Should I invest in SBI Long Term Advantage Fund - Series IV?

We don't give personal investment advice. SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 14.22%.

SBI

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth

Latest NAV

₹45.3372

As of

3 Jun 2026

1,956 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.26%	+0.08	18 / 39	Q2
1W	-2.22%	-1.20%	-1.03	31 / 39	Q4
2W	-0.22%	+0.29%	-0.51	27 / 39	Q3
1M	-2.76%	-0.80%	-1.96	34 / 39	Q4
3M	-4.55%	+1.50%	-6.05	33 / 39	Q4
6M	-6.27%	-1.37%	-4.90	27 / 39	Q3
YTD	-6.93%	-0.13%	-6.81	28 / 39	Q3
1Y	+1.35%	+7.59%	-6.24	20 / 39	Q3
2Y	+2.38%	+5.80%	-3.43	23 / 38	Q3
3Y	+11.62%	+13.52%	-1.90	25 / 38	Q3
4Y	+12.08%	+13.95%	-1.87	20 / 31	Q3
5Y	+14.22%	+14.19%	+0.03	12 / 27	Q2
7Y	+19.47%	+15.05%	+4.41	1 / 25	Q1
10Y	—	—	—	—	—
Inception	+18.17%	+12.52%	+5.65	1 / 39	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.93%	-4.18%	-2.76	23 / 34
2025	+3.31%	+2.03%	+1.28	16 / 34
2024	+20.74%	+18.62%	+2.12	10 / 34
2023	+23.26%	+30.88%	-7.62	26 / 32
2022	+6.33%	+2.53%	+3.80	4 / 27
2021	+58.02%	+41.08%	+16.94	7 / 30
2020	+32.06%	+17.81%	+14.25	2 / 30
2019	+14.21%	+3.04%	+11.17	2 / 27
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.72%

85 windows

min -15.7% · max 104.3%

87% positive

3-Year rolling

+25.62%

61 windows

min 10.1% · max 41.2%

100% positive

5-Year rolling

+25.47%

36 windows

min 14.2% · max 33.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+20.87%

12 windows

min 19.0% · max 22.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.92%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.60

Downside-only deviation

Max drawdown

-21.16%

Sep 2024 → Apr 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series VI - Regular Plan - Growth	SBI	₹28.9544	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹115.4600	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹53.7245	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹48.1190	3 Jun 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹28.8835	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹134.2196	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹94.7276	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹32.4100	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹91.0469	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.1353	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹45.3372
2 Jun 2026	₹45.5585
1 Jun 2026	₹45.4035
31 May 2026	₹45.9008
29 May 2026	₹45.9032
27 May 2026	₹46.4520
26 May 2026	₹46.5947
25 May 2026	₹46.7089
22 May 2026	₹46.0250
21 May 2026	₹45.6738

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth is ₹45.3372. It's a ELSS from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth has NAV history starting from 03 Jul 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth is managed by SBI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth has delivered a absolute return of 1.35% — -6.24 pp behind the ELSS category average of 7.59%. The fund ranks #20 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth has delivered a CAGR of 11.62% — -1.9 pp behind the ELSS category average of 13.52%. The fund ranks #25 of 38 in its category — the third (Q3) quartile.

Over the trailing 5-year window, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth has delivered a CAGR of 14.22% — +0.03 pp ahead of the ELSS category average of 14.19%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹194,373 today — a multiplier of 1.94×, based on the 5-year CAGR of 14.22%. The category average over the same window would have grown ₹1 lakh to ₹194,111.

A ₹10,000 monthly SIP in SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹749,294 today. That's an XIRR (money-weighted annualised return) of 8.81%.

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,504,624 — XIRR 16.35%.

On a 5-year basis, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth ranks #12 out of 27 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.19%; this fund delivered 14.22%.

The worst peak-to-trough decline SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth has experienced over the last 5-year window is 21.16% — its NAV fell from a high on 23 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth averaged 25.47% (best 33.11%, worst 14.22%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.54 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth returned 3.31% — beating the ELSS category average of 2.03% by 1.28 pp. It ranked #16 of 34 in its category that year.

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 14.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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