Should I invest in Motilal Oswal Large and Midcap Fund Direct?

We don't give personal investment advice. Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 12.79%.

Motilal Oswal

Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment

Latest NAV

₹27.1484

As of

3 Jun 2026

1,631 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.94%	+0.15%	+0.79	1 / 36	Q1
1W	+0.12%	-1.74%	+1.86	2 / 36	Q1
2W	+2.14%	-0.17%	+2.31	2 / 36	Q1
1M	+0.82%	-0.80%	+1.62	3 / 36	Q1
3M	+2.04%	-1.40%	+3.43	5 / 36	Q1
6M	-5.11%	-6.06%	+0.95	19 / 36	Q3
YTD	-2.61%	-6.30%	+3.69	6 / 36	Q1
1Y	-2.11%	-1.66%	-0.45	16 / 35	Q2
2Y	+5.23%	+0.68%	+4.55	7 / 33	Q1
3Y	+16.99%	+12.10%	+4.89	4 / 31	Q1
4Y	+17.13%	+12.28%	+4.84	5 / 31	Q1
5Y	+12.79%	+10.78%	+2.01	14 / 31	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.85%	+10.14%	+5.71	3 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.61%	-6.30%	+3.69	6 / 36
2025	-9.43%	+1.18%	-10.61	34 / 35
2024	+37.45%	+19.71%	+17.74	2 / 31
2023	+30.84%	+26.16%	+4.67	7 / 31
2022	-3.87%	+0.59%	-4.46	24 / 31
2021	+42.19%	+33.41%	+8.78	6 / 31
2020	+14.33%	+14.39%	-0.07	17 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.32%

69 windows

min -9.5% · max 80.6%

74% positive

3-Year rolling

+19.57%

45 windows

min 13.0% · max 27.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.85%

20 windows

min 11.7% · max 25.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.85%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

0.82

Downside-only deviation

Max drawdown

-29.43%

Dec 2024 → Apr 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹45.3030	3 Jun 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹68.1548	3 Jun 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹356.4452	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹51.8500	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹50.7800	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹35.6690	3 Jun 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹62.7085	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹201.0900	3 Jun 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹21.5940	3 Jun 2026
Mirae Asset Large & Midcap Fund - Direct Plan - IDCW	Mirae Asset	₹79.4160	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.1484
2 Jun 2026	₹27.0600
1 Jun 2026	₹26.8078
29 May 2026	₹27.0880
27 May 2026	₹27.3785
26 May 2026	₹27.0273
25 May 2026	₹26.9041
22 May 2026	₹26.6512
21 May 2026	₹26.7096
20 May 2026	₹26.6227

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment is ₹27.1484. It's a Large & Mid Cap Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment has NAV history starting from 22 Oct 2019, a track record of about 6 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment has delivered a absolute return of -2.11% — -0.45 pp behind the Large & Mid Cap Fund category average of -1.66%. The fund ranks #16 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 16.99% — +4.89 pp ahead of the Large & Mid Cap Fund category average of 12.10%. The fund ranks #4 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment has delivered a CAGR of 12.79% — +2.01 pp ahead of the Large & Mid Cap Fund category average of 10.78%. The fund ranks #14 of 31 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment exactly 5 years ago would be worth approximately ₹182,531 today — a multiplier of 1.83×, based on the 5-year CAGR of 12.79%. The category average over the same window would have grown ₹1 lakh to ₹166,849.

A ₹10,000 monthly SIP in Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹804,266 today. That's an XIRR (money-weighted annualised return) of 11.66%.

Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹804,266 — XIRR 11.66%.

On a 5-year basis, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment ranks #14 out of 31 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.78%; this fund delivered 12.79%.

The worst peak-to-trough decline Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment has experienced over the last 5-year window is 29.43% — its NAV fell from a high on 16 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment averaged 19.85% (best 25.43%, worst 11.68%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment returned -9.43% — lagging the Large & Mid Cap Fund category average of 1.18% by 10.61 pp. It ranked #34 of 35 in its category that year.

Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 12.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.