Sundaram

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth

Latest NAV

₹46.2123

As of

17 Jul 2026

3,264 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.02%	+0.00	9 / 22	Q2
1W	-0.03%	-0.03%	-0.01	8 / 22	Q2
2W	-0.15%	-0.11%	-0.03	11 / 22	Q2
1M	+0.63%	+0.69%	-0.06	20 / 22	Q4
3M	+1.62%	+1.77%	-0.15	18 / 22	Q4
6M	+3.00%	+3.20%	-0.20	18 / 22	Q4
YTD	+2.74%	+2.82%	-0.08	17 / 22	Q4
1Y	+5.07%	+5.37%	-0.30	16 / 22	Q3
2Y	+7.16%	+7.27%	-0.11	15 / 22	Q3
3Y	+7.15%	+7.24%	-0.08	14 / 20	Q3
4Y	+7.01%	+7.15%	-0.15	16 / 19	Q4
5Y	+6.00%	+6.38%	-0.39	17 / 18	Q4
7Y	+6.25%	+6.87%	-0.62	16 / 16	Q4
10Y	+6.53%	+7.20%	-0.67	15 / 15	Q4
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.74%	+2.92%	-0.18	17 / 21
2025	+7.74%	+7.73%	+0.01	11 / 21
2024	+8.08%	+8.19%	-0.11	15 / 21
2023	+7.00%	+7.05%	-0.04	12 / 20
2022	+3.16%	+3.98%	-0.82	15 / 18
2021	+3.12%	+3.82%	-0.70	15 / 18
2020	+7.73%	+10.42%	-2.69	16 / 16
2019	+10.20%	+10.17%	+0.03	14 / 16
2018	+6.11%	+6.92%	-0.81	14 / 16
2017	+6.30%	+5.82%	+0.48	8 / 17
2016	+7.89%	+10.00%	-2.10	15 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.14%

153 windows

min 1.5% · max 11.4%

100% positive

3-Year rolling

+6.91%

129 windows

min 4.2% · max 9.1%

100% positive

5-Year rolling

+6.75%

104 windows

min 5.7% · max 8.1%

100% positive

7-Year rolling

+6.89%

80 windows

min 6.2% · max 8.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.36%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.54%

May 2026 → May 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan	HDFC	₹25.4126	17 Jul 2026
Nippon India Banking and PSU Fund- Direct Plan-Growth Plan- Growth Option	Nippon India	₹22.8275	17 Jul 2026
SBI BANKING & PSU FUND - Direct Plan - Growth	SBI	₹3,512.4985	17 Jul 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth	ICICI Prudential	₹36.3286	17 Jul 2026
Invesco India Banking and PSU Fund - Direct Plan - Growth Option	Invesco	₹2,569.5096	17 Jul 2026
Bandhan Banking and PSU Fund - Direct Growth	Bandhan	₹26.9584	17 Jul 2026
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth	Aditya Birla Sun Life	₹402.5843	17 Jul 2026
Franklin India Banking & PSU Debt Fund - Direct - Growth	Franklin India	₹25.0706	17 Jul 2026
Mirae Asset Banking and PSU Fund - Direct Plan - Growth	Mirae Asset	₹13.9659	17 Jul 2026
Kotak Banking and PSU Debt Direct - Growth	Kotak	₹72.5392	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹46.2123
16 Jul 2026	₹46.2032
15 Jul 2026	₹46.1737
14 Jul 2026	₹46.1563
13 Jul 2026	₹46.2375
10 Jul 2026	₹46.2266
9 Jul 2026	₹46.1859
8 Jul 2026	₹46.1758
7 Jul 2026	₹46.2728
6 Jul 2026	₹46.2886

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth is ₹46.2123. It's a Banking & PSU Fund from Sundaram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth is managed by Sundaram. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth has delivered a absolute return of 5.07% — -0.3 pp behind the Banking & PSU Fund category average of 5.37%. The fund ranks #16 of 22 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth has delivered a CAGR of 7.15% — -0.08 pp behind the Banking & PSU Fund category average of 7.24%. The fund ranks #14 of 20 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth has delivered a CAGR of 6.00% — -0.39 pp behind the Banking & PSU Fund category average of 6.38%. The fund ranks #17 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth exactly 10 years ago would be worth approximately ₹188,326 today — a multiplier of 1.88×, based on the 10-year CAGR of 6.53%. The category average over the same window would have grown ₹1 lakh to ₹200,461.

A ₹10,000 monthly SIP in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,829 today. That's an XIRR (money-weighted annualised return) of 6.77%.

A ₹10,000 monthly SIP for 10 years in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,670,959 (multiplier 1.39×). XIRR: 6.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth ranks #17 out of 18 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.38%; this fund delivered 6.00%.

The worst peak-to-trough decline Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth has experienced over the last 5-year window is 1.49% — its NAV fell from a high on 05 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth averaged 6.75% (best 8.08%, worst 5.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.45 — negative risk-adjusted performance.

In calendar year 2025, Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth returned 7.74% — beating the Banking & PSU Fund category average of 7.73% by 0.01 pp. It ranked #11 of 21 in its category that year.

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 6.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

More from Sundaram