Motilal Oswal

Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment

Latest NAV

₹13.3545

As of

17 Jul 2026

2,414 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.25%	-0.40	35 / 40	Q4
1W	+0.23%	+0.02%	+0.21	9 / 40	Q1
2W	-0.20%	+0.17%	-0.37	33 / 40	Q4
1M	+0.97%	+1.06%	-0.08	25 / 40	Q3
3M	+3.90%	+1.36%	+2.54	4 / 40	Q1
6M	-7.52%	-1.69%	-5.83	38 / 39	Q4
YTD	-8.68%	-2.78%	-5.90	38 / 39	Q4
1Y	-9.74%	-1.91%	-7.83	37 / 39	Q4
2Y	-11.23%	-0.35%	-10.89	39 / 39	Q4
3Y	-2.09%	+6.02%	-8.11	34 / 34	Q4
4Y	+1.25%	+7.17%	-5.91	30 / 31	Q4
5Y	-0.71%	+5.55%	-6.26	24 / 25	Q4
7Y	+1.61%	+6.94%	-5.33	21 / 22	Q4
10Y	—	—	—	—	—
Inception	+2.95%	+6.11%	-3.15	30 / 40	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.68%	-2.86%	-5.82	37 / 38
2025	-11.67%	+2.32%	-13.99	38 / 38
2024	+3.38%	+9.52%	-6.13	34 / 35
2023	+18.55%	+15.43%	+3.12	10 / 31
2022	-5.73%	+1.33%	-7.06	27 / 29
2021	+2.85%	+10.71%	-7.86	22 / 23
2020	+6.90%	+10.14%	-3.23	17 / 23
2019	+9.37%	+4.00%	+5.37	5 / 19
2018	-0.66%	-4.09%	+3.43	4 / 17
2017	+22.64%	+14.53%	+8.11	2 / 14
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.97%

108 windows

min -14.5% · max 27.3%

57% positive

3-Year rolling

+4.34%

83 windows

min -2.1% · max 10.6%

95% positive

5-Year rolling

+3.93%

59 windows

min -1.6% · max 8.7%

90% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.19%

35 windows

min 0.9% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.34%

3-year · annualised

Sharpe ratio

-0.58

vs risk-free 6.5%

Sortino ratio

-0.75

Downside-only deviation

Max drawdown

-35.01%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹43.5770	17 Jul 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹46.1264	17 Jul 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.7267	17 Jul 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW	ICICI Prudential	₹29.7400	17 Jul 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.9800	17 Jul 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹16.3950	17 Jul 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.5260	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹30.4200	17 Jul 2026
Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment	Motilal Oswal	₹11.8075	17 Jul 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.7641	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.3545
16 Jul 2026	₹13.3747
15 Jul 2026	₹13.4010
14 Jul 2026	₹13.2658
13 Jul 2026	₹13.3251
10 Jul 2026	₹13.3238
9 Jul 2026	₹13.3009
8 Jul 2026	₹13.2293
7 Jul 2026	₹13.4088
6 Jul 2026	₹13.4194

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment is ₹13.3545. It's a Balanced Advantage Fund from Motilal Oswal, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment has NAV history starting from 28 Sep 2016, a track record of about 9 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment has delivered a absolute return of -9.74% — -7.83 pp behind the Balanced Advantage Fund category average of -1.91%. The fund ranks #37 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment has delivered a CAGR of -2.09% — -8.11 pp behind the Balanced Advantage Fund category average of 6.02%. The fund ranks #34 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment has delivered a CAGR of -0.71% — -6.26 pp behind the Balanced Advantage Fund category average of 5.55%. The fund ranks #24 of 25 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment exactly 5 years ago would be worth approximately ₹96,507 today — a multiplier of 0.97×, based on the 5-year CAGR of -0.71%. The category average over the same window would have grown ₹1 lakh to ₹131,007.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹554,623 today. That's an XIRR (money-weighted annualised return) of -3.09%.

Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹806,048 — XIRR -1.17%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment ranks #24 out of 25 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.55%; this fund delivered -0.71%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment has experienced over the last 5-year window is 35.01% — its NAV fell from a high on 05 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment averaged 3.93% (best 8.66%, worst -1.65%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is -0.49 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment returned -11.67% — lagging the Balanced Advantage Fund category average of 2.32% by 13.99 pp. It ranked #38 of 38 in its category that year.

Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.0%. 5-year CAGR: -0.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.