Should I invest in PGIM India Large Cap Fund Wealth Plan?

We don't give personal investment advice. PGIM India Large Cap Fund Wealth Plan -Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

PGIM India

PGIM India Large Cap Fund Wealth Plan -Dividend Option

Latest NAV

₹11.6300

As of

28 Jul 2019

836 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.14%	-0.14	3 / 4	Q3
1W	-0.34%	-1.03%	+0.68	1 / 4	Q1
2W	-2.43%	-1.34%	-1.09	3 / 4	Q3
1M	-4.52%	-3.10%	-1.41	4 / 4	Q4
3M	-2.02%	-3.67%	+1.65	2 / 4	Q2
6M	+3.84%	-2.70%	+6.54	2 / 4	Q2
YTD	+3.01%	-2.60%	+5.62	2 / 4	Q2
1Y	-9.49%	-6.40%	-3.10	3 / 4	Q3
2Y	-10.19%	-3.34%	-6.86	4 / 4	Q4
3Y	-6.44%	+2.57%	-9.00	4 / 4	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-3.80%	+2.99%	-6.79	4 / 4	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2019 YTD	+3.01%	+3.93%	-0.91	3 / 4
2018	-20.20%	-13.74%	-6.46	4 / 4
2017	+14.34%	+17.91%	-3.56	3 / 4
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-5.07%

30 windows

min -24.8% · max 15.0%

40% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-4.16%

5 windows

min -6.4% · max -2.8%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.21%

3-year · annualised

Sharpe ratio

-0.93

vs risk-free 6.5%

Sortino ratio

-1.07

Downside-only deviation

Max drawdown

-27.07%

Jan 2018 → Oct 2018

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Direct Plan	HDFC	₹58.9490	3 Jun 2026
NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹38.6669	3 Jun 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹65.4721	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹58.3500	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.2800	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-IDCW	Bandhan	₹27.1200	3 Jun 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹16.2966	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹88.5700	3 Jun 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.1057	3 Jun 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹47.3825	2 Jun 2026

Recent NAVs

Date	NAV
28 Jul 2019	₹11.6300
26 Jul 2019	₹11.6300
25 Jul 2019	₹11.6100
24 Jul 2019	₹11.6100
23 Jul 2019	₹11.6700
22 Jul 2019	₹11.6700
19 Jul 2019	₹11.7600
18 Jul 2019	₹11.9400
17 Jul 2019	₹12.0300
16 Jul 2019	₹11.9900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jul 2019, the NAV of PGIM India Large Cap Fund Wealth Plan -Dividend Option is ₹11.6300. It's a Large Cap Fund from PGIM India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Large Cap Fund Wealth Plan -Dividend Option has NAV history starting from 08 Mar 2016, a track record of about 10 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Large Cap Fund Wealth Plan -Dividend Option is managed by PGIM India. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Large Cap Fund Wealth Plan -Dividend Option has delivered a absolute return of -9.49% — -3.1 pp behind the Large Cap Fund category average of -6.40%. The fund ranks #3 of 4 in its category — the third (Q3) quartile.

Over the trailing 3-year window, PGIM India Large Cap Fund Wealth Plan -Dividend Option has delivered a CAGR of -6.44% — -9 pp behind the Large Cap Fund category average of 2.57%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

PGIM India Large Cap Fund Wealth Plan -Dividend Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in PGIM India Large Cap Fund Wealth Plan -Dividend Option exactly 3 years ago would be worth approximately ₹81,901 today — a multiplier of 0.82×, based on the 3-year CAGR of -6.44%. The category average over the same window would have grown ₹1 lakh to ₹107,895.

A ₹10,000 monthly SIP in PGIM India Large Cap Fund Wealth Plan -Dividend Option over the last 3 years — total invested ₹360,000 — would be worth ₹320,250 today. That's an XIRR (money-weighted annualised return) of -7.45%.

PGIM India Large Cap Fund Wealth Plan -Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹320,250 — XIRR -7.45%.

On a 3-year basis, PGIM India Large Cap Fund Wealth Plan -Dividend Option ranks #4 out of 4 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.57%; this fund delivered -6.44%.

The worst peak-to-trough decline PGIM India Large Cap Fund Wealth Plan -Dividend Option has experienced over the last 3-year window is 27.07% — its NAV fell from a high on 29 Jan 2018 to a low on 26 Oct 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, PGIM India Large Cap Fund Wealth Plan -Dividend Option averaged -4.16% (best -2.77%, worst -6.44%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.93 — negative risk-adjusted performance.

In calendar year 2018, PGIM India Large Cap Fund Wealth Plan -Dividend Option returned -20.20% — lagging the Large Cap Fund category average of -13.74% by 6.46 pp. It ranked #4 of 4 in its category that year.

PGIM India Large Cap Fund Wealth Plan -Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Large Cap Fund Wealth Plan -Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.