Should I invest in BANDHAN Large Cap Fund?

We don't give personal investment advice. BANDHAN Large Cap Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 4.46%.

Bandhan

BANDHAN Large Cap Fund-Direct Plan-IDCW

Latest NAV

₹27.1200

As of

3 Jun 2026

3,304 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.08%	+0.28	11 / 42	Q2
1W	-1.68%	-1.84%	+0.16	16 / 42	Q2
2W	-0.18%	-0.38%	+0.19	13 / 42	Q2
1M	-1.76%	-1.90%	+0.15	10 / 42	Q1
3M	-9.17%	-4.54%	-4.63	39 / 42	Q4
6M	-12.56%	-9.19%	-3.37	31 / 41	Q4
YTD	-12.85%	-9.42%	-3.43	32 / 41	Q4
1Y	-5.95%	-4.83%	-1.12	20 / 41	Q2
2Y	-2.10%	-1.82%	-0.28	25 / 40	Q3
3Y	+4.40%	+8.46%	-4.06	28 / 39	Q3
4Y	+5.73%	+8.78%	-3.06	25 / 36	Q3
5Y	+4.46%	+7.38%	-2.92	25 / 35	Q3
7Y	+6.12%	+8.68%	-2.56	25 / 31	Q4
10Y	+6.25%	+7.59%	-1.35	19 / 26	Q3
Inception	+6.00%	+7.86%	-1.86	32 / 42	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.85%	-9.83%	-3.02	31 / 40
2025	+1.56%	+4.07%	-2.51	30 / 40
2024	+11.40%	+12.49%	-1.09	24 / 38
2023	+20.66%	+21.78%	-1.12	23 / 38
2022	-5.80%	+0.13%	-5.93	30 / 35
2021	+21.50%	+22.09%	-0.59	19 / 34
2020	+7.07%	+11.78%	-4.71	26 / 31
2019	+4.90%	+7.69%	-2.78	25 / 31
2018	-8.81%	-4.62%	-4.19	22 / 31
2017	+26.35%	+20.09%	+6.26	9 / 27
2016	-0.56%	-0.13%	-0.44	15 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.51%

152 windows

min -32.0% · max 69.8%

67% positive

3-Year rolling

+6.49%

127 windows

min -9.9% · max 21.0%

92% positive

5-Year rolling

+6.53%

103 windows

min -6.8% · max 15.7%

92% positive

7-Year rolling

+6.03%

79 windows

min 0.2% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.75%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-23.90%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Direct Plan	HDFC	₹58.9490	3 Jun 2026
NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹38.6669	3 Jun 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹65.4721	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹58.3500	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.2800	3 Jun 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹16.2966	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹88.5700	3 Jun 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.1057	3 Jun 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹47.3825	2 Jun 2026
Mirae Asset Large Cap Fund Direct IDCW	Mirae Asset	₹63.3580	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.1200
2 Jun 2026	₹27.2140
1 Jun 2026	₹27.1170
31 May 2026	₹27.3770
29 May 2026	₹27.3780
27 May 2026	₹27.7360
26 May 2026	₹27.6800
25 May 2026	₹27.7770
22 May 2026	₹27.4470
21 May 2026	₹27.3700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Large Cap Fund-Direct Plan-IDCW is ₹27.1200. It's a Large Cap Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Large Cap Fund-Direct Plan-IDCW has NAV history starting from 09 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Large Cap Fund-Direct Plan-IDCW is managed by Bandhan. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Large Cap Fund-Direct Plan-IDCW has delivered a absolute return of -5.95% — -1.12 pp behind the Large Cap Fund category average of -4.83%. The fund ranks #20 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BANDHAN Large Cap Fund-Direct Plan-IDCW has delivered a CAGR of 4.40% — -4.06 pp behind the Large Cap Fund category average of 8.46%. The fund ranks #28 of 39 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN Large Cap Fund-Direct Plan-IDCW has delivered a CAGR of 4.46% — -2.92 pp behind the Large Cap Fund category average of 7.38%. The fund ranks #25 of 35 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Large Cap Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹183,304 today — a multiplier of 1.83×, based on the 10-year CAGR of 6.25%. The category average over the same window would have grown ₹1 lakh to ₹207,880.

A ₹10,000 monthly SIP in BANDHAN Large Cap Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹634,837 today. That's an XIRR (money-weighted annualised return) of 2.22%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Large Cap Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹1,584,666 (multiplier 1.32×). XIRR: 5.42%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Large Cap Fund-Direct Plan-IDCW ranks #25 out of 35 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.38%; this fund delivered 4.46%.

The worst peak-to-trough decline BANDHAN Large Cap Fund-Direct Plan-IDCW has experienced over the last 5-year window is 23.90% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Large Cap Fund-Direct Plan-IDCW averaged 6.53% (best 15.69%, worst -6.82%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Large Cap Fund-Direct Plan-IDCW returned 1.56% — lagging the Large Cap Fund category average of 4.07% by 2.51 pp. It ranked #30 of 40 in its category that year.

BANDHAN Large Cap Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Large Cap Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 4.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.