Should I invest in Kotak Balanced Advantage Fund?

We don't give personal investment advice. Kotak Balanced Advantage Fund - Direct Plan -Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.1%. 5-year CAGR: 9.73%.

Kotak

Kotak Balanced Advantage Fund - Direct Plan -Growth Option

Latest NAV

₹22.2930

As of

3 Jun 2026

1,918 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.09%	+0.17	12 / 37	Q2
1W	-0.91%	-1.03%	+0.12	13 / 37	Q2
2W	+0.30%	-0.05%	+0.35	7 / 37	Q1
1M	-0.71%	-0.84%	+0.14	13 / 37	Q2
3M	-1.13%	-0.70%	-0.43	21 / 37	Q3
6M	-2.45%	-2.95%	+0.50	17 / 36	Q2
YTD	-2.79%	-3.14%	+0.35	15 / 35	Q2
1Y	+1.16%	+1.34%	-0.18	20 / 35	Q3
2Y	+5.76%	+3.74%	+2.02	10 / 34	Q2
3Y	+10.40%	+9.42%	+0.98	20 / 29	Q3
4Y	+10.89%	+11.06%	-0.18	12 / 23	Q3
5Y	+9.73%	+9.89%	-0.15	10 / 18	Q3
7Y	+10.99%	+10.91%	+0.08	8 / 16	Q2
10Y	—	—	—	—	—
Inception	+10.80%	+8.05%	+2.75	14 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.79%	-3.14%	+0.35	15 / 35
2025	+6.77%	+6.42%	+0.35	17 / 34
2024	+15.59%	+14.12%	+1.48	11 / 31
2023	+17.12%	+19.93%	-2.81	20 / 26
2022	+5.06%	+5.24%	-0.18	11 / 23
2021	+14.32%	+15.64%	-1.32	12 / 17
2020	+14.86%	+13.59%	+1.26	7 / 17
2019	+13.18%	+9.20%	+3.98	1 / 14
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.42%

84 windows

min -14.0% · max 48.5%

96% positive

3-Year rolling

+12.99%

59 windows

min 10.3% · max 18.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.05%

35 windows

min 9.5% · max 16.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.99%

11 windows

min 10.7% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.09%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-9.10%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹14.8560	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.2930
2 Jun 2026	₹22.3360
1 Jun 2026	₹22.2790
29 May 2026	₹22.4200
27 May 2026	₹22.5780
26 May 2026	₹22.5400
25 May 2026	₹22.5550
22 May 2026	₹22.3860
21 May 2026	₹22.3630
20 May 2026	₹22.3300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Balanced Advantage Fund - Direct Plan -Growth Option is ₹22.2930. It's a Balanced Advantage Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Balanced Advantage Fund - Direct Plan -Growth Option has NAV history starting from 10 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Balanced Advantage Fund - Direct Plan -Growth Option is managed by Kotak. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Balanced Advantage Fund - Direct Plan -Growth Option has delivered a absolute return of 1.16% — -0.18 pp behind the Balanced Advantage Fund category average of 1.34%. The fund ranks #20 of 35 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Balanced Advantage Fund - Direct Plan -Growth Option has delivered a CAGR of 10.40% — +0.98 pp ahead of the Balanced Advantage Fund category average of 9.42%. The fund ranks #20 of 29 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak Balanced Advantage Fund - Direct Plan -Growth Option has delivered a CAGR of 9.73% — -0.15 pp behind the Balanced Advantage Fund category average of 9.89%. The fund ranks #10 of 18 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Balanced Advantage Fund - Direct Plan -Growth Option exactly 5 years ago would be worth approximately ₹159,099 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.73%. The category average over the same window would have grown ₹1 lakh to ₹160,215.

A ₹10,000 monthly SIP in Kotak Balanced Advantage Fund - Direct Plan -Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹750,890 today. That's an XIRR (money-weighted annualised return) of 8.90%.

Kotak Balanced Advantage Fund - Direct Plan -Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,216,393 — XIRR 10.39%.

On a 5-year basis, Kotak Balanced Advantage Fund - Direct Plan -Growth Option ranks #10 out of 18 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.89%; this fund delivered 9.73%.

The worst peak-to-trough decline Kotak Balanced Advantage Fund - Direct Plan -Growth Option has experienced over the last 5-year window is 9.10% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Balanced Advantage Fund - Direct Plan -Growth Option averaged 13.05% (best 16.68%, worst 9.50%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Kotak Balanced Advantage Fund - Direct Plan -Growth Option returned 6.77% — beating the Balanced Advantage Fund category average of 6.42% by 0.35 pp. It ranked #17 of 34 in its category that year.

Kotak Balanced Advantage Fund - Direct Plan -Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Kotak Balanced Advantage Fund - Direct Plan -Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.1%. 5-year CAGR: 9.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Kotak Balanced Advantage Fund - Direct Plan -Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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