Should I invest in Invesco India Banking and PSU Fund?

We don't give personal investment advice. Invesco India Banking and PSU Fund - Direct Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 5.51%.

Invesco

Invesco India Banking and PSU Fund - Direct Plan - Growth Option

Latest NAV

₹2,518.9537

As of

3 Jun 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.05%	+0.05	1 / 22	Q1
1W	+0.26%	+0.24%	+0.03	7 / 22	Q2
2W	+0.46%	+0.34%	+0.12	3 / 22	Q1
1M	+0.26%	+0.18%	+0.08	2 / 22	Q1
3M	+0.17%	+0.45%	-0.28	20 / 22	Q4
6M	+1.20%	+1.44%	-0.24	13 / 22	Q3
YTD	+1.00%	+1.13%	-0.14	16 / 22	Q3
1Y	+3.38%	+4.05%	-0.67	18 / 22	Q4
2Y	+6.70%	+6.86%	-0.16	19 / 22	Q4
3Y	+6.83%	+6.85%	-0.02	11 / 20	Q3
4Y	+6.87%	+6.95%	-0.08	13 / 18	Q3
5Y	+5.51%	+6.12%	-0.61	18 / 18	Q4
7Y	+6.29%	+6.90%	-0.61	15 / 16	Q4
10Y	+6.68%	+7.17%	-0.49	13 / 15	Q4
Inception	+7.10%	+7.37%	-0.27	17 / 21	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.00%	+1.15%	-0.16	16 / 21
2025	+7.64%	+7.73%	-0.09	16 / 21
2024	+8.45%	+8.19%	+0.25	3 / 21
2023	+6.91%	+7.05%	-0.13	15 / 20
2022	+1.13%	+3.98%	-2.85	18 / 18
2021	+3.81%	+3.82%	-0.01	10 / 18
2020	+9.94%	+10.42%	-0.48	10 / 16
2019	+10.10%	+10.17%	-0.07	15 / 16
2018	+7.53%	+6.92%	+0.61	4 / 16
2017	+5.27%	+5.82%	-0.55	15 / 17
2016	+7.80%	+10.00%	-2.19	16 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.24%

152 windows

min 0.2% · max 11.4%

100% positive

3-Year rolling

+7.02%

127 windows

min 3.7% · max 9.2%

100% positive

5-Year rolling

+6.95%

103 windows

min 5.5% · max 8.5%

100% positive

7-Year rolling

+7.12%

79 windows

min 6.3% · max 8.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.63%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-0.91%

Mar 2026 → Apr 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan	HDFC	₹24.9106	3 Jun 2026
Nippon India Banking and PSU Fund- Direct Plan-Growth Plan- Growth Option	Nippon India	₹22.3658	3 Jun 2026
SBI BANKING & PSU FUND - Direct Plan - Growth	SBI	₹3,450.9960	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth	ICICI Prudential	₹35.6482	3 Jun 2026
Bandhan Banking and PSU Fund - Direct Growth	Bandhan	₹26.4454	3 Jun 2026
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth	Aditya Birla Sun Life	₹395.5958	3 Jun 2026
Franklin India Banking & PSU Debt Fund - Direct - Growth	Franklin India	₹24.7373	3 Jun 2026
Mirae Asset Banking and PSU Fund - Direct Plan - Growth	Mirae Asset	₹13.7330	3 Jun 2026
Kotak Banking and PSU Debt Direct - Growth	Kotak	₹71.1226	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth Option	Edelweiss	₹26.5023	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹2,518.9537
2 Jun 2026	₹2,520.6300
1 Jun 2026	₹2,518.0567
29 May 2026	₹2,516.9670
27 May 2026	₹2,515.8456
26 May 2026	₹2,514.0289
25 May 2026	₹2,513.6866
22 May 2026	₹2,508.1221
21 May 2026	₹2,504.6354
20 May 2026	₹2,506.6797

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Banking and PSU Fund - Direct Plan - Growth Option is ₹2,518.9537. It's a Banking & PSU Fund from Invesco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Banking and PSU Fund - Direct Plan - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Banking and PSU Fund - Direct Plan - Growth Option is managed by Invesco. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Banking and PSU Fund - Direct Plan - Growth Option has delivered a absolute return of 3.38% — -0.67 pp behind the Banking & PSU Fund category average of 4.05%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India Banking and PSU Fund - Direct Plan - Growth Option has delivered a CAGR of 6.83% — -0.02 pp behind the Banking & PSU Fund category average of 6.85%. The fund ranks #11 of 20 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Invesco India Banking and PSU Fund - Direct Plan - Growth Option has delivered a CAGR of 5.51% — -0.61 pp behind the Banking & PSU Fund category average of 6.12%. The fund ranks #18 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Invesco India Banking and PSU Fund - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹190,948 today — a multiplier of 1.91×, based on the 10-year CAGR of 6.68%. The category average over the same window would have grown ₹1 lakh to ₹199,874.

A ₹10,000 monthly SIP in Invesco India Banking and PSU Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹703,112 today. That's an XIRR (money-weighted annualised return) of 6.27%.

A ₹10,000 monthly SIP for 10 years in Invesco India Banking and PSU Fund - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,664,067 (multiplier 1.39×). XIRR: 6.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Banking and PSU Fund - Direct Plan - Growth Option ranks #18 out of 18 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.12%; this fund delivered 5.51%.

The worst peak-to-trough decline Invesco India Banking and PSU Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 2.89% — its NAV fell from a high on 15 Dec 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Banking and PSU Fund - Direct Plan - Growth Option averaged 6.95% (best 8.47%, worst 5.51%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.53 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Banking and PSU Fund - Direct Plan - Growth Option returned 7.64% — lagging the Banking & PSU Fund category average of 7.73% by 0.09 pp. It ranked #16 of 21 in its category that year.

Invesco India Banking and PSU Fund - Direct Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Invesco India Banking and PSU Fund - Direct Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 5.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Banking and PSU Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

More from Invesco