Should I invest in Aditya Birla Sun Life Balanced Advantage Fund?

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 11.07%.

Aditya Birla Sun Life

Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option

Latest NAV

₹129.1400

As of

17 Jul 2026

2,894 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.53%	+0.27%	+0.26	6 / 37	Q1
1W	+0.26%	+0.06%	+0.20	7 / 37	Q1
2W	+0.69%	+0.26%	+0.42	6 / 37	Q1
1M	+1.97%	+1.23%	+0.75	4 / 37	Q1
3M	+2.98%	+2.06%	+0.93	10 / 37	Q2
6M	+3.44%	+0.91%	+2.53	4 / 36	Q1
YTD	+2.68%	+0.09%	+2.59	3 / 35	Q1
1Y	+5.95%	+2.58%	+3.37	4 / 35	Q1
2Y	+7.32%	+3.44%	+3.88	1 / 35	Q1
3Y	+12.48%	+9.05%	+3.42	6 / 30	Q1
4Y	+13.50%	+11.89%	+1.60	3 / 25	Q1
5Y	+11.07%	+10.24%	+0.83	6 / 19	Q2
7Y	+12.69%	+11.79%	+0.90	4 / 16	Q1
10Y	+11.65%	+11.17%	+0.48	5 / 9	Q3
Inception	+11.50%	+8.55%	+2.95	12 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.68%	+0.09%	+2.59	3 / 35
2025	+11.10%	+6.42%	+4.68	2 / 34
2024	+14.19%	+14.12%	+0.07	15 / 31
2023	+17.68%	+19.93%	-2.25	19 / 26
2022	+5.51%	+5.24%	+0.27	9 / 23
2021	+14.80%	+15.64%	-0.84	10 / 17
2020	+16.48%	+13.59%	+2.89	5 / 17
2019	+9.08%	+9.20%	-0.11	11 / 14
2018	+2.17%	+2.19%	-0.02	8 / 12
2017	+16.16%	+22.25%	-6.09	8 / 10
2016	+16.52%	+6.53%	+10.00	1 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.10%

132 windows

min -11.1% · max 40.2%

92% positive

3-Year rolling

+11.98%

107 windows

min 0.0% · max 20.8%

100% positive

5-Year rolling

+11.82%

83 windows

min 5.7% · max 19.4%

100% positive

7-Year rolling

+11.70%

59 windows

min 10.1% · max 13.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.57%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

1.42

Downside-only deviation

Max drawdown

-8.73%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹570.8850	17 Jul 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹210.6877	17 Jul 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.7263	17 Jul 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹87.5900	17 Jul 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹63.2800	17 Jul 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹29.5890	17 Jul 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.5321	17 Jul 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.8728	17 Jul 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹15.4195	17 Jul 2026
Mirae Asset Balanced Advantage Fund Direct Plan- Growth	Mirae Asset	₹15.4760	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹129.1400
16 Jul 2026	₹128.4600
15 Jul 2026	₹128.6500
14 Jul 2026	₹128.3700
13 Jul 2026	₹128.9300
10 Jul 2026	₹128.8100
9 Jul 2026	₹127.7200
8 Jul 2026	₹126.9900
7 Jul 2026	₹128.6400
6 Jul 2026	₹128.6900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option is ₹129.1400. It's a Balanced Advantage Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option has NAV history starting from 13 Oct 2014, a track record of about 11 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option has delivered a absolute return of 5.95% — +3.37 pp ahead of the Balanced Advantage Fund category average of 2.58%. The fund ranks #4 of 35 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option has delivered a CAGR of 12.48% — +3.42 pp ahead of the Balanced Advantage Fund category average of 9.05%. The fund ranks #6 of 30 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option has delivered a CAGR of 11.07% — +0.83 pp ahead of the Balanced Advantage Fund category average of 10.24%. The fund ranks #6 of 19 in its category — the second (Q2) quartile.

₹1 lakh invested in Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹300,955 today — a multiplier of 3.01×, based on the 10-year CAGR of 11.65%. The category average over the same window would have grown ₹1 lakh to ₹288,277.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹803,932 today. That's an XIRR (money-weighted annualised return) of 11.65%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,231,687 (multiplier 1.86×). XIRR: 11.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option ranks #6 out of 19 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.24%; this fund delivered 11.07%.

The worst peak-to-trough decline Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 8.73% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option averaged 11.82% (best 19.36%, worst 5.67%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option returned 11.10% — beating the Balanced Advantage Fund category average of 6.42% by 4.68 pp. It ranked #2 of 34 in its category that year.

Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 11.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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