Should I invest in Tata Flexi Cap Fund?

We don't give personal investment advice. Tata Flexi Cap Fund -Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 10.36%.

Tata

Tata Flexi Cap Fund -Regular Plan-Growth

Latest NAV

₹23.9558

As of

17 Jul 2026

1,931 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.62%	+0.10%	+0.51	1 / 42	Q1
1W	+0.36%	-0.15%	+0.52	5 / 42	Q1
2W	+0.66%	+0.31%	+0.34	16 / 42	Q2
1M	+1.68%	+2.17%	-0.49	24 / 42	Q3
3M	+1.06%	+5.01%	-3.95	34 / 42	Q4
6M	-2.93%	+6.46%	-9.39	36 / 41	Q4
YTD	-4.23%	+2.47%	-6.70	37 / 41	Q4
1Y	-3.19%	+13.53%	-16.72	34 / 39	Q4
2Y	+1.79%	+6.37%	-4.58	26 / 37	Q3
3Y	+11.42%	+11.98%	-0.56	22 / 35	Q3
4Y	+12.95%	+14.76%	-1.80	14 / 21	Q3
5Y	+10.36%	+12.19%	-1.83	10 / 16	Q3
7Y	+12.97%	+13.26%	-0.30	8 / 10	Q4
10Y	—	—	—	—	—
Inception	+11.78%	+11.38%	+0.40	23 / 42	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.23%	-0.08%	-4.15	26 / 29
2025	+9.97%	+1.29%	+8.67	1 / 25
2024	+12.30%	+19.24%	-6.94	21 / 26
2023	+27.76%	+29.13%	-1.37	12 / 20
2022	-3.49%	-2.30%	-1.19	10 / 15
2021	+25.91%	+26.78%	-0.87	10 / 19
2020	+14.36%	+17.92%	-3.57	12 / 21
2019	+10.29%	+9.49%	+0.81	13 / 21
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.83%

84 windows

min -16.3% · max 49.3%

86% positive

3-Year rolling

+15.55%

60 windows

min 10.2% · max 22.2%

100% positive

5-Year rolling

+15.44%

35 windows

min 10.3% · max 22.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.23%

11 windows

min 11.6% · max 14.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.92%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-15.05%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.7591	17 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹83.4002	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.9558
16 Jul 2026	₹23.8089
15 Jul 2026	₹23.8232
14 Jul 2026	₹23.7531
13 Jul 2026	₹23.8789
10 Jul 2026	₹23.8690
9 Jul 2026	₹23.5854
8 Jul 2026	₹23.3958
7 Jul 2026	₹23.9206
6 Jul 2026	₹23.9099

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Flexi Cap Fund -Regular Plan-Growth is ₹23.9558. It's a Flexi Cap Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Flexi Cap Fund -Regular Plan-Growth has NAV history starting from 10 Sep 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Flexi Cap Fund -Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Flexi Cap Fund -Regular Plan-Growth has delivered a absolute return of -3.19% — -16.72 pp behind the Flexi Cap Fund category average of 13.53%. The fund ranks #34 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Flexi Cap Fund -Regular Plan-Growth has delivered a CAGR of 11.42% — -0.56 pp behind the Flexi Cap Fund category average of 11.98%. The fund ranks #22 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Flexi Cap Fund -Regular Plan-Growth has delivered a CAGR of 10.36% — -1.83 pp behind the Flexi Cap Fund category average of 12.19%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Flexi Cap Fund -Regular Plan-Growth exactly 5 years ago would be worth approximately ₹163,721 today — a multiplier of 1.64×, based on the 5-year CAGR of 10.36%. The category average over the same window would have grown ₹1 lakh to ₹177,713.

A ₹10,000 monthly SIP in Tata Flexi Cap Fund -Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹760,683 today. That's an XIRR (money-weighted annualised return) of 9.42%.

Tata Flexi Cap Fund -Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,276,320 — XIRR 11.74%.

On a 5-year basis, Tata Flexi Cap Fund -Regular Plan-Growth ranks #10 out of 16 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.19%; this fund delivered 10.36%.

The worst peak-to-trough decline Tata Flexi Cap Fund -Regular Plan-Growth has experienced over the last 5-year window is 18.84% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Flexi Cap Fund -Regular Plan-Growth averaged 15.44% (best 22.04%, worst 10.31%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.30 — weak risk-adjusted performance.

In calendar year 2025, Tata Flexi Cap Fund -Regular Plan-Growth returned 9.97% — beating the Flexi Cap Fund category average of 1.29% by 8.67 pp. It ranked #1 of 25 in its category that year.

Tata Flexi Cap Fund -Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Flexi Cap Fund -Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 10.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Flexi Cap Fund -Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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