Should I invest in Nippon India Balanced Advantage Fund Growth Plan?

We don't give personal investment advice. Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.6%. 5-year CAGR: 10.48%.

Nippon India

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option

Latest NAV

₹201.7847

As of

3 Jun 2026

3,298 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.24%	+0.09%	+0.15	14 / 37	Q2
1W	-0.81%	-1.03%	+0.22	10 / 37	Q2
2W	-0.12%	-0.05%	-0.07	22 / 37	Q3
1M	-0.94%	-0.84%	-0.09	18 / 37	Q2
3M	-0.70%	-0.70%	+0.01	17 / 37	Q2
6M	-2.10%	-2.95%	+0.85	15 / 36	Q2
YTD	-2.33%	-3.14%	+0.81	11 / 35	Q2
1Y	+2.57%	+1.34%	+1.22	13 / 35	Q2
2Y	+5.21%	+3.74%	+1.47	12 / 34	Q2
3Y	+11.82%	+9.42%	+2.40	10 / 29	Q2
4Y	+11.81%	+11.06%	+0.75	9 / 23	Q2
5Y	+10.48%	+9.89%	+0.59	8 / 18	Q2
7Y	+11.06%	+10.91%	+0.16	7 / 16	Q2
10Y	+11.88%	+11.21%	+0.67	4 / 9	Q2
Inception	+11.74%	+8.05%	+3.70	9 / 37	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.33%	-3.14%	+0.81	11 / 35
2025	+8.24%	+6.42%	+1.82	10 / 34
2024	+14.16%	+14.12%	+0.04	17 / 31
2023	+18.83%	+19.93%	-1.10	16 / 26
2022	+6.54%	+5.24%	+1.30	7 / 23
2021	+17.09%	+15.64%	+1.45	6 / 17
2020	+12.62%	+13.59%	-0.98	10 / 17
2019	+9.32%	+9.20%	+0.12	9 / 14
2018	+2.36%	+2.19%	+0.17	7 / 12
2017	+24.90%	+22.25%	+2.65	4 / 10
2016	+6.13%	+6.53%	-0.40	5 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.91%

152 windows

min -19.4% · max 57.6%

93% positive

3-Year rolling

+12.27%

127 windows

min 0.4% · max 21.0%

100% positive

5-Year rolling

+12.06%

103 windows

min 3.0% · max 17.4%

100% positive

7-Year rolling

+11.73%

79 windows

min 9.0% · max 14.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.54%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.14

Downside-only deviation

Max drawdown

-8.58%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹14.8560	3 Jun 2026
Mirae Asset Balanced Advantage Fund Direct Plan- Growth	Mirae Asset	₹14.9700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹201.7847
2 Jun 2026	₹202.2121
1 Jun 2026	₹201.7367
29 May 2026	₹202.8091
27 May 2026	₹204.3802
26 May 2026	₹203.8623
25 May 2026	₹204.2566
22 May 2026	₹202.8824
21 May 2026	₹202.5156
20 May 2026	₹202.5990

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option is ₹201.7847. It's a Balanced Advantage Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option has delivered a absolute return of 2.57% — +1.22 pp ahead of the Balanced Advantage Fund category average of 1.34%. The fund ranks #13 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 11.82% — +2.4 pp ahead of the Balanced Advantage Fund category average of 9.42%. The fund ranks #10 of 29 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 10.48% — +0.59 pp ahead of the Balanced Advantage Fund category average of 9.89%. The fund ranks #8 of 18 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option exactly 10 years ago would be worth approximately ₹307,290 today — a multiplier of 3.07×, based on the 10-year CAGR of 11.88%. The category average over the same window would have grown ₹1 lakh to ₹289,420.

A ₹10,000 monthly SIP in Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹764,983 today. That's an XIRR (money-weighted annualised return) of 9.64%.

A ₹10,000 monthly SIP for 10 years in Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,133,965 (multiplier 1.78×). XIRR: 11.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option ranks #8 out of 18 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.89%; this fund delivered 10.48%.

The worst peak-to-trough decline Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option has experienced over the last 5-year window is 8.58% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option averaged 12.06% (best 17.41%, worst 3.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option returned 8.24% — beating the Balanced Advantage Fund category average of 6.42% by 1.82 pp. It ranked #10 of 34 in its category that year.

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.6%. 5-year CAGR: 10.48%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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