Sundaram

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW

Latest NAV

₹1,043.8863

As of

3 Jun 2026

1,402 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.02	64 / 139	Q2
1W	+0.13%	+0.04%	+0.09	43 / 138	Q2
2W	+0.23%	+0.05%	+0.19	28 / 138	Q1
1M	+0.48%	+0.11%	+0.38	22 / 138	Q1
3M	+0.40%	+0.30%	+0.09	34 / 138	Q1
6M	+0.36%	+0.41%	-0.06	35 / 135	Q2
YTD	-0.14%	+0.39%	-0.53	127 / 135	Q4
1Y	+1.30%	+1.00%	+0.29	29 / 128	Q1
2Y	+0.79%	+1.19%	-0.40	31 / 127	Q1
3Y	+0.53%	+1.40%	-0.87	37 / 122	Q2
4Y	+0.42%	+1.28%	-0.86	32 / 114	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.43%	+1.24%	-0.81	50 / 139	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.14%	+0.25%	-0.38	112 / 120
2025	+1.72%	+1.10%	+0.63	25 / 115
2024	-0.09%	+1.42%	-1.51	102 / 118
2023	+0.03%	+1.63%	-1.60	36 / 112
2022	+0.28%	+1.11%	-0.83	38 / 116

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.35%

42 windows

min -0.3% · max 1.8%

79% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.30%

18 windows

min 0.1% · max 0.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.26%

3-year · annualised

Sharpe ratio

-4.72

vs risk-free 6.5%

Sortino ratio

-6.34

Downside-only deviation

Max drawdown

-1.48%

Jan 2026 → Jan 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - IDCW Daily - Direct Plan	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - DIRECT Plan - DAILY IDCW OPTION	Nippon India	₹1,528.7400	3 Jun 2026
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,423.4119	3 Jun 2026
ICICI Prudential Liquid Fund - Direct Plan - IDCW Others	ICICI Prudential	₹191.3611	3 Jun 2026
Invesco India Liquid Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,083.5347	3 Jun 2026
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW	Bandhan	₹1,008.3799	3 Jun 2026
quant Liquid Fund - Monthly IDCW Option - Direct Plan	Quant	₹15.7591	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.1950	3 Jun 2026
Motilal Oswal Liquid Fund Direct - IDCW Quarterly Payout/Reinvestment	Motilal Oswal	₹10.2338	3 Jun 2026
Franklin India Liquid Fund - Super Institutional Plan - Direct - Daily - IDCW	Franklin India	₹1,002.8152	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,043.8863
2 Jun 2026	₹1,043.7269
1 Jun 2026	₹1,043.5838
31 May 2026	₹1,043.3789
29 May 2026	₹1,043.0158
28 May 2026	₹1,042.7471
26 May 2026	₹1,042.3778
24 May 2026	₹1,042.0790
23 May 2026	₹1,041.9023
22 May 2026	₹1,041.7256

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW is ₹1,043.8863. It's a Liquid Fund from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW has NAV history starting from 01 Jan 2022, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW is managed by Sundaram. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW has delivered a absolute return of 1.30% — +0.29 pp ahead of the Liquid Fund category average of 1.00%. The fund ranks #29 of 128 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW has delivered a CAGR of 0.53% — -0.87 pp behind the Liquid Fund category average of 1.40%. The fund ranks #37 of 122 in its category — the second (Q2) quartile.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹101,603 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.53%. The category average over the same window would have grown ₹1 lakh to ₹104,259.

A ₹10,000 monthly SIP in Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹364,394 today. That's an XIRR (money-weighted annualised return) of 0.79%.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹364,394 — XIRR 0.79%.

On a 3-year basis, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW ranks #37 out of 122 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.40%; this fund delivered 0.53%.

The worst peak-to-trough decline Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW has experienced over the last 3-year window is 1.48% — its NAV fell from a high on 23 Jan 2026 to a low on 24 Jan 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW averaged 0.30% (best 0.59%, worst 0.06%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -4.72 — negative risk-adjusted performance.

In calendar year 2025, Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW returned 1.72% — beating the Liquid Fund category average of 1.10% by 0.63 pp. It ranked #25 of 115 in its category that year.

Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) -Direct Plan - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.