Should I invest in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC)?

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 5.56%.

Motilal Oswal

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option

Latest NAV

₹20.8728

As of

17 Jul 2026

2,414 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.27%	-0.42	34 / 37	Q4
1W	+0.23%	+0.06%	+0.17	9 / 37	Q1
2W	-0.20%	+0.26%	-0.46	33 / 37	Q4
1M	+0.97%	+1.23%	-0.25	24 / 37	Q3
3M	+3.90%	+2.06%	+1.85	2 / 37	Q1
6M	-1.63%	+0.91%	-2.54	32 / 36	Q4
YTD	-2.87%	+0.09%	-2.96	32 / 35	Q4
1Y	-3.97%	+2.58%	-6.54	35 / 35	Q4
2Y	-5.61%	+3.44%	-9.06	35 / 35	Q4
3Y	+4.10%	+9.05%	-4.95	29 / 30	Q4
4Y	+7.67%	+11.89%	-4.22	25 / 25	Q4
5Y	+5.56%	+10.24%	-4.68	19 / 19	Q4
7Y	+7.46%	+11.79%	-4.33	16 / 16	Q4
10Y	—	—	—	—	—
Inception	+7.75%	+8.55%	-0.80	31 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.87%	+0.09%	-2.96	32 / 35
2025	-6.11%	+6.42%	-12.53	34 / 34
2024	+9.91%	+14.12%	-4.21	29 / 31
2023	+26.12%	+19.93%	+6.19	2 / 26
2022	+0.14%	+5.24%	-5.10	21 / 23
2021	+8.64%	+15.64%	-7.00	16 / 17
2020	+10.26%	+13.59%	-3.34	13 / 17
2019	+11.83%	+9.20%	+2.64	3 / 14
2018	+0.36%	+2.19%	-1.83	11 / 12
2017	+25.39%	+22.25%	+3.14	3 / 10
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.76%

108 windows

min -9.2% · max 35.3%

72% positive

3-Year rolling

+9.38%

83 windows

min 1.9% · max 15.4%

100% positive

5-Year rolling

+9.04%

59 windows

min 4.4% · max 14.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.16%

35 windows

min 6.2% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.46%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.16

Downside-only deviation

Max drawdown

-26.53%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹570.8850	17 Jul 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹210.6877	17 Jul 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.7263	17 Jul 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹87.5900	17 Jul 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹63.2800	17 Jul 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹29.5890	17 Jul 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.5321	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹129.1400	17 Jul 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹15.4195	17 Jul 2026
Mirae Asset Balanced Advantage Fund Direct Plan- Growth	Mirae Asset	₹15.4760	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.8728
16 Jul 2026	₹20.9044
15 Jul 2026	₹20.9456
14 Jul 2026	₹20.7342
13 Jul 2026	₹20.8269
10 Jul 2026	₹20.8249
9 Jul 2026	₹20.7891
8 Jul 2026	₹20.6772
7 Jul 2026	₹20.9577
6 Jul 2026	₹20.9743

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is ₹20.8728. It's a Balanced Advantage Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has NAV history starting from 28 Sep 2016, a track record of about 9 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a absolute return of -3.97% — -6.54 pp behind the Balanced Advantage Fund category average of 2.58%. The fund ranks #35 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a CAGR of 4.10% — -4.95 pp behind the Balanced Advantage Fund category average of 9.05%. The fund ranks #29 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has delivered a CAGR of 5.56% — -4.68 pp behind the Balanced Advantage Fund category average of 10.24%. The fund ranks #19 of 19 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹131,089 today — a multiplier of 1.31×, based on the 5-year CAGR of 5.56%. The category average over the same window would have grown ₹1 lakh to ₹162,827.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹660,668 today. That's an XIRR (money-weighted annualised return) of 3.80%.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,023,480 — XIRR 5.56%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option ranks #19 out of 19 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.24%; this fund delivered 5.56%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option has experienced over the last 5-year window is 26.53% — its NAV fell from a high on 05 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option averaged 9.04% (best 14.67%, worst 4.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.03 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option returned -6.11% — lagging the Balanced Advantage Fund category average of 6.42% by 12.53 pp. It ranked #34 of 34 in its category that year.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.5%. 5-year CAGR: 5.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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