Should I invest in UTI CC-BOND-Income?

We don't give personal investment advice. UTI CC-BOND-Income is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 8.33%.

UTI

UTI CC-BOND-Income

Latest NAV

₹78.0447

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.22%	+0.16	3 / 8	Q2
1W	-1.58%	-1.24%	-0.34	6 / 8	Q3
2W	-0.84%	-0.32%	-0.51	8 / 8	Q4
1M	-1.75%	-1.14%	-0.61	5 / 8	Q3
3M	-3.86%	-1.37%	-2.49	8 / 8	Q4
6M	-8.88%	-4.85%	-4.03	6 / 8	Q3
YTD	-8.93%	-4.52%	-4.41	7 / 8	Q4
1Y	-5.95%	-2.46%	-3.49	7 / 8	Q4
2Y	-0.15%	+2.04%	-2.18	7 / 8	Q4
3Y	+9.03%	+9.48%	-0.46	4 / 8	Q2
4Y	+9.56%	+10.59%	-1.03	4 / 8	Q2
5Y	+8.33%	+9.42%	-1.08	6 / 8	Q3
7Y	+11.13%	+10.70%	+0.44	5 / 8	Q3
10Y	+11.39%	+10.42%	+0.97	4 / 8	Q2
Inception	+10.42%	+8.66%	+1.76	3 / 8	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.93%	-6.18%	-2.75	6 / 7
2025	+3.28%	+2.35%	+0.93	4 / 7
2024	+13.43%	+14.40%	-0.97	5 / 7
2023	+23.22%	+23.33%	-0.11	4 / 7
2022	-4.01%	+0.56%	-4.56	6 / 7
2021	+32.34%	+25.51%	+6.83	3 / 7
2020	+19.14%	+15.52%	+3.63	2 / 7
2019	+6.58%	+7.06%	-0.48	5 / 7
2018	-4.13%	-4.00%	-0.12	5 / 7
2017	+37.27%	+23.30%	+13.97	2 / 8
2016	+5.35%	+7.55%	-2.19	6 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.64%

234 windows

min -28.1% · max 80.4%

76% positive

3-Year rolling

+12.05%

210 windows

min -5.4% · max 25.9%

96% positive

5-Year rolling

+12.01%

185 windows

min -0.6% · max 21.5%

99% positive

7-Year rolling

+11.87%

161 windows

min 5.6% · max 15.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.19%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-19.77%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹276.7840	3 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹322.2700	3 Jun 2026
UTI C C BALANCED FUND	UTI	₹39.3877	3 Jun 2026
LICMF Children Fund	LIC	₹31.9723	3 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.8508	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹78.0447
2 Jun 2026	₹78.3778
1 Jun 2026	₹78.0840
29 May 2026	₹78.5819
27 May 2026	₹79.6390
26 May 2026	₹79.6349
25 May 2026	₹79.9552
22 May 2026	₹79.0706
21 May 2026	₹78.8233
20 May 2026	₹78.9157

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI CC-BOND-Income is ₹78.0447. It's a Children's Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI CC-BOND-Income has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI CC-BOND-Income is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI CC-BOND-Income has delivered a absolute return of -5.95% — -3.49 pp behind the Children's Fund category average of -2.46%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI CC-BOND-Income has delivered a CAGR of 9.03% — -0.46 pp behind the Children's Fund category average of 9.48%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI CC-BOND-Income has delivered a CAGR of 8.33% — -1.08 pp behind the Children's Fund category average of 9.42%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI CC-BOND-Income exactly 10 years ago would be worth approximately ₹294,035 today — a multiplier of 2.94×, based on the 10-year CAGR of 11.39%. The category average over the same window would have grown ₹1 lakh to ₹269,389.

A ₹10,000 monthly SIP in UTI CC-BOND-Income over the last 5 years — total invested ₹600,000 — would be worth ₹689,545 today. That's an XIRR (money-weighted annualised return) of 5.50%.

A ₹10,000 monthly SIP for 10 years in UTI CC-BOND-Income = ₹1,200,000 invested. It would currently be worth ₹2,024,921 (multiplier 1.69×). XIRR: 10.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI CC-BOND-Income ranks #6 out of 8 funds in the Children's Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.42%; this fund delivered 8.33%.

The worst peak-to-trough decline UTI CC-BOND-Income has experienced over the last 5-year window is 21.67% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI CC-BOND-Income averaged 12.01% (best 21.54%, worst -0.61%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, UTI CC-BOND-Income returned 3.28% — beating the Children's Fund category average of 2.35% by 0.93 pp. It ranked #4 of 7 in its category that year.

UTI CC-BOND-Income doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI CC-BOND-Income is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 8.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.