Should I invest in ICICI Prudential Balanced Advantage Fund?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.5%. 5-year CAGR: 4.14%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW

Latest NAV

₹28.5800

As of

3 Jun 2026

3,296 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.31%	+0.10%	+0.21	6 / 40	Q1
1W	-0.69%	-1.06%	+0.36	9 / 40	Q1
2W	+0.28%	-0.14%	+0.42	9 / 40	Q1
1M	-0.76%	-0.97%	+0.20	11 / 40	Q2
3M	-1.21%	-2.12%	+0.91	15 / 40	Q2
6M	-2.45%	-5.42%	+2.97	9 / 39	Q1
YTD	-2.94%	-5.40%	+2.45	10 / 39	Q2
1Y	-1.41%	-2.89%	+1.48	15 / 39	Q2
2Y	+1.72%	+0.02%	+1.70	15 / 38	Q2
3Y	+5.21%	+6.40%	-1.19	20 / 33	Q3
4Y	+4.97%	+6.36%	-1.39	21 / 29	Q3
5Y	+4.14%	+5.03%	-0.89	16 / 24	Q3
7Y	+4.94%	+6.18%	-1.24	14 / 22	Q3
10Y	+4.54%	+4.98%	-0.44	6 / 11	Q3
Inception	+5.63%	+5.66%	-0.03	19 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.94%	-5.55%	+2.61	9 / 38
2025	+6.58%	+2.32%	+4.26	10 / 38
2024	+6.86%	+9.52%	-2.66	27 / 35
2023	+8.09%	+15.43%	-7.34	29 / 31
2022	+1.67%	+1.33%	+0.34	13 / 29
2021	+8.53%	+10.71%	-2.19	17 / 23
2020	+6.26%	+10.14%	-3.88	18 / 23
2019	+4.48%	+4.00%	+0.48	11 / 19
2018	-2.42%	-4.09%	+1.67	7 / 17
2017	+11.08%	+14.53%	-3.45	10 / 14
2016	-0.67%	+0.87%	-1.54	6 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.79%

152 windows

min -22.0% · max 46.4%

77% positive

3-Year rolling

+5.23%

127 windows

min -6.9% · max 14.4%

92% positive

5-Year rolling

+5.05%

103 windows

min -3.8% · max 10.7%

95% positive

7-Year rolling

+4.87%

79 windows

min 2.6% · max 7.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.61%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-11.48%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹42.1540	3 Jun 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹44.6090	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.3197	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹26.3600	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.5000	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹15.7720	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.2675	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹29.4500	3 Jun 2026
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Motilal Oswal	₹12.9530	3 Jun 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.2612	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹28.5800
2 Jun 2026	₹28.6800
1 Jun 2026	₹28.5900
29 May 2026	₹28.6900
27 May 2026	₹28.9000
26 May 2026	₹28.8800
25 May 2026	₹28.9300
22 May 2026	₹28.7200
21 May 2026	₹28.6500
20 May 2026	₹28.6400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW is ₹28.5800. It's a Balanced Advantage Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW has NAV history starting from 08 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW has delivered a absolute return of -1.41% — +1.48 pp ahead of the Balanced Advantage Fund category average of -2.89%. The fund ranks #15 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW has delivered a CAGR of 5.21% — -1.19 pp behind the Balanced Advantage Fund category average of 6.40%. The fund ranks #20 of 33 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW has delivered a CAGR of 4.14% — -0.89 pp behind the Balanced Advantage Fund category average of 5.03%. The fund ranks #16 of 24 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹155,870 today — a multiplier of 1.56×, based on the 10-year CAGR of 4.54%. The category average over the same window would have grown ₹1 lakh to ₹162,547.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹661,988 today. That's an XIRR (money-weighted annualised return) of 3.88%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,540,214 (multiplier 1.28×). XIRR: 4.88%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW ranks #16 out of 24 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.03%; this fund delivered 4.14%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW has experienced over the last 5-year window is 11.48% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW averaged 5.05% (best 10.69%, worst -3.82%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -0.23 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW returned 6.58% — beating the Balanced Advantage Fund category average of 2.32% by 4.26 pp. It ranked #10 of 38 in its category that year.

ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.5%. 5-year CAGR: 4.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.