Should I invest in DSP BlackRock Balanced Fund?

We don't give personal investment advice. DSP BlackRock Balanced Fund-Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.8%. 5-year CAGR: 0.09%.

DSP BlackRock

DSP BlackRock Balanced Fund-Dividend

Latest NAV

₹26.2920

As of

11 Jun 2026

4,972 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	-0.20%	+0.11	7 / 34	Q1
1W	+0.32%	-0.58%	+0.90	6 / 34	Q1
2W	-2.02%	-2.05%	+0.04	12 / 34	Q2
1M	-0.84%	-0.35%	-0.49	22 / 34	Q3
3M	-2.76%	-0.48%	-2.28	25 / 34	Q3
6M	-10.86%	-5.78%	-5.07	27 / 33	Q4
YTD	-10.42%	-6.89%	-3.54	26 / 33	Q4
1Y	-13.73%	-5.67%	-8.06	31 / 33	Q4
2Y	-4.64%	-1.20%	-3.44	24 / 33	Q3
3Y	+2.00%	+6.94%	-4.94	26 / 33	Q4
4Y	+3.62%	+8.71%	-5.08	25 / 32	Q4
5Y	+0.09%	+6.88%	-6.80	26 / 30	Q4
7Y	+2.05%	+8.64%	-6.59	25 / 30	Q4
10Y	+1.31%	+7.59%	-6.29	26 / 29	Q4
Inception	+0.39%	+6.31%	-5.93	29 / 34	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.42%	-7.43%	-2.99	24 / 31
2025	-1.98%	+2.10%	-4.09	19 / 31
2024	+7.91%	+12.84%	-4.93	22 / 31
2023	+14.03%	+17.18%	-3.15	23 / 31
2022	-11.73%	+1.09%	-12.82	31 / 31
2021	+15.07%	+23.51%	-8.45	25 / 31
2020	+5.84%	+10.62%	-4.78	23 / 31
2019	+0.34%	+3.54%	-3.20	22 / 32
2018	-15.05%	-7.66%	-7.39	29 / 32
2017	+14.96%	+16.43%	-1.47	19 / 32
2016	-6.58%	+2.00%	-8.59	26 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.73%

234 windows

min -44.3% · max 63.7%

52% positive

3-Year rolling

+1.90%

210 windows

min -13.6% · max 14.8%

64% positive

5-Year rolling

+1.64%

186 windows

min -7.5% · max 11.2%

65% positive

7-Year rolling

+1.38%

161 windows

min -2.8% · max 6.9%

78% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.11%

3-year · annualised

Sharpe ratio

-0.45

vs risk-free 6.5%

Sortino ratio

-0.71

Downside-only deviation

Max drawdown

-20.72%

Sep 2024 → Mar 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	11 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹64.0438	11 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹41.6600	11 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.3507	11 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.2940	11 Jun 2026
DSP BlackRock Balanced Fund-Growth	DSP BlackRock	₹339.8180	11 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹90.1700	12 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹389.9228	11 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.3500	11 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹162.7700	11 Jun 2026

Recent NAVs

Date	NAV
11 Jun 2026	₹26.2920
10 Jun 2026	₹26.3150
9 Jun 2026	₹26.2720
8 Jun 2026	₹26.1270
5 Jun 2026	₹26.2660
4 Jun 2026	₹26.2090
3 Jun 2026	₹26.1570
2 Jun 2026	₹26.1800
1 Jun 2026	₹26.1770
29 May 2026	₹26.3730

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 Jun 2026, the NAV of DSP BlackRock Balanced Fund-Dividend is ₹26.2920. It's a Aggressive Hybrid Fund from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Balanced Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Balanced Fund-Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Balanced Fund-Dividend has delivered a absolute return of -13.73% — -8.06 pp behind the Aggressive Hybrid Fund category average of -5.67%. The fund ranks #31 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Balanced Fund-Dividend has delivered a CAGR of 2.00% — -4.94 pp behind the Aggressive Hybrid Fund category average of 6.94%. The fund ranks #26 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP BlackRock Balanced Fund-Dividend has delivered a CAGR of 0.09% — -6.8 pp behind the Aggressive Hybrid Fund category average of 6.88%. The fund ranks #26 of 30 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Balanced Fund-Dividend exactly 10 years ago would be worth approximately ₹113,873 today — a multiplier of 1.14×, based on the 10-year CAGR of 1.31%. The category average over the same window would have grown ₹1 lakh to ₹207,911.

A ₹10,000 monthly SIP in DSP BlackRock Balanced Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹582,750 today. That's an XIRR (money-weighted annualised return) of -1.15%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Balanced Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,262,726 (multiplier 1.05×). XIRR: 1.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Balanced Fund-Dividend ranks #26 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.88%; this fund delivered 0.09%.

The worst peak-to-trough decline DSP BlackRock Balanced Fund-Dividend has experienced over the last 5-year window is 22.78% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Balanced Fund-Dividend averaged 1.64% (best 11.25%, worst -7.52%). 65% of rolling windows ended positive. The 5-year Sharpe ratio is -0.55 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Balanced Fund-Dividend returned -1.98% — lagging the Aggressive Hybrid Fund category average of 2.10% by 4.09 pp. It ranked #19 of 31 in its category that year.

DSP BlackRock Balanced Fund-Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. DSP BlackRock Balanced Fund-Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.8%. 5-year CAGR: 0.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.