Sundaram

Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)

Latest NAV

₹35.5036

As of

17 Jul 2026

3,329 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.36%	+0.15%	-0.52	35 / 36	Q4
1W	-0.94%	-0.20%	-0.74	34 / 36	Q4
2W	+1.07%	+0.24%	+0.83	3 / 36	Q1
1M	+3.45%	+1.73%	+1.72	2 / 36	Q1
3M	+6.65%	+3.75%	+2.90	4 / 36	Q1
6M	+4.96%	+0.56%	+4.40	4 / 36	Q1
YTD	+2.96%	-1.67%	+4.64	3 / 36	Q1
1Y	-0.41%	-0.06%	-0.35	20 / 36	Q3
2Y	-2.76%	-0.46%	-2.30	23 / 34	Q3
3Y	+7.09%	+11.48%	-4.40	27 / 31	Q4
4Y	+8.57%	+13.30%	-4.73	27 / 31	Q4
5Y	+7.77%	+10.82%	-3.05	23 / 31	Q3
7Y	+10.29%	+13.81%	-3.53	22 / 27	Q4
10Y	+6.90%	+10.52%	-3.62	19 / 22	Q4
Inception	+8.01%	+10.89%	-2.88	27 / 36	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.96%	-1.67%	+4.64	3 / 36
2025	-2.71%	+1.18%	-3.89	30 / 35
2024	+13.16%	+19.71%	-6.55	28 / 31
2023	+18.50%	+26.16%	-7.66	29 / 31
2022	-7.17%	+0.59%	-7.76	27 / 31
2021	+32.99%	+33.41%	-0.42	15 / 31
2020	+7.45%	+14.39%	-6.95	25 / 30
2019	+1.03%	+6.20%	-5.17	20 / 26
2018	-14.18%	-13.14%	-1.05	18 / 23
2017	+23.61%	+29.57%	-5.96	18 / 23
2016	+4.43%	+3.36%	+1.07	9 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.25%

153 windows

min -29.8% · max 62.2%

68% positive

3-Year rolling

+9.19%

129 windows

min -12.2% · max 24.3%

89% positive

5-Year rolling

+8.31%

105 windows

min -4.2% · max 20.0%

94% positive

7-Year rolling

+7.57%

80 windows

min 3.1% · max 11.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.50%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.15

Downside-only deviation

Max drawdown

-25.10%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹47.7870	17 Jul 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹70.7641	17 Jul 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹373.6439	17 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹54.4600	17 Jul 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹55.8900	17 Jul 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹36.7850	17 Jul 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹64.5206	17 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹210.4900	17 Jul 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.8134	17 Jul 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹22.8896	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹35.5036
16 Jul 2026	₹35.6331
15 Jul 2026	₹35.8596
14 Jul 2026	₹35.5405
13 Jul 2026	₹35.8116
10 Jul 2026	₹35.8402
9 Jul 2026	₹35.2594
8 Jul 2026	₹34.5764
7 Jul 2026	₹35.2084
6 Jul 2026	₹35.4149

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is ₹35.5036. It's a Large & Mid Cap Fund from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is managed by Sundaram. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) has delivered a absolute return of -0.41% — -0.35 pp behind the Large & Mid Cap Fund category average of -0.06%. The fund ranks #20 of 36 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 7.09% — -4.4 pp behind the Large & Mid Cap Fund category average of 11.48%. The fund ranks #27 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 7.77% — -3.05 pp behind the Large & Mid Cap Fund category average of 10.82%. The fund ranks #23 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) exactly 10 years ago would be worth approximately ₹194,932 today — a multiplier of 1.95×, based on the 10-year CAGR of 6.90%. The category average over the same window would have grown ₹1 lakh to ₹271,998.

A ₹10,000 monthly SIP in Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹703,887 today. That's an XIRR (money-weighted annualised return) of 6.32%.

A ₹10,000 monthly SIP for 10 years in Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) = ₹1,200,000 invested. It would currently be worth ₹1,806,149 (multiplier 1.51×). XIRR: 7.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) ranks #23 out of 31 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.82%; this fund delivered 7.77%.

The worst peak-to-trough decline Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) has experienced over the last 5-year window is 25.10% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) averaged 8.31% (best 20.04%, worst -4.25%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) returned -2.71% — lagging the Large & Mid Cap Fund category average of 1.18% by 3.89 pp. It ranked #30 of 35 in its category that year.

Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram Large and Midcap Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.1%. 5-year CAGR: 7.77%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.