Should I invest in ITI Multi Cap Fund?

We don't give personal investment advice. ITI Multi Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 12.42%.

ITI

ITI Multi Cap Fund - Direct Plan - IDCW Option

Latest NAV

₹25.9266

As of

17 Jul 2026

1,766 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.33%	0.00%	-0.33	25 / 28	Q4
1W	-0.42%	-0.36%	-0.06	17 / 28	Q3
2W	-0.03%	+0.13%	-0.15	21 / 28	Q3
1M	+0.94%	+1.70%	-0.76	24 / 28	Q4
3M	+7.13%	+5.76%	+1.37	6 / 28	Q1
6M	+5.20%	+3.75%	+1.45	13 / 28	Q2
YTD	+2.46%	+1.69%	+0.77	14 / 28	Q2
1Y	+4.40%	+1.97%	+2.43	11 / 28	Q2
2Y	+1.60%	+1.78%	-0.19	15 / 26	Q3
3Y	+15.75%	+14.20%	+1.55	7 / 21	Q2
4Y	+19.08%	+15.57%	+3.51	3 / 13	Q1
5Y	+12.42%	+11.38%	+1.05	4 / 8	Q2
7Y	+14.34%	+14.84%	-0.50	4 / 7	Q3
10Y	—	—	—	—	—
Inception	+14.17%	+13.82%	+0.35	15 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.46%	+1.69%	+0.77	14 / 28
2025	+3.63%	+1.67%	+1.96	9 / 27
2024	+17.31%	+22.18%	-4.86	16 / 22
2023	+40.86%	+32.16%	+8.71	3 / 15
2022	+4.97%	+3.83%	+1.13	6 / 12
2021	+20.26%	+39.38%	-19.12	7 / 7
2020	-0.43%	+13.20%	-13.63	7 / 7
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.97%

76 windows

min -18.5% · max 56.2%

78% positive

3-Year rolling

+17.87%

51 windows

min 7.0% · max 26.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.32%

27 windows

min 11.7% · max 23.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.80%

3 windows

min 13.1% · max 14.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.26%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

0.94

Downside-only deviation

Max drawdown

-23.09%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹18.1520	17 Jul 2026
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹86.7307	17 Jul 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7991	17 Jul 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹63.7400	17 Jul 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹141.3500	17 Jul 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹16.5460	17 Jul 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹84.6443	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹19.5800	17 Jul 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹13.9462	17 Jul 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹11.0079	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹25.9266
16 Jul 2026	₹26.0135
15 Jul 2026	₹26.0080
14 Jul 2026	₹25.8380
13 Jul 2026	₹25.9965
10 Jul 2026	₹26.0365
9 Jul 2026	₹25.7526
8 Jul 2026	₹25.4496
7 Jul 2026	₹25.8974
6 Jul 2026	₹26.1204

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Multi Cap Fund - Direct Plan - IDCW Option is ₹25.9266. It's a Multi Cap Fund from ITI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Multi Cap Fund - Direct Plan - IDCW Option has NAV history starting from 16 May 2019, a track record of about 7 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Multi Cap Fund - Direct Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Multi Cap Fund - Direct Plan - IDCW Option has delivered a absolute return of 4.40% — +2.43 pp ahead of the Multi Cap Fund category average of 1.97%. The fund ranks #11 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Multi Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 15.75% — +1.55 pp ahead of the Multi Cap Fund category average of 14.20%. The fund ranks #7 of 21 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ITI Multi Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 12.42% — +1.05 pp ahead of the Multi Cap Fund category average of 11.38%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in ITI Multi Cap Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹179,602 today — a multiplier of 1.80×, based on the 5-year CAGR of 12.42%. The category average over the same window would have grown ₹1 lakh to ₹171,382.

A ₹10,000 monthly SIP in ITI Multi Cap Fund - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹857,207 today. That's an XIRR (money-weighted annualised return) of 14.24%.

ITI Multi Cap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,435,888 — XIRR 15.04%.

On a 5-year basis, ITI Multi Cap Fund - Direct Plan - IDCW Option ranks #4 out of 8 funds in the Multi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.38%; this fund delivered 12.42%.

The worst peak-to-trough decline ITI Multi Cap Fund - Direct Plan - IDCW Option has experienced over the last 5-year window is 23.09% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Multi Cap Fund - Direct Plan - IDCW Option averaged 17.32% (best 23.41%, worst 11.68%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, ITI Multi Cap Fund - Direct Plan - IDCW Option returned 3.63% — beating the Multi Cap Fund category average of 1.67% by 1.96 pp. It ranked #9 of 27 in its category that year.

ITI Multi Cap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Multi Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 12.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ITI Multi Cap Fund - Direct Plan - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Cap Fund

Recent NAVs

Frequently asked questions

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