Should I invest in ICICI Prudential Balanced Advantage Fund - Monthly IDCW?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.6%. 5-year CAGR: 7.57%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW

Latest NAV

₹27.2800

As of

17 Jul 2026

2,975 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	+0.25%	+0.27	7 / 40	Q1
1W	+0.04%	+0.02%	+0.01	23 / 40	Q3
2W	-0.07%	+0.17%	-0.25	32 / 40	Q4
1M	+1.00%	+1.06%	-0.06	24 / 40	Q3
3M	+0.66%	+1.36%	-0.70	28 / 40	Q3
6M	-0.29%	-1.69%	+1.39	15 / 39	Q2
YTD	-1.16%	-2.78%	+1.62	14 / 39	Q2
1Y	+3.02%	-1.91%	+4.93	6 / 39	Q1
2Y	+3.90%	-0.35%	+4.25	7 / 39	Q1
3Y	+8.53%	+6.02%	+2.51	10 / 34	Q2
4Y	+8.67%	+7.17%	+1.51	9 / 31	Q2
5Y	+7.57%	+5.55%	+2.02	7 / 25	Q2
7Y	+8.26%	+6.94%	+1.32	9 / 22	Q2
10Y	+6.64%	+4.97%	+1.67	3 / 11	Q2
Inception	+6.40%	+6.11%	+0.29	18 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.16%	-2.86%	+1.70	13 / 38
2025	+8.94%	+2.32%	+6.62	6 / 38
2024	+9.14%	+9.52%	-0.37	20 / 35
2023	+12.42%	+15.43%	-3.00	22 / 31
2022	+4.12%	+1.33%	+2.79	10 / 29
2021	+10.75%	+10.71%	+0.04	12 / 23
2020	+8.10%	+10.14%	-2.04	15 / 23
2019	+5.46%	+4.00%	+1.46	8 / 19
2018	-2.81%	-4.09%	+1.27	10 / 17
2017	+12.45%	+14.53%	-2.08	9 / 14
2016	+1.58%	+0.87%	+0.70	5 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.70%

136 windows

min -15.4% · max 33.8%

87% positive

3-Year rolling

+6.76%

111 windows

min -3.8% · max 17.4%

96% positive

5-Year rolling

+6.60%

87 windows

min -1.0% · max 14.6%

98% positive

7-Year rolling

+6.59%

63 windows

min 4.5% · max 9.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.58%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.49

Downside-only deviation

Max drawdown

-8.57%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹43.5770	17 Jul 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹46.1264	17 Jul 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.7267	17 Jul 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW	ICICI Prudential	₹29.7400	17 Jul 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.9800	17 Jul 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹16.3950	17 Jul 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.5260	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹30.4200	17 Jul 2026
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Motilal Oswal	₹13.3545	17 Jul 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.7641	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹27.2800
16 Jul 2026	₹27.1400
15 Jul 2026	₹27.1800
14 Jul 2026	₹27.1100
13 Jul 2026	₹27.2800
10 Jul 2026	₹27.2700
9 Jul 2026	₹27.0800
8 Jul 2026	₹27.0000
7 Jul 2026	₹27.3800
6 Jul 2026	₹27.4100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW is ₹27.2800. It's a Balanced Advantage Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW has NAV history starting from 12 Jun 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW has delivered a absolute return of 3.02% — +4.93 pp ahead of the Balanced Advantage Fund category average of -1.91%. The fund ranks #6 of 39 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 8.53% — +2.51 pp ahead of the Balanced Advantage Fund category average of 6.02%. The fund ranks #10 of 34 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 7.57% — +2.02 pp ahead of the Balanced Advantage Fund category average of 5.55%. The fund ranks #7 of 25 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW exactly 10 years ago would be worth approximately ₹190,237 today — a multiplier of 1.90×, based on the 10-year CAGR of 6.64%. The category average over the same window would have grown ₹1 lakh to ₹162,446.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹722,340 today. That's an XIRR (money-weighted annualised return) of 7.35%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,769,137 (multiplier 1.47×). XIRR: 7.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW ranks #7 out of 25 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.55%; this fund delivered 7.57%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW has experienced over the last 5-year window is 8.57% — its NAV fell from a high on 02 Jan 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW averaged 6.60% (best 14.57%, worst -0.99%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW returned 8.94% — beating the Balanced Advantage Fund category average of 2.32% by 6.62 pp. It ranked #6 of 38 in its category that year.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.6%. 5-year CAGR: 7.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.