Should I invest in NIPPON INDIA MULTI CAP FUND?

We don't give personal investment advice. NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.6%. 5-year CAGR: 12.71%.

Nippon India

NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option

Latest NAV

₹83.5468

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.24%	-0.06	20 / 28	Q3
1W	-1.81%	-1.49%	-0.32	20 / 28	Q3
2W	-0.53%	+0.35%	-0.88	24 / 28	Q4
1M	-1.81%	+0.04%	-1.85	28 / 28	Q4
3M	+0.42%	+2.40%	-1.98	22 / 28	Q4
6M	-9.80%	-3.16%	-6.63	25 / 28	Q4
YTD	-9.37%	-2.95%	-6.42	25 / 28	Q4
1Y	-7.26%	+1.31%	-8.56	27 / 28	Q4
2Y	-4.06%	+3.05%	-7.11	24 / 25	Q4
3Y	+10.10%	+14.85%	-4.75	19 / 20	Q4
4Y	+12.15%	+14.66%	-2.51	12 / 13	Q4
5Y	+12.71%	+11.62%	+1.09	3 / 8	Q2
7Y	+11.97%	+13.37%	-1.40	5 / 7	Q3
10Y	+9.70%	+10.93%	-1.23	3 / 5	Q3
Inception	+8.72%	+12.67%	-3.95	23 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.37%	-2.95%	-6.42	25 / 28
2025	-3.77%	+1.67%	-5.44	24 / 27
2024	+18.96%	+22.18%	-3.22	14 / 22
2023	+30.08%	+32.16%	-2.07	9 / 15
2022	+11.25%	+3.83%	+7.41	4 / 12
2021	+48.52%	+39.38%	+9.14	2 / 7
2020	+0.74%	+13.20%	-12.46	6 / 7
2019	-4.62%	+3.47%	-8.09	6 / 6
2018	-12.87%	-10.47%	-2.40	5 / 6
2017	+29.99%	+29.65%	+0.34	2 / 5
2016	-14.05%	-4.63%	-9.42	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.30%

152 windows

min -38.1% · max 88.8%

61% positive

3-Year rolling

+10.18%

127 windows

min -14.4% · max 37.8%

80% positive

5-Year rolling

+9.70%

103 windows

min -10.6% · max 28.0%

83% positive

7-Year rolling

+8.39%

79 windows

min -1.3% · max 15.5%

97% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.89%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.39

Downside-only deviation

Max drawdown

-25.58%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹17.2020	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹15.9440	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹12.8171	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026
Mirae Asset Multicap Fund - Direct Plan - IDCW	Mirae Asset	₹14.5910	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹83.5468
2 Jun 2026	₹83.6635
1 Jun 2026	₹83.5182
29 May 2026	₹84.7645
27 May 2026	₹85.6880
26 May 2026	₹85.2031
25 May 2026	₹85.4284
22 May 2026	₹84.7567
21 May 2026	₹84.5909
20 May 2026	₹84.3232

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option is ₹83.5468. It's a Multi Cap Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option has delivered a absolute return of -7.26% — -8.56 pp behind the Multi Cap Fund category average of 1.31%. The fund ranks #27 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 10.10% — -4.75 pp behind the Multi Cap Fund category average of 14.85%. The fund ranks #19 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 12.71% — +1.09 pp ahead of the Multi Cap Fund category average of 11.62%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option exactly 10 years ago would be worth approximately ₹252,446 today — a multiplier of 2.52×, based on the 10-year CAGR of 9.70%. The category average over the same window would have grown ₹1 lakh to ₹282,276.

A ₹10,000 monthly SIP in NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹719,317 today. That's an XIRR (money-weighted annualised return) of 7.18%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹2,133,348 (multiplier 1.78×). XIRR: 11.07%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option ranks #3 out of 8 funds in the Multi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.62%; this fund delivered 12.71%.

The worst peak-to-trough decline NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option has experienced over the last 5-year window is 25.58% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option averaged 9.70% (best 27.98%, worst -10.63%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option returned -3.77% — lagging the Multi Cap Fund category average of 1.67% by 5.44 pp. It ranked #24 of 27 in its category that year.

NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.6%. 5-year CAGR: 12.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.