Sundaram

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW

Latest NAV

₹1,041.1493

As of

3 Jun 2026

1,402 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.02	37 / 83	Q2
1W	+0.13%	+0.04%	+0.09	31 / 83	Q2
2W	+0.23%	+0.05%	+0.17	20 / 83	Q1
1M	+0.46%	+0.12%	+0.35	17 / 83	Q1
3M	+0.34%	+0.36%	-0.02	23 / 82	Q2
6M	+0.25%	+0.71%	-0.46	28 / 83	Q2
YTD	-0.22%	+0.66%	-0.88	81 / 82	Q4
1Y	+1.10%	-0.04%	+1.14	21 / 75	Q2
2Y	+0.66%	+1.43%	-0.77	22 / 74	Q2
3Y	+0.45%	+1.64%	-1.20	26 / 72	Q2
4Y	+0.36%	+1.55%	-1.19	20 / 64	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.37%	+0.33%	+0.04	32 / 82	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.22%	+0.59%	-0.81	77 / 78
2025	+1.56%	+1.30%	+0.26	19 / 71
2024	-0.09%	+1.65%	-1.74	63 / 73
2023	+0.03%	+1.96%	-1.94	24 / 67
2022	+0.27%	+1.26%	-0.99	23 / 67

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.31%

42 windows

min -0.3% · max 1.6%

76% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.27%

18 windows

min 0.1% · max 0.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.26%

3-year · annualised

Sharpe ratio

-4.81

vs risk-free 6.5%

Sortino ratio

-6.31

Downside-only deviation

Max drawdown

-1.48%

Jan 2026 → Jan 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW	Bandhan	₹1,437.9435	3 Jun 2026
Quantum Liquid Fund - Regular Plan Daily IDCW	Quantum	₹10.0002	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Regular - IDCW	Aditya Birla Sun Life	₹109.6442	3 Jun 2026
Motilal Oswal Liquid Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹10.0055	3 Jun 2026
Templeton India Treasury Management Account-Regular Plan - Daily Dividend	Franklin Templeton	₹1,509.0075	3 Jun 2026
Kotak Liquid Fund - Regular Plan - Weekly - Reinvestment & Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,035.5804	3 Jun 2026
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW	Parag Parikh	₹1,000.5404	3 Jun 2026
Edelweiss Liquid Fund - Regular Plan - Bonus Option	Edelweiss	₹2,056.0660	3 Jun 2026
HSBC Liquid Fund - Regular Daily IDCW	HSBC	₹1,001.3789	3 Jun 2026
Baroda BNP Paribas LIQUID FUND - Regular Plan - WEEKLY IDCW OPTION	Baroda BNP Paribas	₹1,000.2398	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,041.1493
2 Jun 2026	₹1,040.9962
1 Jun 2026	₹1,040.8594
31 May 2026	₹1,040.6611
29 May 2026	₹1,040.3109
28 May 2026	₹1,040.0488
26 May 2026	₹1,039.6925
24 May 2026	₹1,039.4063
23 May 2026	₹1,039.2360
22 May 2026	₹1,039.0657

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW is ₹1,041.1493. It's a Liquid Fund from Sundaram, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW has NAV history starting from 01 Jan 2022, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW is managed by Sundaram. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW has delivered a absolute return of 1.10% — +1.14 pp ahead of the Liquid Fund category average of -0.04%. The fund ranks #21 of 75 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW has delivered a CAGR of 0.45% — -1.2 pp behind the Liquid Fund category average of 1.64%. The fund ranks #26 of 72 in its category — the second (Q2) quartile.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW exactly 3 years ago would be worth approximately ₹101,348 today — a multiplier of 1.01×, based on the 3-year CAGR of 0.45%. The category average over the same window would have grown ₹1 lakh to ₹105,012.

A ₹10,000 monthly SIP in Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹363,659 today. That's an XIRR (money-weighted annualised return) of 0.66%.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹363,659 — XIRR 0.66%.

On a 3-year basis, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW ranks #26 out of 72 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.64%; this fund delivered 0.45%.

The worst peak-to-trough decline Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW has experienced over the last 3-year window is 1.48% — its NAV fell from a high on 23 Jan 2026 to a low on 24 Jan 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW averaged 0.27% (best 0.56%, worst 0.06%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -4.80 — negative risk-adjusted performance.

In calendar year 2025, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW returned 1.56% — beating the Liquid Fund category average of 1.30% by 0.26 pp. It ranked #19 of 71 in its category that year.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) - Regular Plan IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.