Should I invest in Tata S&P BSE Sensex Index Fund?

We don't give personal investment advice. Tata S&P BSE Sensex Index Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.15%.

Tata

Tata S&P BSE Sensex Index Fund - Direct Plan

Latest NAV

₹209.0519

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.08%	+1.18	29 / 296	Q1
1W	+0.77%	-0.25%	+1.02	31 / 296	Q1
2W	+0.53%	+0.03%	+0.50	42 / 296	Q1
1M	+1.61%	+0.66%	+0.95	65 / 296	Q1
3M	+0.06%	+1.92%	-1.86	251 / 296	Q4
6M	-6.13%	+0.72%	-6.85	268 / 289	Q4
YTD	-7.90%	-0.18%	-7.72	269 / 287	Q4
1Y	-4.29%	+1.67%	-5.97	248 / 276	Q4
2Y	-0.82%	+2.29%	-3.11	148 / 196	Q4
3Y	+6.26%	+9.65%	-3.38	133 / 152	Q4
4Y	+10.34%	+12.31%	-1.98	55 / 81	Q3
5Y	+9.15%	+10.34%	-1.19	33 / 42	Q4
7Y	+11.56%	+12.36%	-0.80	16 / 28	Q3
10Y	+11.76%	+10.84%	+0.92	8 / 20	Q2
Inception	+11.48%	+7.39%	+4.09	71 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.90%	-0.15%	-7.75	265 / 282
2025	+9.56%	+5.41%	+4.14	54 / 226
2024	+9.01%	+13.06%	-4.04	92 / 159
2023	+19.29%	+21.46%	-2.17	70 / 121
2022	+5.50%	+2.02%	+3.48	8 / 55
2021	+21.76%	+27.10%	-5.34	28 / 31
2020	+16.67%	+13.44%	+3.24	6 / 29
2019	+14.75%	+8.85%	+5.90	2 / 22
2018	+7.81%	+3.96%	+3.85	1 / 21
2017	+27.93%	+28.47%	-0.54	15 / 20
2016	+2.94%	+2.78%	+0.15	12 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.73%

153 windows

min -22.0% · max 60.6%

86% positive

3-Year rolling

+12.89%

129 windows

min 0.8% · max 29.2%

100% positive

5-Year rolling

+13.29%

105 windows

min 2.4% · max 22.9%

100% positive

7-Year rolling

+12.91%

80 windows

min 6.8% · max 16.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.49%

3-year · annualised

Sharpe ratio

0.03

vs risk-free 6.5%

Sortino ratio

0.05

Downside-only deviation

Max drawdown

-16.18%

Jan 2026 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹209.0519
16 Jul 2026	₹206.4448
15 Jul 2026	₹206.4429
14 Jul 2026	₹206.0697
13 Jul 2026	₹207.5673
10 Jul 2026	₹207.4475
9 Jul 2026	₹205.2383
8 Jul 2026	₹204.5918
7 Jul 2026	₹209.0612
6 Jul 2026	₹209.3290

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata S&P BSE Sensex Index Fund - Direct Plan is ₹209.0519. It's a Index Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata S&P BSE Sensex Index Fund - Direct Plan has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata S&P BSE Sensex Index Fund - Direct Plan is managed by Tata. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata S&P BSE Sensex Index Fund - Direct Plan has delivered a absolute return of -4.29% — -5.97 pp behind the Index Fund category average of 1.67%. The fund ranks #248 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata S&P BSE Sensex Index Fund - Direct Plan has delivered a CAGR of 6.26% — -3.38 pp behind the Index Fund category average of 9.65%. The fund ranks #133 of 152 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata S&P BSE Sensex Index Fund - Direct Plan has delivered a CAGR of 9.15% — -1.19 pp behind the Index Fund category average of 10.34%. The fund ranks #33 of 42 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata S&P BSE Sensex Index Fund - Direct Plan exactly 10 years ago would be worth approximately ₹304,042 today — a multiplier of 3.04×, based on the 10-year CAGR of 11.76%. The category average over the same window would have grown ₹1 lakh to ₹279,843.

A ₹10,000 monthly SIP in Tata S&P BSE Sensex Index Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹705,282 today. That's an XIRR (money-weighted annualised return) of 6.40%.

A ₹10,000 monthly SIP for 10 years in Tata S&P BSE Sensex Index Fund - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,119,513 (multiplier 1.77×). XIRR: 10.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata S&P BSE Sensex Index Fund - Direct Plan ranks #33 out of 42 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.34%; this fund delivered 9.15%.

The worst peak-to-trough decline Tata S&P BSE Sensex Index Fund - Direct Plan has experienced over the last 5-year window is 16.18% — its NAV fell from a high on 02 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata S&P BSE Sensex Index Fund - Direct Plan averaged 13.29% (best 22.88%, worst 2.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Tata S&P BSE Sensex Index Fund - Direct Plan returned 9.56% — beating the Index Fund category average of 5.41% by 4.14 pp. It ranked #54 of 226 in its category that year.

Tata S&P BSE Sensex Index Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata S&P BSE Sensex Index Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata S&P BSE Sensex Index Fund - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

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