Should I invest in HDFC BSE Sensex Index Fund?

We don't give personal investment advice. HDFC BSE Sensex Index Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.29%.

HDFC

HDFC BSE Sensex Index Fund - Direct Plan

Latest NAV

₹746.8983

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.08%	+1.18	25 / 296	Q1
1W	+0.78%	-0.25%	+1.03	26 / 296	Q1
2W	+0.54%	+0.03%	+0.50	37 / 296	Q1
1M	+1.62%	+0.66%	+0.95	58 / 296	Q1
3M	+0.09%	+1.92%	-1.82	248 / 296	Q4
6M	-6.02%	+0.72%	-6.74	265 / 289	Q4
YTD	-7.79%	-0.18%	-7.61	266 / 287	Q4
1Y	-4.22%	+1.67%	-5.90	246 / 276	Q4
2Y	-0.73%	+2.29%	-3.02	145 / 196	Q3
3Y	+6.35%	+9.65%	-3.29	131 / 152	Q4
4Y	+10.47%	+12.31%	-1.85	52 / 81	Q3
5Y	+9.29%	+10.34%	-1.05	26 / 42	Q3
7Y	+11.68%	+12.36%	-0.68	15 / 28	Q3
10Y	+11.89%	+10.84%	+1.05	7 / 20	Q2
Inception	+11.86%	+7.39%	+4.47	65 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.79%	-0.15%	-7.64	262 / 282
2025	+9.60%	+5.41%	+4.19	48 / 226
2024	+9.12%	+13.06%	-3.94	86 / 159
2023	+19.46%	+21.46%	-2.00	68 / 121
2022	+5.53%	+2.02%	+3.51	6 / 55
2021	+22.58%	+27.10%	-4.52	22 / 31
2020	+16.35%	+13.44%	+2.91	8 / 29
2019	+14.77%	+8.85%	+5.91	1 / 22
2018	+7.58%	+3.96%	+3.63	5 / 21
2017	+28.30%	+28.47%	-0.17	9 / 20
2016	+3.32%	+2.78%	+0.54	9 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.07%

153 windows

min -22.7% · max 61.8%

86% positive

3-Year rolling

+13.14%

129 windows

min 0.5% · max 30.0%

100% positive

5-Year rolling

+13.51%

105 windows

min 2.3% · max 23.4%

100% positive

7-Year rolling

+13.08%

80 windows

min 7.1% · max 16.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.51%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

0.06

Downside-only deviation

Max drawdown

-16.11%

Jan 2026 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Nifty 50 Index Fund - Direct Plan	HDFC	₹237.7681	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹746.8983
16 Jul 2026	₹737.5796
15 Jul 2026	₹737.5702
14 Jul 2026	₹736.2346
13 Jul 2026	₹741.5830
10 Jul 2026	₹741.1484
9 Jul 2026	₹733.2508
8 Jul 2026	₹730.9378
7 Jul 2026	₹746.9051
6 Jul 2026	₹747.8594

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC BSE Sensex Index Fund - Direct Plan is ₹746.8983. It's a Index Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC BSE Sensex Index Fund - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC BSE Sensex Index Fund - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC BSE Sensex Index Fund - Direct Plan has delivered a absolute return of -4.22% — -5.9 pp behind the Index Fund category average of 1.67%. The fund ranks #246 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC BSE Sensex Index Fund - Direct Plan has delivered a CAGR of 6.35% — -3.29 pp behind the Index Fund category average of 9.65%. The fund ranks #131 of 152 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC BSE Sensex Index Fund - Direct Plan has delivered a CAGR of 9.29% — -1.05 pp behind the Index Fund category average of 10.34%. The fund ranks #26 of 42 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC BSE Sensex Index Fund - Direct Plan exactly 10 years ago would be worth approximately ₹307,454 today — a multiplier of 3.07×, based on the 10-year CAGR of 11.89%. The category average over the same window would have grown ₹1 lakh to ₹279,843.

A ₹10,000 monthly SIP in HDFC BSE Sensex Index Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹707,290 today. That's an XIRR (money-weighted annualised return) of 6.51%.

A ₹10,000 monthly SIP for 10 years in HDFC BSE Sensex Index Fund - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,134,424 (multiplier 1.78×). XIRR: 11.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC BSE Sensex Index Fund - Direct Plan ranks #26 out of 42 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.34%; this fund delivered 9.29%.

The worst peak-to-trough decline HDFC BSE Sensex Index Fund - Direct Plan has experienced over the last 5-year window is 16.18% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC BSE Sensex Index Fund - Direct Plan averaged 13.51% (best 23.37%, worst 2.28%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, HDFC BSE Sensex Index Fund - Direct Plan returned 9.60% — beating the Index Fund category average of 5.41% by 4.19 pp. It ranked #48 of 226 in its category that year.

HDFC BSE Sensex Index Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC BSE Sensex Index Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC BSE Sensex Index Fund - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

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