Should I invest in NIPPON INDIA LARGE CAP FUND?

We don't give personal investment advice. NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 9.53%.

Nippon India

NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option

Latest NAV

₹40.4906

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.74%	+0.66%	+0.08	17 / 42	Q2
1W	+0.48%	+0.24%	+0.24	7 / 42	Q1
2W	+0.44%	+0.29%	+0.15	13 / 42	Q2
1M	+1.19%	+1.38%	-0.19	26 / 42	Q3
3M	+1.00%	+1.43%	-0.42	24 / 42	Q3
6M	-5.96%	-3.68%	-2.28	31 / 42	Q3
YTD	-7.91%	-5.26%	-2.65	29 / 41	Q3
1Y	-4.31%	-2.96%	-1.35	21 / 41	Q3
2Y	-2.69%	-2.28%	-0.41	25 / 41	Q3
3Y	+7.47%	+7.96%	-0.49	23 / 39	Q3
4Y	+11.22%	+10.18%	+1.04	18 / 37	Q2
5Y	+9.53%	+7.95%	+1.58	17 / 35	Q2
7Y	+10.70%	+10.04%	+0.65	16 / 31	Q3
10Y	+8.40%	+7.67%	+0.73	12 / 26	Q2
Inception	+8.41%	+8.43%	-0.02	25 / 42	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.91%	-5.56%	-2.35	28 / 40
2025	+4.22%	+4.07%	+0.16	26 / 40
2024	+11.45%	+12.49%	-1.04	23 / 38
2023	+25.01%	+21.78%	+3.23	12 / 38
2022	+4.84%	+0.13%	+4.71	7 / 35
2021	+32.70%	+22.09%	+10.61	2 / 34
2020	+4.80%	+11.78%	-6.98	28 / 31
2019	+1.98%	+7.69%	-5.71	28 / 31
2018	-7.68%	-4.62%	-3.05	19 / 31
2017	+20.50%	+20.09%	+0.41	17 / 27
2016	+2.95%	-0.13%	+3.08	8 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.84%

153 windows

min -34.1% · max 68.8%

73% positive

3-Year rolling

+9.58%

129 windows

min -11.6% · max 28.7%

91% positive

5-Year rolling

+9.08%

105 windows

min -6.5% · max 24.2%

91% positive

7-Year rolling

+8.16%

80 windows

min 0.5% · max 12.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.80%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.18

Downside-only deviation

Max drawdown

-19.52%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Direct Plan	HDFC	₹62.7550	17 Jul 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹68.2645	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹61.0000	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.4100	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-IDCW	Bandhan	₹28.6160	17 Jul 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹17.2020	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹92.9700	17 Jul 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.7988	17 Jul 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹49.8706	17 Jul 2026
Mirae Asset Large Cap Fund Direct IDCW	Mirae Asset	₹67.0620	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹40.4906
16 Jul 2026	₹40.1950
15 Jul 2026	₹40.1809
14 Jul 2026	₹39.9857
13 Jul 2026	₹40.2709
10 Jul 2026	₹40.2991
9 Jul 2026	₹39.8967
8 Jul 2026	₹39.6984
7 Jul 2026	₹40.5424
6 Jul 2026	₹40.6198

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option is ₹40.4906. It's a Large Cap Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option has delivered a absolute return of -4.31% — -1.35 pp behind the Large Cap Fund category average of -2.96%. The fund ranks #21 of 41 in its category — the third (Q3) quartile.

Over the trailing 3-year window, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 7.47% — -0.49 pp behind the Large Cap Fund category average of 7.96%. The fund ranks #23 of 39 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 9.53% — +1.58 pp ahead of the Large Cap Fund category average of 7.95%. The fund ranks #17 of 35 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option exactly 10 years ago would be worth approximately ₹224,054 today — a multiplier of 2.24×, based on the 10-year CAGR of 8.40%. The category average over the same window would have grown ₹1 lakh to ₹209,376.

A ₹10,000 monthly SIP in NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹711,374 today. That's an XIRR (money-weighted annualised return) of 6.74%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,954,444 (multiplier 1.63×). XIRR: 9.42%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option ranks #17 out of 35 funds in the Large Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.95%; this fund delivered 9.53%.

The worst peak-to-trough decline NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option has experienced over the last 5-year window is 20.09% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option averaged 9.08% (best 24.19%, worst -6.53%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option returned 4.22% — beating the Large Cap Fund category average of 4.07% by 0.16 pp. It ranked #26 of 40 in its category that year.

NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 9.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.