Should I invest in BANDHAN MULTI CAP FUND?

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN

Latest NAV

₹15.9440

As of

3 Jun 2026

1,116 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	+0.24%	+0.31	3 / 28	Q1
1W	-1.00%	-1.49%	+0.49	7 / 28	Q1
2W	+0.55%	+0.35%	+0.21	10 / 28	Q2
1M	+0.36%	+0.04%	+0.33	12 / 28	Q2
3M	-4.96%	+2.40%	-7.36	26 / 28	Q4
6M	-8.74%	-3.16%	-5.58	23 / 28	Q4
YTD	-9.18%	-2.95%	-6.22	24 / 28	Q4
1Y	-4.35%	+1.31%	-5.66	21 / 28	Q3
2Y	-1.14%	+3.05%	-4.19	22 / 25	Q4
3Y	+11.09%	+14.85%	-3.76	18 / 20	Q4
4Y	+13.59%	+14.66%	-1.06	10 / 13	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.94%	+12.67%	-1.74	21 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.18%	-2.95%	-6.22	24 / 28
2025	-0.20%	+1.67%	-1.88	21 / 27
2024	+20.86%	+22.18%	-1.32	12 / 22
2023	+31.46%	+32.16%	-0.69	8 / 15
2022	+8.63%	+3.83%	+4.79	5 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.45%

43 windows

min -8.6% · max 45.0%

74% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+16.62%

19 windows

min 10.5% · max 21.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.44%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.48

Downside-only deviation

Max drawdown

-25.15%

Sep 2024 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹17.2020	3 Jun 2026
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹83.5468	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹12.8171	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026
Mirae Asset Multicap Fund - Direct Plan - IDCW	Mirae Asset	₹14.5910	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.9440
2 Jun 2026	₹15.9670
1 Jun 2026	₹15.8800
31 May 2026	₹16.0090
29 May 2026	₹16.0100
27 May 2026	₹16.2110
26 May 2026	₹16.1280
25 May 2026	₹16.1100
22 May 2026	₹15.9500
21 May 2026	₹15.9080

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN is ₹15.9440. It's a Multi Cap Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN has NAV history starting from 03 Dec 2021, a track record of about 4 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN is managed by Bandhan. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN has delivered a absolute return of -4.35% — -5.66 pp behind the Multi Cap Fund category average of 1.31%. The fund ranks #21 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN has delivered a CAGR of 11.09% — -3.76 pp behind the Multi Cap Fund category average of 14.85%. The fund ranks #18 of 20 in its category — the bottom (Q4) quartile.

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN exactly 3 years ago would be worth approximately ₹137,103 today — a multiplier of 1.37×, based on the 3-year CAGR of 11.09%. The category average over the same window would have grown ₹1 lakh to ₹151,494.

A ₹10,000 monthly SIP in BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN over the last 3 years — total invested ₹360,000 — would be worth ₹368,012 today. That's an XIRR (money-weighted annualised return) of 1.43%.

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹368,012 — XIRR 1.43%.

On a 3-year basis, BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN ranks #18 out of 20 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.85%; this fund delivered 11.09%.

The worst peak-to-trough decline BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN has experienced over the last 3-year window is 25.15% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN averaged 16.62% (best 21.41%, worst 10.53%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN returned -0.20% — lagging the Multi Cap Fund category average of 1.67% by 1.88 pp. It ranked #21 of 27 in its category that year.

BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.