Should I invest in Tata Nifty 50 Index Fund?

We don't give personal investment advice. Tata Nifty 50 Index Fund -Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 10.07%.

Tata

Tata Nifty 50 Index Fund -Direct Plan

Latest NAV

₹165.2944

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.08%	+1.01	49 / 296	Q1
1W	+0.55%	-0.25%	+0.80	49 / 296	Q1
2W	+0.31%	+0.03%	+0.28	85 / 296	Q2
1M	+1.34%	+0.66%	+0.68	88 / 296	Q2
3M	+0.44%	+1.92%	-1.47	230 / 296	Q4
6M	-4.88%	+0.72%	-5.61	250 / 289	Q4
YTD	-6.48%	-0.18%	-6.30	252 / 287	Q4
1Y	-2.25%	+1.67%	-3.93	220 / 276	Q4
2Y	+0.29%	+2.29%	-1.99	129 / 196	Q3
3Y	+8.14%	+9.65%	-1.51	62 / 152	Q2
4Y	+11.51%	+12.31%	-0.80	41 / 81	Q3
5Y	+10.07%	+10.34%	-0.27	20 / 42	Q2
7Y	+12.36%	+12.36%	0.00	8 / 28	Q2
10Y	+12.00%	+10.84%	+1.16	3 / 20	Q1
Inception	+11.94%	+7.39%	+4.55	62 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.48%	-0.15%	-6.33	248 / 282
2025	+11.15%	+5.41%	+5.74	34 / 226
2024	+9.63%	+13.06%	-3.42	78 / 159
2023	+20.37%	+21.46%	-1.08	60 / 121
2022	+5.55%	+2.02%	+3.52	5 / 55
2021	+24.76%	+27.10%	-2.34	17 / 31
2020	+15.35%	+13.44%	+1.92	13 / 29
2019	+12.75%	+8.85%	+3.90	7 / 22
2018	+5.39%	+3.96%	+1.43	9 / 21
2017	+28.35%	+28.47%	-0.12	8 / 20
2016	+3.71%	+2.78%	+0.93	7 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.12%

153 windows

min -24.0% · max 61.8%

86% positive

3-Year rolling

+13.09%

129 windows

min -1.0% · max 29.9%

98% positive

5-Year rolling

+13.29%

105 windows

min 1.6% · max 23.9%

100% positive

7-Year rolling

+12.79%

80 windows

min 6.2% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.24%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.30

Downside-only deviation

Max drawdown

-15.58%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹165.2944
16 Jul 2026	₹163.4995
15 Jul 2026	₹163.5392
14 Jul 2026	₹163.3432
13 Jul 2026	₹164.4200
10 Jul 2026	₹164.3951
9 Jul 2026	₹162.7148
8 Jul 2026	₹162.1605
7 Jul 2026	₹165.6578
6 Jul 2026	₹165.8551

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Nifty 50 Index Fund -Direct Plan is ₹165.2944. It's a Index Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Nifty 50 Index Fund -Direct Plan has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Nifty 50 Index Fund -Direct Plan is managed by Tata. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Nifty 50 Index Fund -Direct Plan has delivered a absolute return of -2.25% — -3.93 pp behind the Index Fund category average of 1.67%. The fund ranks #220 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Nifty 50 Index Fund -Direct Plan has delivered a CAGR of 8.14% — -1.51 pp behind the Index Fund category average of 9.65%. The fund ranks #62 of 152 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Nifty 50 Index Fund -Direct Plan has delivered a CAGR of 10.07% — -0.27 pp behind the Index Fund category average of 10.34%. The fund ranks #20 of 42 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Nifty 50 Index Fund -Direct Plan exactly 10 years ago would be worth approximately ₹310,682 today — a multiplier of 3.11×, based on the 10-year CAGR of 12.00%. The category average over the same window would have grown ₹1 lakh to ₹279,843.

A ₹10,000 monthly SIP in Tata Nifty 50 Index Fund -Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹730,077 today. That's an XIRR (money-weighted annualised return) of 7.78%.

A ₹10,000 monthly SIP for 10 years in Tata Nifty 50 Index Fund -Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,196,730 (multiplier 1.83×). XIRR: 11.63%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Nifty 50 Index Fund -Direct Plan ranks #20 out of 42 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.34%; this fund delivered 10.07%.

The worst peak-to-trough decline Tata Nifty 50 Index Fund -Direct Plan has experienced over the last 5-year window is 16.45% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Nifty 50 Index Fund -Direct Plan averaged 13.29% (best 23.92%, worst 1.61%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Tata Nifty 50 Index Fund -Direct Plan returned 11.15% — beating the Index Fund category average of 5.41% by 5.74 pp. It ranked #34 of 226 in its category that year.

Tata Nifty 50 Index Fund -Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Nifty 50 Index Fund -Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 10.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.