Should I invest in HDFC Value Fund?

We don't give personal investment advice. HDFC Value Fund - Growth Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 15.29%.

HDFC

HDFC Value Fund - Growth Option - Direct Plan

Latest NAV

₹827.0450

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.18%	+0.23	6 / 21	Q2
1W	-1.64%	-1.59%	-0.05	11 / 21	Q3
2W	+0.30%	+0.17%	+0.13	9 / 21	Q2
1M	-1.37%	-1.18%	-0.19	9 / 21	Q2
3M	-1.17%	+0.36%	-1.53	10 / 21	Q2
6M	-3.83%	-2.44%	-1.39	11 / 21	Q3
YTD	-4.25%	-3.30%	-0.95	10 / 21	Q2
1Y	+2.57%	+2.76%	-0.19	9 / 21	Q2
2Y	+5.39%	+3.47%	+1.92	6 / 20	Q2
3Y	+17.54%	+16.69%	+0.85	7 / 20	Q2
4Y	+17.32%	+17.36%	-0.04	8 / 17	Q2
5Y	+15.29%	+14.68%	+0.62	7 / 14	Q2
7Y	+14.54%	+15.32%	-0.78	10 / 12	Q4
10Y	+14.87%	+14.72%	+0.15	7 / 11	Q3
Inception	+15.65%	+15.58%	+0.07	11 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.25%	-3.30%	-0.95	10 / 21
2025	+9.01%	+5.37%	+3.64	4 / 20
2024	+21.56%	+21.06%	+0.50	10 / 20
2023	+30.06%	+35.80%	-5.74	16 / 18
2022	+4.58%	+7.17%	-2.59	12 / 17
2021	+36.45%	+36.76%	-0.31	6 / 13
2020	+13.79%	+15.89%	-2.09	9 / 12
2019	+0.63%	+2.90%	-2.27	8 / 12
2018	-3.73%	-9.33%	+5.61	3 / 11
2017	+42.93%	+41.39%	+1.54	5 / 11
2016	+4.51%	+6.52%	-2.01	8 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.10%

152 windows

min -37.2% · max 87.4%

86% positive

3-Year rolling

+16.17%

128 windows

min -8.6% · max 31.4%

95% positive

5-Year rolling

+15.41%

103 windows

min -0.5% · max 27.9%

99% positive

7-Year rolling

+14.25%

79 windows

min 8.7% · max 16.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.80%

3-year · annualised

Sharpe ratio

0.78

vs risk-free 6.5%

Sortino ratio

1.28

Downside-only deviation

Max drawdown

-18.23%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹239.8244	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹497.5800	3 Jun 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹163.8250	3 Jun 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹23.9621	3 Jun 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹148.1734	3 Jun 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.2080	2 Jun 2026
HSBC Value Fund - Direct Growth	HSBC	₹124.4390	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.0496	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹18.6400	3 Jun 2026
UTI Value Fund - Direct Plan - Growth Option	UTI	₹175.1185	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹827.0450
2 Jun 2026	₹829.3520
1 Jun 2026	₹825.9030
29 May 2026	₹832.4580
27 May 2026	₹843.7800
26 May 2026	₹843.1600
25 May 2026	₹844.1390
22 May 2026	₹834.0090
21 May 2026	₹830.3110
20 May 2026	₹828.0700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Value Fund - Growth Option - Direct Plan is ₹827.0450. It's a Value Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Value Fund - Growth Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Value Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Value Fund - Growth Option - Direct Plan has delivered a absolute return of 2.57% — -0.19 pp behind the Value Fund category average of 2.76%. The fund ranks #9 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Value Fund - Growth Option - Direct Plan has delivered a CAGR of 17.54% — +0.85 pp ahead of the Value Fund category average of 16.69%. The fund ranks #7 of 20 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Value Fund - Growth Option - Direct Plan has delivered a CAGR of 15.29% — +0.62 pp ahead of the Value Fund category average of 14.68%. The fund ranks #7 of 14 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Value Fund - Growth Option - Direct Plan exactly 10 years ago would be worth approximately ₹399,953 today — a multiplier of 4.00×, based on the 10-year CAGR of 14.87%. The category average over the same window would have grown ₹1 lakh to ₹394,871.

A ₹10,000 monthly SIP in HDFC Value Fund - Growth Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹842,356 today. That's an XIRR (money-weighted annualised return) of 13.53%.

A ₹10,000 monthly SIP for 10 years in HDFC Value Fund - Growth Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,622,194 (multiplier 2.19×). XIRR: 14.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Value Fund - Growth Option - Direct Plan ranks #7 out of 14 funds in the Value Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.68%; this fund delivered 15.29%.

The worst peak-to-trough decline HDFC Value Fund - Growth Option - Direct Plan has experienced over the last 5-year window is 18.39% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Value Fund - Growth Option - Direct Plan averaged 15.41% (best 27.94%, worst -0.55%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.64 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Value Fund - Growth Option - Direct Plan returned 9.01% — beating the Value Fund category average of 5.37% by 3.64 pp. It ranked #4 of 20 in its category that year.

HDFC Value Fund - Growth Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Value Fund - Growth Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 15.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.