Motilal Oswal

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment

Latest NAV

₹11.6434

As of

3 Jun 2026

2,383 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.10%	-0.07	29 / 40	Q3
1W	-0.17%	-1.06%	+0.89	3 / 40	Q1
2W	+1.10%	-0.14%	+1.25	4 / 40	Q1
1M	+0.79%	-0.97%	+1.75	4 / 40	Q1
3M	+2.14%	-2.12%	+4.26	3 / 40	Q1
6M	-11.47%	-5.42%	-6.05	37 / 39	Q4
YTD	-7.10%	-5.40%	-1.71	28 / 39	Q3
1Y	-9.48%	-2.89%	-6.59	36 / 39	Q4
2Y	-8.50%	+0.02%	-8.52	37 / 38	Q4
3Y	+0.61%	+6.40%	-5.79	31 / 33	Q4
4Y	+1.13%	+6.36%	-5.23	27 / 29	Q4
5Y	-0.84%	+5.03%	-5.87	23 / 24	Q4
7Y	-0.25%	+6.18%	-6.43	22 / 22	Q4
10Y	—	—	—	—	—
Inception	+1.57%	+5.66%	-4.09	35 / 40	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.10%	-5.55%	-1.55	27 / 38
2025	-11.29%	+2.32%	-13.61	37 / 38
2024	+5.06%	+9.52%	-4.46	33 / 35
2023	+16.91%	+15.43%	+1.49	14 / 31
2022	-7.37%	+1.33%	-8.70	28 / 29
2021	+3.53%	+10.71%	-7.18	21 / 23
2020	-3.02%	+10.14%	-13.16	21 / 23
2019	+5.76%	+4.00%	+1.76	7 / 19
2018	-2.91%	-4.09%	+1.17	11 / 17
2017	+23.52%	+14.53%	+8.99	1 / 14
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.09%

106 windows

min -17.2% · max 27.0%

49% positive

3-Year rolling

+2.17%

82 windows

min -3.5% · max 7.8%

74% positive

5-Year rolling

+1.84%

58 windows

min -1.9% · max 6.9%

67% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.24%

33 windows

min -0.9% · max 5.0%

85% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.47%

3-year · annualised

Sharpe ratio

-0.30

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-32.76%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹42.1540	3 Jun 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹44.6090	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.3197	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW	ICICI Prudential	₹28.5800	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.5000	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹15.7720	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.2675	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹29.4500	3 Jun 2026
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Motilal Oswal	₹12.9530	3 Jun 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.2612	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.6434
2 Jun 2026	₹11.6782
1 Jun 2026	₹11.6751
29 May 2026	₹11.7704
27 May 2026	₹11.7651
26 May 2026	₹11.6981
25 May 2026	₹11.7317
22 May 2026	₹11.6349
21 May 2026	₹11.6036
20 May 2026	₹11.5897

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment is ₹11.6434. It's a Balanced Advantage Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment has NAV history starting from 28 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment has delivered a absolute return of -9.48% — -6.59 pp behind the Balanced Advantage Fund category average of -2.89%. The fund ranks #36 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment has delivered a CAGR of 0.61% — -5.79 pp behind the Balanced Advantage Fund category average of 6.40%. The fund ranks #31 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment has delivered a CAGR of -0.84% — -5.87 pp behind the Balanced Advantage Fund category average of 5.03%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment exactly 5 years ago would be worth approximately ₹95,847 today — a multiplier of 0.96×, based on the 5-year CAGR of -0.84%. The category average over the same window would have grown ₹1 lakh to ₹127,784.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹557,396 today. That's an XIRR (money-weighted annualised return) of -2.89%.

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹796,439 — XIRR -1.50%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment ranks #23 out of 24 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.03%; this fund delivered -0.84%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment has experienced over the last 5-year window is 32.76% — its NAV fell from a high on 05 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment averaged 1.84% (best 6.90%, worst -1.86%). 67% of rolling windows ended positive. The 5-year Sharpe ratio is -0.46 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment returned -11.29% — lagging the Balanced Advantage Fund category average of 2.32% by 13.61 pp. It ranked #37 of 38 in its category that year.

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.8%. 5-year CAGR: -0.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.