Should I invest in Shriram ELSS Tax Saver Fund - Regular Growth?

We don't give personal investment advice. Shriram ELSS Tax Saver Fund - Regular Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 8.00%.

Shriram

Shriram ELSS Tax Saver Fund - Regular Growth

Latest NAV

₹20.0596

As of

3 Jun 2026

1,803 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	+0.26%	+0.02	20 / 39	Q3
1W	-1.36%	-1.20%	-0.16	14 / 39	Q2
2W	+0.53%	+0.29%	+0.25	16 / 39	Q2
1M	-0.77%	-0.80%	+0.03	16 / 39	Q2
3M	-2.18%	+1.50%	-3.69	26 / 39	Q3
6M	-6.70%	-1.37%	-5.32	28 / 39	Q3
YTD	-6.88%	-0.13%	-6.76	27 / 39	Q3
1Y	-2.19%	+7.59%	-9.78	25 / 39	Q3
2Y	-6.13%	+5.80%	-11.94	37 / 38	Q4
3Y	+8.07%	+13.52%	-5.45	35 / 38	Q4
4Y	+8.51%	+13.95%	-5.43	30 / 31	Q4
5Y	+8.00%	+14.19%	-6.18	26 / 27	Q4
7Y	+9.46%	+15.05%	-5.59	23 / 25	Q4
10Y	—	—	—	—	—
Inception	+9.98%	+12.52%	-2.54	32 / 39	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.88%	-4.18%	-2.71	22 / 34
2025	-5.89%	+2.03%	-7.92	32 / 34
2024	+16.33%	+18.62%	-2.29	18 / 34
2023	+24.45%	+30.88%	-6.43	22 / 32
2022	+2.11%	+2.53%	-0.42	18 / 27
2021	+18.47%	+41.08%	-22.61	29 / 30
2020	+15.77%	+17.81%	-2.03	19 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.48%

78 windows

min -18.7% · max 53.2%

71% positive

3-Year rolling

+13.16%

53 windows

min 7.3% · max 20.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.86%

29 windows

min 7.8% · max 18.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.93%

5 windows

min 8.8% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.53%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.23

Downside-only deviation

Max drawdown

-23.97%

Oct 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹45.3372	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹115.4600	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹53.7245	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹48.1190	3 Jun 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹28.8835	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹134.2196	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹94.7276	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹32.4100	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹91.0469	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.1353	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.0596
2 Jun 2026	₹20.1025
1 Jun 2026	₹20.0469
29 May 2026	₹20.1713
27 May 2026	₹20.3960
26 May 2026	₹20.3795
22 May 2026	₹20.1053
21 May 2026	₹20.0557
20 May 2026	₹20.0331
19 May 2026	₹19.9956

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Shriram ELSS Tax Saver Fund - Regular Growth is ₹20.0596. It's a ELSS from Shriram, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Shriram ELSS Tax Saver Fund - Regular Growth has NAV history starting from 01 Feb 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram ELSS Tax Saver Fund - Regular Growth is managed by Shriram. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram ELSS Tax Saver Fund - Regular Growth has delivered a absolute return of -2.19% — -9.78 pp behind the ELSS category average of 7.59%. The fund ranks #25 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Shriram ELSS Tax Saver Fund - Regular Growth has delivered a CAGR of 8.07% — -5.45 pp behind the ELSS category average of 13.52%. The fund ranks #35 of 38 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Shriram ELSS Tax Saver Fund - Regular Growth has delivered a CAGR of 8.00% — -6.18 pp behind the ELSS category average of 14.19%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Shriram ELSS Tax Saver Fund - Regular Growth exactly 5 years ago would be worth approximately ₹146,947 today — a multiplier of 1.47×, based on the 5-year CAGR of 8.00%. The category average over the same window would have grown ₹1 lakh to ₹194,111.

A ₹10,000 monthly SIP in Shriram ELSS Tax Saver Fund - Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹676,906 today. That's an XIRR (money-weighted annualised return) of 4.76%.

Shriram ELSS Tax Saver Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,113,470 — XIRR 7.92%.

On a 5-year basis, Shriram ELSS Tax Saver Fund - Regular Growth ranks #26 out of 27 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.19%; this fund delivered 8.00%.

The worst peak-to-trough decline Shriram ELSS Tax Saver Fund - Regular Growth has experienced over the last 5-year window is 23.97% — its NAV fell from a high on 15 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram ELSS Tax Saver Fund - Regular Growth averaged 13.86% (best 18.45%, worst 7.75%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, Shriram ELSS Tax Saver Fund - Regular Growth returned -5.89% — lagging the ELSS category average of 2.03% by 7.92 pp. It ranked #32 of 34 in its category that year.

Shriram ELSS Tax Saver Fund - Regular Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram ELSS Tax Saver Fund - Regular Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 8.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram ELSS Tax Saver Fund - Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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