Should I invest in HDFC Large and Mid Cap Fund?

We don't give personal investment advice. HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.8%. 5-year CAGR: 11.80%.

HDFC

HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan

Latest NAV

₹45.3030

As of

3 Jun 2026

2,932 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.35%	+0.15%	+0.20	14 / 36	Q2
1W	-1.72%	-1.74%	+0.02	15 / 36	Q2
2W	-0.15%	-0.17%	+0.02	17 / 36	Q2
1M	-0.76%	-0.80%	+0.04	17 / 36	Q2
3M	-1.27%	-1.40%	+0.12	20 / 36	Q3
6M	-9.93%	-6.06%	-3.87	27 / 36	Q3
YTD	-10.06%	-6.30%	-3.76	27 / 36	Q3
1Y	-4.53%	-1.66%	-2.88	27 / 35	Q4
2Y	-2.32%	+0.68%	-3.01	24 / 33	Q3
3Y	+11.17%	+12.10%	-0.93	18 / 31	Q3
4Y	+11.76%	+12.28%	-0.52	19 / 31	Q3
5Y	+11.80%	+10.78%	+1.02	17 / 31	Q3
7Y	+10.39%	+12.23%	-1.84	20 / 27	Q3
10Y	+7.31%	+10.45%	-3.14	18 / 22	Q4
Inception	+5.72%	+10.14%	-4.41	31 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.06%	-6.30%	-3.76	27 / 36
2025	+0.33%	+1.18%	-0.84	20 / 35
2024	+14.76%	+19.71%	-4.95	26 / 31
2023	+31.92%	+26.16%	+5.76	4 / 31
2022	+8.98%	+0.59%	+8.39	4 / 31
2021	+31.88%	+33.41%	-1.52	16 / 31
2020	-0.43%	+14.39%	-14.82	29 / 30
2019	-4.22%	+6.20%	-10.42	25 / 26
2018	-11.37%	-13.14%	+1.76	9 / 23
2017	+16.76%	+29.57%	-12.81	23 / 23
2016	+3.67%	+3.36%	+0.31	12 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.05%

134 windows

min -39.7% · max 74.8%

57% positive

3-Year rolling

+8.17%

109 windows

min -16.9% · max 30.5%

75% positive

5-Year rolling

+7.75%

85 windows

min -10.6% · max 24.6%

79% positive

7-Year rolling

+7.45%

61 windows

min 1.2% · max 12.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.67%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.48

Downside-only deviation

Max drawdown

-23.76%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹68.1548	3 Jun 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹356.4452	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹51.8500	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹50.7800	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹35.6690	3 Jun 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹62.7085	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹201.0900	3 Jun 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.1484	3 Jun 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹21.5940	3 Jun 2026
Mirae Asset Large & Midcap Fund - Direct Plan - IDCW	Mirae Asset	₹79.4160	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹45.3030
2 Jun 2026	₹45.4680
1 Jun 2026	₹45.3110
29 May 2026	₹45.7480
27 May 2026	₹46.3650
26 May 2026	₹46.2630
25 May 2026	₹46.3050
22 May 2026	₹45.7110
21 May 2026	₹45.5980
20 May 2026	₹45.5750

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan is ₹45.3030. It's a Large & Mid Cap Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan has NAV history starting from 30 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan has delivered a absolute return of -4.53% — -2.88 pp behind the Large & Mid Cap Fund category average of -1.66%. The fund ranks #27 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan has delivered a CAGR of 11.17% — -0.93 pp behind the Large & Mid Cap Fund category average of 12.10%. The fund ranks #18 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan has delivered a CAGR of 11.80% — +1.02 pp ahead of the Large & Mid Cap Fund category average of 10.78%. The fund ranks #17 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹202,485 today — a multiplier of 2.02×, based on the 10-year CAGR of 7.31%. The category average over the same window would have grown ₹1 lakh to ₹270,253.

A ₹10,000 monthly SIP in HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹724,926 today. That's an XIRR (money-weighted annualised return) of 7.49%.

A ₹10,000 monthly SIP for 10 years in HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,954,161 (multiplier 1.63×). XIRR: 9.42%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan ranks #17 out of 31 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.78%; this fund delivered 11.80%.

The worst peak-to-trough decline HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 23.76% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan averaged 7.75% (best 24.63%, worst -10.65%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is 0.38 — weak risk-adjusted performance.

In calendar year 2025, HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan returned 0.33% — lagging the Large & Mid Cap Fund category average of 1.18% by 0.84 pp. It ranked #20 of 35 in its category that year.

HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.8%. 5-year CAGR: 11.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.