Should I invest in HDFC Large Cap Fund?

We don't give personal investment advice. HDFC Large Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 2.53%.

HDFC

HDFC Large Cap Fund - IDCW Option - Direct Plan

Latest NAV

₹58.9490

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.08%	+0.13	21 / 42	Q2
1W	-2.14%	-1.84%	-0.30	31 / 42	Q3
2W	-0.76%	-0.38%	-0.38	36 / 42	Q4
1M	-2.46%	-1.90%	-0.55	36 / 42	Q4
3M	-6.37%	-4.54%	-1.82	34 / 42	Q4
6M	-15.87%	-9.19%	-6.68	37 / 41	Q4
YTD	-16.52%	-9.42%	-7.10	39 / 41	Q4
1Y	-11.33%	-4.83%	-6.50	38 / 41	Q4
2Y	-8.30%	-1.82%	-6.48	40 / 40	Q4
3Y	+2.46%	+8.46%	-6.01	36 / 39	Q4
4Y	+3.54%	+8.78%	-5.24	33 / 36	Q4
5Y	+2.53%	+7.38%	-4.84	30 / 35	Q4
7Y	+1.32%	+8.68%	-7.36	31 / 31	Q4
10Y	+2.44%	+7.59%	-5.16	23 / 26	Q4
Inception	+2.04%	+7.86%	-5.82	38 / 42	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.52%	-9.83%	-6.70	38 / 40
2025	-0.85%	+4.07%	-4.92	34 / 40
2024	+3.54%	+12.49%	-8.95	38 / 38
2023	+18.47%	+21.78%	-3.31	27 / 38
2022	+0.60%	+0.13%	+0.47	19 / 35
2021	+16.86%	+22.09%	-5.23	29 / 34
2020	-7.04%	+11.78%	-18.81	31 / 31
2019	-4.52%	+7.69%	-12.21	31 / 31
2018	-9.35%	-4.62%	-4.72	26 / 31
2017	+21.04%	+20.09%	+0.95	16 / 27
2016	+0.07%	-0.13%	+0.20	13 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.84%

152 windows

min -42.3% · max 60.3%

51% positive

3-Year rolling

+3.62%

128 windows

min -17.1% · max 19.0%

77% positive

5-Year rolling

+3.02%

103 windows

min -10.6% · max 14.6%

72% positive

7-Year rolling

+2.06%

79 windows

min -3.0% · max 4.5%

89% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.39%

3-year · annualised

Sharpe ratio

-0.19

vs risk-free 6.5%

Sortino ratio

-0.24

Downside-only deviation

Max drawdown

-28.60%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹38.6669	3 Jun 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹65.4721	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹58.3500	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.2800	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-IDCW	Bandhan	₹27.1200	3 Jun 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹16.2966	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹88.5700	3 Jun 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.1057	3 Jun 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹47.3825	2 Jun 2026
Mirae Asset Large Cap Fund Direct IDCW	Mirae Asset	₹63.3580	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹58.9490
2 Jun 2026	₹58.9030
1 Jun 2026	₹58.7810
29 May 2026	₹59.5140
27 May 2026	₹60.4420
26 May 2026	₹60.1920
25 May 2026	₹60.5130
22 May 2026	₹59.6940
21 May 2026	₹59.5180
20 May 2026	₹59.5350

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Large Cap Fund - IDCW Option - Direct Plan is ₹58.9490. It's a Large Cap Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Large Cap Fund - IDCW Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Large Cap Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Large Cap Fund - IDCW Option - Direct Plan has delivered a absolute return of -11.33% — -6.5 pp behind the Large Cap Fund category average of -4.83%. The fund ranks #38 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Large Cap Fund - IDCW Option - Direct Plan has delivered a CAGR of 2.46% — -6.01 pp behind the Large Cap Fund category average of 8.46%. The fund ranks #36 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Large Cap Fund - IDCW Option - Direct Plan has delivered a CAGR of 2.53% — -4.84 pp behind the Large Cap Fund category average of 7.38%. The fund ranks #30 of 35 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Large Cap Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹127,213 today — a multiplier of 1.27×, based on the 10-year CAGR of 2.44%. The category average over the same window would have grown ₹1 lakh to ₹207,880.

A ₹10,000 monthly SIP in HDFC Large Cap Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹580,372 today. That's an XIRR (money-weighted annualised return) of -1.31%.

A ₹10,000 monthly SIP for 10 years in HDFC Large Cap Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,295,680 (multiplier 1.08×). XIRR: 1.51%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Large Cap Fund - IDCW Option - Direct Plan ranks #30 out of 35 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.38%; this fund delivered 2.53%.

The worst peak-to-trough decline HDFC Large Cap Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 28.60% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Large Cap Fund - IDCW Option - Direct Plan averaged 3.02% (best 14.64%, worst -10.58%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2025, HDFC Large Cap Fund - IDCW Option - Direct Plan returned -0.85% — lagging the Large Cap Fund category average of 4.07% by 4.92 pp. It ranked #34 of 40 in its category that year.

HDFC Large Cap Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Large Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 2.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.