Should I invest in SBI BSE Sensex Index Fund?

We don't give personal investment advice. SBI BSE Sensex Index Fund - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

SBI

SBI BSE Sensex Index Fund - Direct Plan - IDCW

Latest NAV

₹12.2094

As of

3 Jun 2026

748 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.14%	+0.38	58 / 296	Q1
1W	-1.79%	-1.13%	-0.66	214 / 296	Q3
2W	-0.65%	+0.01%	-0.67	257 / 296	Q4
1M	-3.24%	-0.63%	-2.61	276 / 296	Q4
3M	-6.84%	-0.19%	-6.64	271 / 291	Q4
6M	-12.21%	-2.63%	-9.59	258 / 285	Q4
YTD	-12.23%	-2.85%	-9.39	259 / 287	Q4
1Y	-7.60%	+0.85%	-8.45	243 / 269	Q4
2Y	-0.47%	+3.09%	-3.56	157 / 188	Q4
3Y	+6.94%	+10.07%	-3.13	123 / 149	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.91%	+6.44%	+0.47	159 / 294	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.23%	-2.86%	-9.37	255 / 282
2025	+9.43%	+5.41%	+4.02	55 / 226
2024	+9.11%	+13.06%	-3.95	90 / 159
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.23%

25 windows

min -7.6% · max 24.1%

84% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.94%

1 window

min 6.9% · max 6.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.79%

3-year · annualised

Sharpe ratio

0.08

vs risk-free 6.5%

Sortino ratio

0.12

Downside-only deviation

Max drawdown

-16.09%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹707.9926	3 Jun 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8401	3 Jun 2026
SBI Nifty 500 Index Fund- Direct Plan- Income Distribution Cum Capital Withdrawal (IDCW)	SBI	₹9.3342	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹24.7110	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹14.5912	3 Jun 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹24.6364	3 Jun 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹26.1363	3 Jun 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹173.5510	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹9.7182	3 Jun 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹9.8870	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.2094
2 Jun 2026	₹12.2592
1 Jun 2026	₹12.1966
31 May 2026	₹12.2800
29 May 2026	₹12.2801
27 May 2026	₹12.4592
26 May 2026	₹12.4825
25 May 2026	₹12.5611
22 May 2026	₹12.3809
21 May 2026	₹12.3368

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI BSE Sensex Index Fund - Direct Plan - IDCW is ₹12.2094. It's a Index Fund from SBI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI BSE Sensex Index Fund - Direct Plan - IDCW has NAV history starting from 31 May 2023, a track record of about 3 years. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI BSE Sensex Index Fund - Direct Plan - IDCW is managed by SBI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI BSE Sensex Index Fund - Direct Plan - IDCW has delivered a absolute return of -7.60% — -8.45 pp behind the Index Fund category average of 0.85%. The fund ranks #243 of 269 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI BSE Sensex Index Fund - Direct Plan - IDCW has delivered a CAGR of 6.94% — -3.13 pp behind the Index Fund category average of 10.07%. The fund ranks #123 of 149 in its category — the bottom (Q4) quartile.

SBI BSE Sensex Index Fund - Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI BSE Sensex Index Fund - Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹122,293 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.94%. The category average over the same window would have grown ₹1 lakh to ₹133,348.

A ₹10,000 monthly SIP in SBI BSE Sensex Index Fund - Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹359,145 today. That's an XIRR (money-weighted annualised return) of -0.15%.

SBI BSE Sensex Index Fund - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,145 — XIRR -0.15%.

On a 3-year basis, SBI BSE Sensex Index Fund - Direct Plan - IDCW ranks #123 out of 149 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.07%; this fund delivered 6.94%.

The worst peak-to-trough decline SBI BSE Sensex Index Fund - Direct Plan - IDCW has experienced over the last 3-year window is 16.09% — its NAV fell from a high on 02 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI BSE Sensex Index Fund - Direct Plan - IDCW averaged 6.94% (best 6.94%, worst 6.94%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, SBI BSE Sensex Index Fund - Direct Plan - IDCW returned 9.43% — beating the Index Fund category average of 5.41% by 4.02 pp. It ranked #55 of 226 in its category that year.

SBI BSE Sensex Index Fund - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI BSE Sensex Index Fund - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.