Should I invest in WhiteOak Capital Flexi Cap Fund Regular Plan?

We don't give personal investment advice. WhiteOak Capital Flexi Cap Fund Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

WhiteOak Capital

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth

Latest NAV

₹16.8560

As of

3 Jun 2026

940 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.19%	+0.22	10 / 42	Q1
1W	-1.37%	-1.12%	-0.25	23 / 42	Q3
2W	+0.23%	+0.20%	+0.03	21 / 42	Q2
1M	-0.61%	+0.29%	-0.91	22 / 42	Q3
3M	+0.31%	+2.20%	-1.89	26 / 42	Q3
6M	-6.14%	+2.09%	-8.23	32 / 41	Q4
YTD	-4.98%	-0.80%	-4.18	27 / 41	Q3
1Y	-0.28%	+12.75%	-13.04	23 / 38	Q3
2Y	+5.63%	+7.07%	-1.44	14 / 37	Q2
3Y	+15.40%	+12.23%	+3.17	7 / 33	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.57%	+10.40%	+4.17	9 / 42	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.98%	-4.70%	-0.28	15 / 29
2025	+3.85%	+1.29%	+2.56	12 / 25
2024	+23.52%	+19.24%	+4.29	10 / 26
2023	+30.72%	+29.13%	+1.59	8 / 20
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.23%

35 windows

min -0.3% · max 42.0%

94% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.05%

11 windows

min 15.4% · max 19.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.20%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.04

Downside-only deviation

Max drawdown

-15.83%

Dec 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹17.8200	3 Jun 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹56.6317	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.4570	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.9366	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹37.2740	2 Jun 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹55.4440	3 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.3812	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹34.7300	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹25.7800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.8560
2 Jun 2026	₹16.8680
1 Jun 2026	₹16.8000
29 May 2026	₹16.9400
27 May 2026	₹17.0930
26 May 2026	₹17.1020
25 May 2026	₹17.1100
22 May 2026	₹16.9310
21 May 2026	₹16.8800
20 May 2026	₹16.8460

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of WhiteOak Capital Flexi Cap Fund Regular Plan-Growth is ₹16.8560. It's a Flexi Cap Fund from WhiteOak Capital, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth has NAV history starting from 03 Aug 2022, a track record of about 3 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth is managed by WhiteOak Capital. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, WhiteOak Capital Flexi Cap Fund Regular Plan-Growth has delivered a absolute return of -0.28% — -13.04 pp behind the Flexi Cap Fund category average of 12.75%. The fund ranks #23 of 38 in its category — the third (Q3) quartile.

Over the trailing 3-year window, WhiteOak Capital Flexi Cap Fund Regular Plan-Growth has delivered a CAGR of 15.40% — +3.17 pp ahead of the Flexi Cap Fund category average of 12.23%. The fund ranks #7 of 33 in its category — the top (Q1) quartile.

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in WhiteOak Capital Flexi Cap Fund Regular Plan-Growth exactly 3 years ago would be worth approximately ₹153,681 today — a multiplier of 1.54×, based on the 3-year CAGR of 15.40%. The category average over the same window would have grown ₹1 lakh to ₹141,359.

A ₹10,000 monthly SIP in WhiteOak Capital Flexi Cap Fund Regular Plan-Growth over the last 3 years — total invested ₹360,000 — would be worth ₹400,861 today. That's an XIRR (money-weighted annualised return) of 7.10%.

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,861 — XIRR 7.10%.

On a 3-year basis, WhiteOak Capital Flexi Cap Fund Regular Plan-Growth ranks #7 out of 33 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.23%; this fund delivered 15.40%.

The worst peak-to-trough decline WhiteOak Capital Flexi Cap Fund Regular Plan-Growth has experienced over the last 3-year window is 15.83% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, WhiteOak Capital Flexi Cap Fund Regular Plan-Growth averaged 18.05% (best 19.77%, worst 15.40%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, WhiteOak Capital Flexi Cap Fund Regular Plan-Growth returned 3.85% — beating the Flexi Cap Fund category average of 1.29% by 2.56 pp. It ranked #12 of 25 in its category that year.

WhiteOak Capital Flexi Cap Fund Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. WhiteOak Capital Flexi Cap Fund Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.