Should I invest in DSP Value Fund?

We don't give personal investment advice. DSP Value Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 14.89%.

DSP

DSP Value Fund - Direct Plan - Growth

Latest NAV

₹24.2080

As of

2 Jun 2026

1,268 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.18%	-0.18	16 / 21	Q4
1W	-1.14%	-1.59%	+0.44	3 / 21	Q1
2W	-0.52%	+0.17%	-0.69	16 / 21	Q4
1M	+0.33%	-1.18%	+1.50	4 / 21	Q1
3M	+1.56%	+0.36%	+1.21	7 / 21	Q2
6M	+2.16%	-2.44%	+4.60	5 / 21	Q1
YTD	+1.04%	-3.30%	+4.34	5 / 21	Q1
1Y	+11.53%	+2.76%	+8.77	3 / 21	Q1
2Y	+12.22%	+3.47%	+8.75	1 / 20	Q1
3Y	+19.27%	+16.69%	+2.58	4 / 20	Q1
4Y	+18.16%	+17.36%	+0.80	7 / 17	Q2
5Y	+14.89%	+14.68%	+0.22	9 / 14	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.50%	+15.58%	+1.92	4 / 21	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.04%	-3.30%	+4.34	5 / 21
2025	+12.40%	+5.37%	+7.03	2 / 20
2024	+21.61%	+21.06%	+0.55	9 / 20
2023	+30.65%	+35.80%	-5.15	15 / 18
2022	-1.80%	+7.17%	-8.97	17 / 17
2021	+31.21%	+36.76%	-5.55	10 / 13
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.43%

55 windows

min -5.6% · max 40.7%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.66%

31 windows

min 13.5% · max 22.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.35%

6 windows

min 14.9% · max 18.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.37%

3-year · annualised

Sharpe ratio

1.14

vs risk-free 6.5%

Sortino ratio

2.31

Downside-only deviation

Max drawdown

-13.69%

Sep 2024 → Apr 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹827.0450	3 Jun 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹239.8244	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹497.5800	3 Jun 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹163.8250	3 Jun 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹23.9621	3 Jun 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹148.1734	3 Jun 2026
HSBC Value Fund - Direct Growth	HSBC	₹124.4390	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.0496	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹18.6400	3 Jun 2026
UTI Value Fund - Direct Plan - Growth Option	UTI	₹175.1185	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹24.2080
29 May 2026	₹24.2740
27 May 2026	₹24.4840
26 May 2026	₹24.4880
22 May 2026	₹24.3600
21 May 2026	₹24.3880
20 May 2026	₹24.3420
19 May 2026	₹24.3340
18 May 2026	₹24.2740
15 May 2026	₹24.3060

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of DSP Value Fund - Direct Plan - Growth is ₹24.2080. It's a Value Fund from DSP, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Value Fund - Direct Plan - Growth has NAV history starting from 11 Dec 2020, a track record of about 5 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Value Fund - Direct Plan - Growth is managed by DSP. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Value Fund - Direct Plan - Growth has delivered a absolute return of 11.53% — +8.77 pp ahead of the Value Fund category average of 2.76%. The fund ranks #3 of 21 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DSP Value Fund - Direct Plan - Growth has delivered a CAGR of 19.27% — +2.58 pp ahead of the Value Fund category average of 16.69%. The fund ranks #4 of 20 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP Value Fund - Direct Plan - Growth has delivered a CAGR of 14.89% — +0.22 pp ahead of the Value Fund category average of 14.68%. The fund ranks #9 of 14 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Value Fund - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹200,198 today — a multiplier of 2.00×, based on the 5-year CAGR of 14.89%. The category average over the same window would have grown ₹1 lakh to ₹198,317.

A ₹10,000 monthly SIP in DSP Value Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹885,548 today. That's an XIRR (money-weighted annualised return) of 15.56%.

DSP Value Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹885,548 — XIRR 15.56%.

On a 5-year basis, DSP Value Fund - Direct Plan - Growth ranks #9 out of 14 funds in the Value Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.68%; this fund delivered 14.89%.

The worst peak-to-trough decline DSP Value Fund - Direct Plan - Growth has experienced over the last 5-year window is 16.45% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Value Fund - Direct Plan - Growth averaged 16.35% (best 18.25%, worst 14.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.74 — reasonable risk-adjusted performance.

In calendar year 2025, DSP Value Fund - Direct Plan - Growth returned 12.40% — beating the Value Fund category average of 5.37% by 7.03 pp. It ranked #2 of 20 in its category that year.

DSP Value Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Value Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.5%. 5-year CAGR: 14.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.