Should I invest in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC)?

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 5.37%.

Motilal Oswal

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option

Latest NAV

₹20.2454

As of

3 Jun 2026

2,383 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.09%	-0.06	25 / 37	Q3
1W	-0.17%	-1.03%	+0.86	3 / 37	Q1
2W	+1.10%	-0.05%	+1.15	3 / 37	Q1
1M	+0.79%	-0.84%	+1.63	3 / 37	Q1
3M	+2.14%	-0.70%	+2.84	2 / 37	Q1
6M	-9.94%	-2.95%	-6.99	36 / 36	Q4
YTD	-5.50%	-3.14%	-2.37	32 / 35	Q4
1Y	-3.97%	+1.34%	-5.31	35 / 35	Q4
2Y	-3.63%	+3.74%	-7.36	34 / 34	Q4
3Y	+6.28%	+9.42%	-3.14	28 / 29	Q4
4Y	+6.98%	+11.06%	-4.08	23 / 23	Q4
5Y	+5.37%	+9.89%	-4.52	18 / 18	Q4
7Y	+6.81%	+10.91%	-4.10	16 / 16	Q4
10Y	—	—	—	—	—
Inception	+7.55%	+8.05%	-0.50	28 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.50%	-3.14%	-2.37	32 / 35
2025	-6.11%	+6.42%	-12.53	34 / 34
2024	+9.91%	+14.12%	-4.21	29 / 31
2023	+26.12%	+19.93%	+6.19	2 / 26
2022	+0.14%	+5.24%	-5.10	21 / 23
2021	+8.64%	+15.64%	-7.00	16 / 17
2020	+10.26%	+13.59%	-3.34	13 / 17
2019	+11.83%	+9.20%	+2.64	3 / 14
2018	+0.36%	+2.19%	-1.83	11 / 12
2017	+25.39%	+22.25%	+3.14	3 / 10
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.53%

106 windows

min -12.6% · max 34.9%

75% positive

3-Year rolling

+9.15%

82 windows

min 0.7% · max 15.8%

100% positive

5-Year rolling

+9.01%

58 windows

min 4.4% · max 15.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.15%

33 windows

min 6.1% · max 11.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.99%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

0.07

Downside-only deviation

Max drawdown

-26.53%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹14.8560	3 Jun 2026
Mirae Asset Balanced Advantage Fund Direct Plan- Growth	Mirae Asset	₹14.9700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.2454
2 Jun 2026	₹20.3059
1 Jun 2026	₹20.3005
29 May 2026	₹20.4662
27 May 2026	₹20.4570
26 May 2026	₹20.3404
25 May 2026	₹20.3989
22 May 2026	₹20.2306
21 May 2026	₹20.1761
20 May 2026	₹20.1521

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is ₹20.2454. It's a Balanced Advantage Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has NAV history starting from 28 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a absolute return of -3.97% — -5.31 pp behind the Balanced Advantage Fund category average of 1.34%. The fund ranks #35 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a CAGR of 6.28% — -3.14 pp behind the Balanced Advantage Fund category average of 9.42%. The fund ranks #28 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a CAGR of 5.37% — -4.52 pp behind the Balanced Advantage Fund category average of 9.89%. The fund ranks #18 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹129,874 today — a multiplier of 1.30×, based on the 5-year CAGR of 5.37%. The category average over the same window would have grown ₹1 lakh to ₹160,215.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹646,908 today. That's an XIRR (money-weighted annualised return) of 2.97%.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,003,420 — XIRR 5.00%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option ranks #18 out of 18 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.89%; this fund delivered 5.37%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has experienced over the last 5-year window is 26.53% — its NAV fell from a high on 05 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option averaged 9.01% (best 15.17%, worst 4.37%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option returned -6.11% — lagging the Balanced Advantage Fund category average of 6.42% by 12.53 pp. It ranked #34 of 34 in its category that year.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 5.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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