Should I invest in HDFC Nifty 50 Index Fund?

We don't give personal investment advice. HDFC Nifty 50 Index Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 10.08%.

HDFC

HDFC Nifty 50 Index Fund - Direct Plan

Latest NAV

₹237.7681

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.08%	+1.01	51 / 296	Q1
1W	+0.55%	-0.25%	+0.80	50 / 296	Q1
2W	+0.31%	+0.03%	+0.28	86 / 296	Q2
1M	+1.34%	+0.66%	+0.67	89 / 296	Q2
3M	+0.44%	+1.92%	-1.48	232 / 296	Q4
6M	-4.81%	+0.72%	-5.53	246 / 289	Q4
YTD	-6.40%	-0.18%	-6.22	250 / 287	Q4
1Y	-2.21%	+1.67%	-3.88	216 / 276	Q4
2Y	+0.35%	+2.29%	-1.94	125 / 196	Q3
3Y	+8.20%	+9.65%	-1.45	60 / 152	Q2
4Y	+11.56%	+12.31%	-0.75	38 / 81	Q2
5Y	+10.08%	+10.34%	-0.26	19 / 42	Q2
7Y	+12.36%	+12.36%	-0.01	10 / 28	Q2
10Y	+12.04%	+10.84%	+1.20	2 / 20	Q1
Inception	+11.97%	+7.39%	+4.58	60 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.40%	-0.15%	-6.25	246 / 282
2025	+11.15%	+5.41%	+5.74	35 / 226
2024	+9.70%	+13.06%	-3.36	74 / 159
2023	+20.47%	+21.46%	-0.98	53 / 121
2022	+5.39%	+2.02%	+3.37	16 / 55
2021	+24.91%	+27.10%	-2.20	11 / 31
2020	+15.20%	+13.44%	+1.76	15 / 29
2019	+12.70%	+8.85%	+3.84	8 / 22
2018	+5.46%	+3.96%	+1.50	8 / 21
2017	+28.60%	+28.47%	+0.13	5 / 20
2016	+3.75%	+2.78%	+0.97	6 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.34%

153 windows

min -24.4% · max 63.0%

86% positive

3-Year rolling

+13.22%

129 windows

min -1.0% · max 30.1%

98% positive

5-Year rolling

+13.39%

105 windows

min 1.5% · max 24.3%

100% positive

7-Year rolling

+12.88%

80 windows

min 6.5% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.26%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.30

Downside-only deviation

Max drawdown

-15.52%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹237.7681
16 Jul 2026	₹235.1864
15 Jul 2026	₹235.2438
14 Jul 2026	₹234.9620
13 Jul 2026	₹236.5114
10 Jul 2026	₹236.4763
9 Jul 2026	₹234.0591
8 Jul 2026	₹233.2615
7 Jul 2026	₹238.2936
6 Jul 2026	₹238.5779

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Nifty 50 Index Fund - Direct Plan is ₹237.7681. It's a Index Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Nifty 50 Index Fund - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Nifty 50 Index Fund - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Nifty 50 Index Fund - Direct Plan has delivered a absolute return of -2.21% — -3.88 pp behind the Index Fund category average of 1.67%. The fund ranks #216 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Nifty 50 Index Fund - Direct Plan has delivered a CAGR of 8.20% — -1.45 pp behind the Index Fund category average of 9.65%. The fund ranks #60 of 152 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Nifty 50 Index Fund - Direct Plan has delivered a CAGR of 10.08% — -0.26 pp behind the Index Fund category average of 10.34%. The fund ranks #19 of 42 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Nifty 50 Index Fund - Direct Plan exactly 10 years ago would be worth approximately ₹311,790 today — a multiplier of 3.12×, based on the 10-year CAGR of 12.04%. The category average over the same window would have grown ₹1 lakh to ₹279,843.

A ₹10,000 monthly SIP in HDFC Nifty 50 Index Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹730,937 today. That's an XIRR (money-weighted annualised return) of 7.83%.

A ₹10,000 monthly SIP for 10 years in HDFC Nifty 50 Index Fund - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,199,958 (multiplier 1.83×). XIRR: 11.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Nifty 50 Index Fund - Direct Plan ranks #19 out of 42 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.34%; this fund delivered 10.08%.

The worst peak-to-trough decline HDFC Nifty 50 Index Fund - Direct Plan has experienced over the last 5-year window is 16.58% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Nifty 50 Index Fund - Direct Plan averaged 13.39% (best 24.28%, worst 1.48%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, HDFC Nifty 50 Index Fund - Direct Plan returned 11.15% — beating the Index Fund category average of 5.41% by 5.74 pp. It ranked #35 of 226 in its category that year.

HDFC Nifty 50 Index Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Nifty 50 Index Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 10.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.