - Growth	SBI	₹307.3408	3 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹42.1200	3 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.5483	3 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.6150	3 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1570	3 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹89.4500	3 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹393.2851	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.4500	2 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹163.8600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹65.1273
2 Jun 2026	₹65.3726
1 Jun 2026	₹65.0683
31 May 2026	₹65.6010
29 May 2026	₹65.5989
27 May 2026	₹66.2353
26 May 2026	₹65.7929
25 May 2026	₹65.6465
22 May 2026	₹65.0275
21 May 2026	₹64.8167

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Magnum Balanced Fund - Dividend is ₹65.1273. It's a Aggressive Hybrid Fund from SBI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI Magnum Balanced Fund - Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI Magnum Balanced Fund - Dividend is managed by SBI. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Magnum Balanced Fund - Dividend has delivered a absolute return of 4.07% — -3.21 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #7 of 36 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI Magnum Balanced Fund - Dividend has delivered a CAGR of 13.36% — +3.92 pp ahead of the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #9 of 36 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI Magnum Balanced Fund - Dividend has delivered a CAGR of 10.96% — +2.69 pp ahead of the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #11 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Magnum Balanced Fund - Dividend exactly 10 years ago would be worth approximately ₹242,393 today — a multiplier of 2.42×, based on the 10-year CAGR of 9.26%. The category average over the same window would have grown ₹1 lakh to ₹211,131.

A ₹10,000 monthly SIP in SBI Magnum Balanced Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹785,314 today. That's an XIRR (money-weighted annualised return) of 10.70%.

A ₹10,000 monthly SIP for 10 years in SBI Magnum Balanced Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹2,131,878 (multiplier 1.78×). XIRR: 11.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Magnum Balanced Fund - Dividend ranks #11 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.27%; this fund delivered 10.96%.

The worst peak-to-trough decline SBI Magnum Balanced Fund - Dividend has experienced over the last 5-year window is 13.07% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Magnum Balanced Fund - Dividend averaged 4.87% (best 18.64%, worst -7.11%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, SBI Magnum Balanced Fund - Dividend returned 12.02% — lagging the Aggressive Hybrid Fund category average of 13.04% by 1.02 pp. It ranked #5 of 34 in its category that year.

SBI Magnum Balanced Fund - Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. SBI Magnum Balanced Fund - Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.1%. 5-year CAGR: 10.96%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.