Should I invest in Parag Parikh ELSS Tax Saver Fund- Regular Growth?

We don't give personal investment advice. Parag Parikh ELSS Tax Saver Fund- Regular Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.2%. 5-year CAGR: 12.94%.

Parag Parikh

Parag Parikh ELSS Tax Saver Fund- Regular Growth

Latest NAV

₹28.8835

As of

3 Jun 2026

1,686 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.60%	+0.26%	+0.34	12 / 39	Q2
1W	-1.11%	-1.20%	+0.09	12 / 39	Q2
2W	+0.08%	+0.29%	-0.21	21 / 39	Q3
1M	-1.38%	-0.80%	-0.58	23 / 39	Q3
3M	-3.71%	+1.50%	-5.21	30 / 39	Q4
6M	-8.84%	-1.37%	-7.47	35 / 39	Q4
YTD	-8.99%	-0.13%	-8.87	33 / 39	Q4
1Y	-7.47%	+7.59%	-15.06	39 / 39	Q4
2Y	+2.52%	+5.80%	-3.28	22 / 38	Q3
3Y	+11.25%	+13.52%	-2.27	26 / 38	Q3
4Y	+12.49%	+13.95%	-1.46	19 / 31	Q3
5Y	+12.94%	+14.19%	-1.24	16 / 27	Q3
7Y	+16.44%	+15.05%	+1.39	12 / 25	Q2
10Y	—	—	—	—	—
Inception	+16.81%	+12.52%	+4.28	3 / 39	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.99%	-4.18%	-4.82	28 / 34
2025	+4.69%	+2.03%	+2.66	9 / 34
2024	+20.05%	+18.62%	+1.43	11 / 34
2023	+27.37%	+30.88%	-3.51	17 / 32
2022	+5.14%	+2.53%	+2.60	8 / 27
2021	+35.83%	+41.08%	-5.25	16 / 30
2020	+28.02%	+17.81%	+10.21	3 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.91%

72 windows

min -7.5% · max 79.4%

96% positive

3-Year rolling

+20.57%

48 windows

min 11.3% · max 32.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+21.27%

23 windows

min 12.9% · max 27.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.40%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.71

Downside-only deviation

Max drawdown

-15.15%

Oct 2025 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹45.3372	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹115.4600	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹53.7245	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹48.1190	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹134.2196	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹94.7276	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹32.4100	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹91.0469	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - GROWTH	Bajaj Finserv	₹11.0910	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹28.8835
2 Jun 2026	₹29.0550
1 Jun 2026	₹28.8816
29 May 2026	₹28.9572
27 May 2026	₹29.3455
26 May 2026	₹29.3810
25 May 2026	₹29.3996
22 May 2026	₹29.0058
21 May 2026	₹29.0534
20 May 2026	₹29.0689

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Parag Parikh ELSS Tax Saver Fund- Regular Growth is ₹28.8835. It's a ELSS from Parag Parikh, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Parag Parikh ELSS Tax Saver Fund- Regular Growth has NAV history starting from 26 Jul 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh ELSS Tax Saver Fund- Regular Growth is managed by Parag Parikh. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh ELSS Tax Saver Fund- Regular Growth has delivered a absolute return of -7.47% — -15.06 pp behind the ELSS category average of 7.59%. The fund ranks #39 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Parag Parikh ELSS Tax Saver Fund- Regular Growth has delivered a CAGR of 11.25% — -2.27 pp behind the ELSS category average of 13.52%. The fund ranks #26 of 38 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Parag Parikh ELSS Tax Saver Fund- Regular Growth has delivered a CAGR of 12.94% — -1.24 pp behind the ELSS category average of 14.19%. The fund ranks #16 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in Parag Parikh ELSS Tax Saver Fund- Regular Growth exactly 5 years ago would be worth approximately ₹183,778 today — a multiplier of 1.84×, based on the 5-year CAGR of 12.94%. The category average over the same window would have grown ₹1 lakh to ₹194,111.

A ₹10,000 monthly SIP in Parag Parikh ELSS Tax Saver Fund- Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹748,826 today. That's an XIRR (money-weighted annualised return) of 8.79%.

Parag Parikh ELSS Tax Saver Fund- Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹748,826 — XIRR 8.79%.

On a 5-year basis, Parag Parikh ELSS Tax Saver Fund- Regular Growth ranks #16 out of 27 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.19%; this fund delivered 12.94%.

The worst peak-to-trough decline Parag Parikh ELSS Tax Saver Fund- Regular Growth has experienced over the last 5-year window is 15.15% — its NAV fell from a high on 23 Oct 2025 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh ELSS Tax Saver Fund- Regular Growth averaged 21.27% (best 27.80%, worst 12.94%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, Parag Parikh ELSS Tax Saver Fund- Regular Growth returned 4.69% — beating the ELSS category average of 2.03% by 2.66 pp. It ranked #9 of 34 in its category that year.

Parag Parikh ELSS Tax Saver Fund- Regular Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Parag Parikh ELSS Tax Saver Fund- Regular Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.2%. 5-year CAGR: 12.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.