Should I invest in Aditya Birla Sun Life Balanced Advantage Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.5%. 5-year CAGR: 3.59%.

Aditya Birla Sun Life

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW

Latest NAV

₹29.4500

As of

3 Jun 2026

2,863 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.10%	+0.41	1 / 40	Q1
1W	-0.47%	-1.06%	+0.58	6 / 40	Q1
2W	-0.17%	-0.14%	-0.02	23 / 40	Q3
1M	-0.81%	-0.97%	+0.16	12 / 40	Q2
3M	-0.84%	-2.12%	+1.28	11 / 40	Q2
6M	-3.75%	-5.42%	+1.67	14 / 39	Q2
YTD	-3.88%	-5.40%	+1.52	14 / 39	Q2
1Y	-2.38%	-2.89%	+0.51	22 / 39	Q3
2Y	+0.48%	+0.02%	+0.46	17 / 38	Q2
3Y	+4.81%	+6.40%	-1.59	21 / 33	Q3
4Y	+5.05%	+6.36%	-1.31	19 / 29	Q3
5Y	+3.59%	+5.03%	-1.44	17 / 24	Q3
7Y	+4.49%	+6.18%	-1.69	16 / 22	Q3
10Y	+4.43%	+4.98%	-0.55	7 / 11	Q3
Inception	+4.88%	+5.66%	-0.78	21 / 40	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.88%	-5.55%	+1.67	13 / 38
2025	+3.62%	+2.32%	+1.30	17 / 38
2024	+6.39%	+9.52%	-3.13	30 / 35
2023	+9.65%	+15.43%	-5.77	28 / 31
2022	-0.67%	+1.33%	-2.00	19 / 29
2021	+8.79%	+10.71%	-1.93	16 / 23
2020	+8.36%	+10.14%	-1.78	14 / 23
2019	+0.37%	+4.00%	-3.63	15 / 19
2018	-6.76%	-4.09%	-2.67	13 / 17
2017	+6.26%	+14.53%	-8.27	12 / 14
2016	+16.56%	+0.87%	+15.68	1 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.53%

130 windows

min -22.4% · max 40.2%

65% positive

3-Year rolling

+4.65%

106 windows

min -9.8% · max 12.8%

85% positive

5-Year rolling

+4.44%

82 windows

min -1.5% · max 10.4%

99% positive

7-Year rolling

+4.39%

57 windows

min 2.9% · max 6.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.68%

3-year · annualised

Sharpe ratio

-0.19

vs risk-free 6.5%

Sortino ratio

-0.29

Downside-only deviation

Max drawdown

-11.52%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹42.1540	3 Jun 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹44.6090	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.3197	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW	ICICI Prudential	₹28.5800	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.5000	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹15.7720	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.2675	3 Jun 2026
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Motilal Oswal	₹12.9530	3 Jun 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.2612	3 Jun 2026
Mirae Asset Balanced Advantage Fund Direct Plan- IDCW	Mirae Asset	₹13.7830	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹29.4500
2 Jun 2026	₹29.5000
1 Jun 2026	₹29.3500
29 May 2026	₹29.5100
27 May 2026	₹29.7000
26 May 2026	₹29.6400
25 May 2026	₹29.6300
22 May 2026	₹29.5700
21 May 2026	₹29.4900
20 May 2026	₹29.5400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW is ₹29.4500. It's a Balanced Advantage Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW has NAV history starting from 13 Oct 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW has delivered a absolute return of -2.38% — +0.51 pp ahead of the Balanced Advantage Fund category average of -2.89%. The fund ranks #22 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW has delivered a CAGR of 4.81% — -1.59 pp behind the Balanced Advantage Fund category average of 6.40%. The fund ranks #21 of 33 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW has delivered a CAGR of 3.59% — -1.44 pp behind the Balanced Advantage Fund category average of 5.03%. The fund ranks #17 of 24 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹154,208 today — a multiplier of 1.54×, based on the 10-year CAGR of 4.43%. The category average over the same window would have grown ₹1 lakh to ₹162,547.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹650,954 today. That's an XIRR (money-weighted annualised return) of 3.22%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,471,968 (multiplier 1.23×). XIRR: 4.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW ranks #17 out of 24 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.03%; this fund delivered 3.59%.

The worst peak-to-trough decline Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW has experienced over the last 5-year window is 11.52% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW averaged 4.44% (best 10.35%, worst -1.50%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -0.36 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW returned 3.62% — beating the Balanced Advantage Fund category average of 2.32% by 1.30 pp. It ranked #17 of 38 in its category that year.

Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.5%. 5-year CAGR: 3.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.