Should I invest in Sundaram Value Fund Direct Plan?

We don't give personal investment advice. Sundaram Value Fund Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 10.47%.

Sundaram

Sundaram Value Fund Direct Plan - Growth

Latest NAV

₹227.1080

As of

17 Jul 2026

3,329 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	+0.23%	0.00	12 / 21	Q3
1W	-0.40%	-0.05%	-0.35	19 / 21	Q4
2W	+0.04%	+0.21%	-0.16	14 / 21	Q3
1M	+0.95%	+1.33%	-0.37	13 / 21	Q3
3M	-0.93%	+2.96%	-3.88	21 / 21	Q4
6M	-4.92%	+1.98%	-6.90	21 / 21	Q4
YTD	-6.35%	+0.49%	-6.84	21 / 21	Q4
1Y	-3.87%	+2.99%	-6.86	20 / 21	Q4
2Y	-0.24%	+1.93%	-2.17	15 / 20	Q3
3Y	+8.21%	+15.69%	-7.48	20 / 20	Q4
4Y	+11.57%	+18.45%	-6.88	17 / 17	Q4
5Y	+10.47%	+14.69%	-4.21	15 / 15	Q4
7Y	+12.50%	+17.17%	-4.67	12 / 12	Q4
10Y	+10.92%	+14.46%	-3.54	11 / 11	Q4
Inception	+12.04%	+15.97%	-3.93	20 / 21	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.35%	+0.49%	-6.84	21 / 21
2025	+6.97%	+5.37%	+1.60	9 / 20
2024	+12.69%	+21.06%	-8.37	20 / 20
2023	+22.91%	+35.80%	-12.89	18 / 18
2022	+4.71%	+7.17%	-2.46	11 / 17
2021	+31.76%	+36.76%	-5.00	9 / 13
2020	+10.17%	+15.89%	-5.72	12 / 12
2019	+6.18%	+2.90%	+3.28	4 / 12
2018	-9.68%	-9.33%	-0.35	6 / 11
2017	+37.73%	+41.39%	-3.66	8 / 11
2016	+6.57%	+6.52%	+0.04	5 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.48%

153 windows

min -28.8% · max 63.1%

82% positive

3-Year rolling

+13.65%

129 windows

min -7.9% · max 30.4%

94% positive

5-Year rolling

+12.91%

105 windows

min 0.5% · max 25.1%

100% positive

7-Year rolling

+11.97%

80 windows

min 6.7% · max 15.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.23%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.28

Downside-only deviation

Max drawdown

-15.93%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹880.8230	17 Jul 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹250.1799	17 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹515.3400	17 Jul 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹168.4590	17 Jul 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹24.7343	17 Jul 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹154.6449	17 Jul 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.8900	16 Jul 2026
HSBC Value Fund - Direct Growth	HSBC	₹128.5756	17 Jul 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.2818	17 Jul 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹19.3700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹227.1080
16 Jul 2026	₹226.5821
15 Jul 2026	₹226.7235
14 Jul 2026	₹225.7502
13 Jul 2026	₹228.0358
10 Jul 2026	₹228.0203
9 Jul 2026	₹225.5830
8 Jul 2026	₹223.5100
7 Jul 2026	₹228.2971
6 Jul 2026	₹228.1194

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Sundaram Value Fund Direct Plan - Growth is ₹227.1080. It's a Value Fund from Sundaram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram Value Fund Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Value Fund Direct Plan - Growth is managed by Sundaram. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Value Fund Direct Plan - Growth has delivered a absolute return of -3.87% — -6.86 pp behind the Value Fund category average of 2.99%. The fund ranks #20 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sundaram Value Fund Direct Plan - Growth has delivered a CAGR of 8.21% — -7.48 pp behind the Value Fund category average of 15.69%. The fund ranks #20 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sundaram Value Fund Direct Plan - Growth has delivered a CAGR of 10.47% — -4.21 pp behind the Value Fund category average of 14.69%. The fund ranks #15 of 15 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sundaram Value Fund Direct Plan - Growth exactly 10 years ago would be worth approximately ₹281,824 today — a multiplier of 2.82×, based on the 10-year CAGR of 10.92%. The category average over the same window would have grown ₹1 lakh to ₹385,942.

A ₹10,000 monthly SIP in Sundaram Value Fund Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹732,233 today. That's an XIRR (money-weighted annualised return) of 7.90%.

A ₹10,000 monthly SIP for 10 years in Sundaram Value Fund Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,112,552 (multiplier 1.76×). XIRR: 10.89%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram Value Fund Direct Plan - Growth ranks #15 out of 15 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.69%; this fund delivered 10.47%.

The worst peak-to-trough decline Sundaram Value Fund Direct Plan - Growth has experienced over the last 5-year window is 16.32% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Value Fund Direct Plan - Growth averaged 12.91% (best 25.14%, worst 0.48%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, Sundaram Value Fund Direct Plan - Growth returned 6.97% — beating the Value Fund category average of 5.37% by 1.60 pp. It ranked #9 of 20 in its category that year.

Sundaram Value Fund Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram Value Fund Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 10.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.