Should I invest in Motilal Oswal Nifty 500 Index Fund?

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: 12.13%.

Motilal Oswal

Motilal Oswal Nifty 500 Index Fund - Direct Plan

Latest NAV

₹27.2379

As of

17 Jul 2026

1,688 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+0.08%	+0.39	80 / 296	Q2
1W	-0.01%	-0.25%	+0.24	171 / 296	Q3
2W	+0.21%	+0.03%	+0.18	137 / 296	Q2
1M	+1.20%	+0.66%	+0.54	101 / 296	Q2
3M	+2.45%	+1.92%	+0.53	92 / 296	Q2
6M	-0.16%	+0.72%	-0.88	183 / 289	Q3
YTD	-1.90%	-0.18%	-1.72	195 / 287	Q3
1Y	+0.53%	+1.67%	-1.14	161 / 276	Q3
2Y	+1.13%	+2.29%	-1.16	102 / 196	Q3
3Y	+12.21%	+9.65%	+2.56	39 / 152	Q2
4Y	+14.41%	+12.31%	+2.10	23 / 81	Q2
5Y	+12.13%	+10.34%	+1.79	12 / 42	Q2
7Y	+15.24%	+12.36%	+2.87	4 / 28	Q1
10Y	—	—	—	—	—
Inception	+15.59%	+7.39%	+8.20	31 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.90%	-0.15%	-1.75	191 / 282
2025	+7.16%	+5.41%	+1.75	131 / 226
2024	+15.40%	+13.06%	+2.35	49 / 159
2023	+26.19%	+21.46%	+4.74	41 / 121
2022	+3.79%	+2.02%	+1.77	24 / 55
2021	+29.99%	+27.10%	+2.88	5 / 31
2020	+17.06%	+13.44%	+3.62	5 / 29
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.09%

72 windows

min -4.5% · max 65.7%

93% positive

3-Year rolling

+18.31%

48 windows

min 12.2% · max 30.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.40%

23 windows

min 12.1% · max 26.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.05%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-18.62%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026
Edelweiss Nifty 50 Index Fund Direct Plan IDCW	Edelweiss	₹14.2094	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹27.2379
16 Jul 2026	₹27.1092
15 Jul 2026	₹27.1456
14 Jul 2026	₹27.0688
13 Jul 2026	₹27.2402
10 Jul 2026	₹27.2411
9 Jul 2026	₹26.9262
8 Jul 2026	₹26.7241
7 Jul 2026	₹27.2599
6 Jul 2026	₹27.3341

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Nifty 500 Index Fund - Direct Plan is ₹27.2379. It's a Index Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty 500 Index Fund - Direct Plan has NAV history starting from 11 Sep 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty 500 Index Fund - Direct Plan is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty 500 Index Fund - Direct Plan has delivered a absolute return of 0.53% — -1.14 pp behind the Index Fund category average of 1.67%. The fund ranks #161 of 276 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty 500 Index Fund - Direct Plan has delivered a CAGR of 12.21% — +2.56 pp ahead of the Index Fund category average of 9.65%. The fund ranks #39 of 152 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty 500 Index Fund - Direct Plan has delivered a CAGR of 12.13% — +1.79 pp ahead of the Index Fund category average of 10.34%. The fund ranks #12 of 42 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Nifty 500 Index Fund - Direct Plan exactly 5 years ago would be worth approximately ₹177,233 today — a multiplier of 1.77×, based on the 5-year CAGR of 12.13%. The category average over the same window would have grown ₹1 lakh to ₹163,530.

A ₹10,000 monthly SIP in Motilal Oswal Nifty 500 Index Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹786,494 today. That's an XIRR (money-weighted annualised return) of 10.76%.

Motilal Oswal Nifty 500 Index Fund - Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹786,494 — XIRR 10.76%.

On a 5-year basis, Motilal Oswal Nifty 500 Index Fund - Direct Plan ranks #12 out of 42 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.34%; this fund delivered 12.13%.

The worst peak-to-trough decline Motilal Oswal Nifty 500 Index Fund - Direct Plan has experienced over the last 5-year window is 18.62% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty 500 Index Fund - Direct Plan averaged 18.40% (best 26.63%, worst 12.13%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty 500 Index Fund - Direct Plan returned 7.16% — beating the Index Fund category average of 5.41% by 1.75 pp. It ranked #131 of 226 in its category that year.

Motilal Oswal Nifty 500 Index Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: 12.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.