Should I invest in ICICI Prudential Balanced Advantage Fund?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.2%. 5-year CAGR: 11.01%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth

Latest NAV

₹84.1900

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.09%	+0.21	6 / 37	Q1
1W	-0.71%	-1.03%	+0.32	7 / 37	Q1
2W	+0.28%	-0.05%	+0.33	9 / 37	Q1
1M	-0.75%	-0.84%	+0.09	14 / 37	Q2
3M	-1.20%	-0.70%	-0.50	23 / 37	Q3
6M	-2.45%	-2.95%	+0.50	16 / 36	Q2
YTD	-2.94%	-3.14%	+0.19	17 / 35	Q2
1Y	+4.09%	+1.34%	+2.75	5 / 35	Q1
2Y	+7.46%	+3.74%	+3.72	2 / 34	Q1
3Y	+12.04%	+9.42%	+2.62	8 / 29	Q2
4Y	+11.88%	+11.06%	+0.82	6 / 23	Q2
5Y	+11.01%	+9.89%	+1.12	4 / 18	Q1
7Y	+11.70%	+10.91%	+0.79	5 / 16	Q2
10Y	+11.73%	+11.21%	+0.52	5 / 9	Q3
Inception	+12.49%	+8.05%	+4.45	5 / 37	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.94%	-3.14%	+0.19	17 / 35
2025	+12.53%	+6.42%	+6.11	1 / 34
2024	+12.94%	+14.12%	-1.18	20 / 31
2023	+16.99%	+19.93%	-2.94	21 / 26
2022	+8.62%	+5.24%	+3.38	3 / 23
2021	+15.76%	+15.64%	+0.12	9 / 17
2020	+12.26%	+13.59%	-1.33	11 / 17
2019	+11.27%	+9.20%	+2.08	4 / 14
2018	+3.83%	+2.19%	+1.64	3 / 12
2017	+20.06%	+22.25%	-2.19	6 / 10
2016	+8.50%	+6.53%	+1.98	2 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.96%

152 windows

min -17.0% · max 49.5%

97% positive

3-Year rolling

+12.75%

127 windows

min -0.4% · max 21.4%

99% positive

5-Year rolling

+12.43%

103 windows

min 3.9% · max 18.0%

100% positive

7-Year rolling

+12.15%

79 windows

min 9.7% · max 14.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.57%

3-year · annualised

Sharpe ratio

0.78

vs risk-free 6.5%

Sortino ratio

1.32

Downside-only deviation

Max drawdown

-8.24%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹14.8560	3 Jun 2026
Mirae Asset Balanced Advantage Fund Direct Plan- Growth	Mirae Asset	₹14.9700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹84.1900
2 Jun 2026	₹84.4800
1 Jun 2026	₹84.2300
29 May 2026	₹84.5200
27 May 2026	₹85.1200
26 May 2026	₹85.0800
25 May 2026	₹85.2200
22 May 2026	₹84.6000
21 May 2026	₹84.3800
20 May 2026	₹84.3600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth is ₹84.1900. It's a Balanced Advantage Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth has delivered a absolute return of 4.09% — +2.75 pp ahead of the Balanced Advantage Fund category average of 1.34%. The fund ranks #5 of 35 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth has delivered a CAGR of 12.04% — +2.62 pp ahead of the Balanced Advantage Fund category average of 9.42%. The fund ranks #8 of 29 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth has delivered a CAGR of 11.01% — +1.12 pp ahead of the Balanced Advantage Fund category average of 9.89%. The fund ranks #4 of 18 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹303,230 today — a multiplier of 3.03×, based on the 10-year CAGR of 11.73%. The category average over the same window would have grown ₹1 lakh to ₹289,420.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹777,123 today. That's an XIRR (money-weighted annualised return) of 10.28%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,185,163 (multiplier 1.82×). XIRR: 11.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth ranks #4 out of 18 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.89%; this fund delivered 11.01%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth has experienced over the last 5-year window is 8.24% — its NAV fell from a high on 11 Feb 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth averaged 12.43% (best 18.01%, worst 3.90%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.70 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth returned 12.53% — beating the Balanced Advantage Fund category average of 6.42% by 6.11 pp. It ranked #1 of 34 in its category that year.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.2%. 5-year CAGR: 11.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.